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KKO 3344/1997 Generato dall'IA

Supreme Court held that a loan obligation remains binding after contract rescission if the loan was advanced for the purchase price.

Numero d'incarto KKO 3344/1997
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Accolto (Allowed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court ruled that the borrower's debt obligation survived the rescission of the holiday share purchase contract. Although the contract was voided due to the buyer's request, the bank had already advanced the loan funds based on documents provided by the seller. The court determined that the loan obligation was independent of the underlying sales contract and therefore remained enforceable against the buyer.

Regesto Legislator

Generato dall'IA

s. 10 of the Act on the Security of Transactions; The obligation to repay a loan advanced for a purchase price remains binding after the rescission of the sales contract if the loan was granted in reliance on the contract's validity.

Parole chiave

Generato dall'IA
independent obligation loan rescission purchase price contract voidance creditor rights diritto bancario bancarotta fraudolenta fermo banca

Disposizioni normative citate

Generato dall'IA
s. 10 of the Act on the Security of Transactions
Generato dall'IA
kko-precedent_1991_42
Supreme Court allows bank to pay damages for breach of loan contract causing property sale cancellation.
kko-precedent_1996_79
Financing company denied payment due to seller's failure to notify them of contract rescission.
kko-precedent_1997_58
Supreme Court dismisses appeal when bank monitored guarantee debt in bankruptcy covered by secondary guarantor's obligation.
kko-precedent_1995_116
Supreme Court allows partial payment defense when debt transfer timing does not match payment receipt.
kko-other_1996_4486
Buyer paid installment to finance company after debt transfer; court held buyer remains liable to original creditor.

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Testo completo

A oli ostanut loma-osakkeen. Kaupan yhteydessä hän oli myyjän luona täyttänyt pankilta otettavaa luottoa ja sen nostamista koskevat asiakirjat, jotka myyjä oli toimittanut pankille. Pankki oli myöntänyt luoton ja maksanut kauppahinnan myyjän tilille. Kauppaehtoihin oli katsottu sisältyneen purkuoikeus seitsemän päivän ajan ja A:n vaatimuksesta lomaosaketta koskeva kauppa oli toisessa oikeudenkäynnissä purettu. Kysymys siitä, oliko A:n velkasitoumus häntä sitova kaupan purkamisen jälkeen.