Action Against Builder's Insurer Barred by Ten-Year Structural Defect Guarantee Period

Action Against Builder's Insurer Barred by Ten-Year Structural Defect Guarantee Period: A lower court wrongly held a third party liable for damages arising from a defect in construction when the claim was brought after the ten-year guarantee period for structural defects had expired, even though the defect was alleged to be covered by the insurer under the mandatory liability insurance for builders; the reviewing court affirmed that under the relevant civil code articles, the action against the builder's insurer must be initiated within the same ten-year period applicable to the builder for such structural defects, regardless of the policy terms or the nature of the third party's involvement.