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ATAS/1066/2009 • CJ GE ATAS/1066/2009 Généré par l'IA

Insurance Claim Denial Over Industrial Accident Exclusion

Numéro de cause ATAS/1066/2009
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Admis (Allowed)
Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

The case concerned an appeal against a decision regarding an insurance claim for damages sustained to a structure due to an industrial accident, where the insurer denied coverage based on a clause excluding damage caused by specific construction risks inherent to the insured activity. The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Regeste Legislator

Généré par l'IA

Insurance Claim Denial Over Industrial Accident Exclusion: The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Mots-clés

Généré par l'IA
assureur-accidents réserve d'assurance risque assuré politique industrielle cas d'exclusion politique de la construction
Généré par l'IA
A/2956/2007
Insurer's Denial of Property Damage Coverage Upheld
A/1480/2002
Insurance Coverage Dispute: Explosion Damage and Policy Exclusions
A/1002/2001
Insurance Benefits Appeal for Subsequent Injury Following Work Accident
A/2510/2015
Insurance Coverage Appeal for Work Accident Sequelae
A/40/2018
Insured Appeal of Denied Coverage for Work Accident Relapse

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Texte complet

A/610/2009

### [ATAS/1066/2009](/apps/decis/fr/atas/show/1963360) du 01.09.2009 ( AI ) , ADMIS

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