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ICCJ_86260 Généré par l'IA

Bank credit execution by subrogated insurer: interpretation of OUG 99/2006 art. 120 and Law 136/1995 art. 22

Numéro de cause ICCJ_86260
Autorité / Tribunal
Juridiction Roumanie (RO)
Date de la décision
Issue du litige Irrecevable (Inadmissible)
Ouvrir la source officielle Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

The High Court of Cassation and Justice dismissed as inadmissible the request for a preliminary ruling filed by the Specialized Cluj Court regarding Case No. 18785/211/2013. The dispute concerned the interpretation of Article 120 of Emergency Government Ordinance No. 99/2006 on credit institutions and capital adequacy, read in conjunction with Article 22 of Law No. 136/1995 on insurance, specifically addressing whether a request for approval of forced execution of a credit contract is valid when submitted by an insurer subrogated in the rights of the creditor bank. The court applied Article 521(3) of the Code of Civil Procedure to find the referral inadmissible, leaving the lower court's proceedings to continue without a binding legal clarification from the supreme judiciary.

Regeste Legislator

Généré par l'IA

art. 22 din Legea nr.136/1995, art. 521 alin. (3) din Codul de procedură civilă; Bank credit execution by subrogated insurer: interpretation of OUG 99/2006 art. 120 and Law 136/1995 art. 22: 18785/211/2013. The dispute concerned the interpretation of Article 120 of Emergency Government Ordinance No. 99/2006 on credit institutions and capital adequacy, read in conjunction with Article 22 of Law No. 136/1995 on insurance, specifically addressing whether a request for approval of forced execution of a credit contract is valid when submitted by an insurer subrogated in the rights of the creditor bank. The court applied Article 521(3) of the Code of Civil Procedure to find the referral inadmissible, leaving the lower court's proceedings to continue without a binding legal clarification from the supreme judiciary.

Mots-clés

Généré par l'IA
subrogation de l'assureur droit bancaire assurance-crédit interprétation du contrat établissement de crédit procédure préjudicielle

Dispositions légales citées

Généré par l'IA
art. 22 din Legea nr.136/1995
art. 521 alin. (3) din Codul de procedură civilă
Cited to establish the binding nature of the decision issued by the court for resolving questions of law.
Généré par l'IA
ICCJ_118617
Insurance subrogation appeal timeliness and validity of private debt demand as judicial enforcement summons under equivalence principle
Decizia nr. 413/2003
Subrogated claim by credit insurer for unpaid trade receivables and the sufficiency of partial payment to establish the risk of non-payment under Law 136/1995
ICCJ_86259
Admissibility of preliminary ruling on credit institution capital adequacy and civil debt enforcement by assignee creditor under OUG 99/2006 and 1864 Civil Code
ICCJ_86925
Transfer of executive title status to subrogated insurer under credit contracts
Decizia nr. 3454/2005
Prescription of the right to request compulsory execution of assigned non-performing bank claims under special legislation

Questions juridiques clés extraites par Legislator

Généré par l'IA
art. 521 alin. (3) din Codul de procedură civilă

Cited to establish the binding nature of the decision issued by the court for resolving questions of law.

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Texte complet

ROMÂNIA

ÎNALTA CURTE DE CASAŢIE ŞI JUSTIŢIE

Completul pentru dezlegarea unor chestiuni de drept în materie civilă

Minuta deciziei nr. 4 Dosar nr. 2/1/2014/HP

ÎN NUMELE LEGII

DECIDE:

Respinge ca inadmisibilă sesizarea formulată de Tribunalul Specializat Cluj în dosarul nr. 18785/211/2013 privind pronunțarea unei hotărâri prealabile pentru dezlegarea modului de interpretare și aplicare a dispozițiilor art. 120 din Ordonanţa de urgenţă a Guvernului nr. 99/2006 privind instituţiile de credit şi adecvarea capitalului, cu modificările şi completările ulterioare, coroborat cu art. 22 din Legea nr.136/1995 privind asigurările şi reasigurările în România, cu modificările şi completările ulterioare, în situația în care cererea de încuviințare a executării silite a unui contract de credit este formulată de asigurătorul subrogat în drepturile creditorului instituție bancară.

Obligatorie, potrivit dispoziţiilor art. 521 alin. (3) din Codul de procedură civilă.

Pronunţată în şedinţă publică, astăzi 14 aprilie 2014.