FS-2650/2014-ODE ECLI:DK:ODE:2022:FS0000000087 Generato dall'IA

Court dismisses claim for 37% late fees as excessive and contrary to consumer protection law.

Numero d'incarto FS-2650/2014-ODE

Autorità giudiziaria Retten i Odense

Giurisdizione

Danimarca (DK)

Data della decisione 2014-03-12

Esito del giudizio Respinto (Dismissed)

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Sintesi Legislator

Generato dall'IA

The court dismissed the creditor's request to recover 37% late fees from the consumer. The creditor argued that the high rate reflected the risk of non-payment, while the consumer contended it was unreasonably high. The court ruled that such rates violate consumer protection standards and are therefore not enforceable.

Regesto Legislator

Generato dall'IA

Consumer Protection Act; Unfair Contract Terms Act: Excessive late fees exceeding statutory limits are deemed unfair and unenforceable against consumers.

Parole chiave

Generato dall'IA

excessive late fees consumer protection law unfair contract terms interest rate cap creditor liability interesse moratorio contrattuale diritto alla rendita pagamento a rate

Generato dall'IA

FS-5720/2018-HOL

Court dismisses claim for 150% interest due to lack of justification and unlimited duration.

BS-918/2014-OLR

Land's Court dismisses request to remit case, ruling explanation for 37% late fee not required before enforcement.

FS-1177/2012-ROS

Payment claim dismissed due to prior interest ruling; creditor's cited case involves different credit relationship.

FS-11882/2018-ARH

Claim dismissed for accrued interest on expired debt portion due to statute of limitations violation.

BS-34683/2022-ESB

Court dismisses claim for property purchase agreement due to lack of binding offer acceptance in SMS. Verdict: dismissed.