Insurance Policy Exclusion for Revoked License Struck Down
France (FR)
Synthèse Legislator
Généré par l'IAA plaintiff, injured in a traffic accident caused by a driver who had a license that was subsequently revoked, sued the insurer of the at-fault vehicle, seeking compensation for damages, but the insurer invoked a policy clause excluding coverage for accidents caused by drivers whose licenses were revoked at the time of the accident. The Court of Cassation quashed the lower court's decision, reasoning that a contractual exclusion in an insurance policy for accidents caused by drivers whose licenses have been revoked is void and unenforceable because it contravenes mandatory legal provisions designed to ensure compensation for victims of traffic accidents, thereby overriding the contractual freedom of the parties where public policy is concerned.
Regeste Legislator
Généré par l'IAInsurance Policy Exclusion for Revoked License Struck Down: The Court of Cassation quashed the lower court's decision, reasoning that a contractual exclusion in an insurance policy for accidents caused by drivers whose licenses have been revoked is void and unenforceable because it contravenes mandatory legal provisions designed to ensure compensation for victims of traffic accidents, thereby overriding the contractual freedom of the parties where public policy is concerned.