FS-2650/2014-ODE ECLI:DK:ODE:2022:FS0000000087 Généré par l'IA

Court dismisses claim for 37% late fees as excessive and contrary to consumer protection law.

Numéro de cause FS-2650/2014-ODE

Autorité / Tribunal Retten i Odense

Juridiction

Danemark (DK)

Date de la décision 2014-03-12

Issue du litige Rejeté (Dismissed)

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Synthèse Legislator

Généré par l'IA

The court dismissed the creditor's request to recover 37% late fees from the consumer. The creditor argued that the high rate reflected the risk of non-payment, while the consumer contended it was unreasonably high. The court ruled that such rates violate consumer protection standards and are therefore not enforceable.

Regeste Legislator

Généré par l'IA

Consumer Protection Act; Unfair Contract Terms Act: Excessive late fees exceeding statutory limits are deemed unfair and unenforceable against consumers.

Mots-clés

Généré par l'IA

excessive late fees consumer protection law unfair contract terms interest rate cap creditor liability intérêt moratoire contractuel droit à la rente paiement échelonné

Généré par l'IA

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BS-918/2014-OLR

Land's Court dismisses request to remit case, ruling explanation for 37% late fee not required before enforcement.

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