State Pension Insurance Act
Table of Provisions (107)
Statutory Text (107 Articles)
(1) This Act provides the definition, types and extent of state pensions, and the conditions and procedure for the grant of state pensions, the organisation of state pension insurance and the bases for calculation of funds for state pension insurance.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) The provisions of the General Part of the Social Code Act apply to the social protection prescribed in this Act, taking account of the specifications provided for in this Act.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
A state pension payable on the basis of this Act is a monthly financial social insurance benefit in the case of old age or loss of a provider which is based on the principle of solidarity and which is paid from the funds allocated for the expenditure prescribed for state pension insurance in the state budget.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
Insured persons are
1) persons who pursuant to the Social Tax Act pay the pension insurance part of social tax or for whom the pension insurance part of social tax must be paid;
2) persons for whom the right to receive a state pension arises on other bases pursuant to this Act.
(1) Under the conditions provided for in this Act, state pensions shall be granted and paid to
1) permanent residents of Estonia;
2) aliens residing in Estonia on the basis of temporary residence permits or temporary right of residence;
3) taking account of the specifications provided for in this Act, persons residing in a foreign state which has not entered into an international agreement with Estonia.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1<sup>1</sup>) A person whose residence is in a foreign state in addition to Estonia has the right to receive state pension under equal conditions with the persons specified in clauses 1 and 2 of subsection 1 of § 4 of this Act if he or she is a resident within the meaning of subsection 1 of § 6 of the Income Tax Act.
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
(2) A state pension shall be granted pursuant to this Act unless a person receives a state pension pursuant to other Estonian Acts.
(3) If an international agreement entered into by the Republic of Estonia contains provisions which differ from the provisions of this Act for the grant or payment of pensions, the international agreement applies.
(4) If a person resides in a foreign state which has entered into an international agreement with Estonia, pensions within the scope of application of the international agreement shall be paid on the basis of the international agreement.
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
(5) A person to whom a pension has been granted on the basis of an international agreement, the pension within the scope of the agreement shall no longer be granted on the basis of this Act.
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
This Act provides for the following state pensions
1) old-age pension;
2) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
3) survivor’s pension;
4) national pension.
Persons who have the right to receive several state pensions shall be granted one state pension of their choice, except in the case provided for in subsection 4 of § 41 of this Act.
(1) Persons who have attained 65 years of age and whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 15 years have the right to receive old-age pension.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1<sup>1</sup>) In order to gradually increase the pensionable age, the right of persons born between the years 1953 and 1960 to receive an old-age pension arises, before attaining the age provided for in subsection 1 of this section, at the ages provided as follows
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
Year of birth Age 1953 63 years 1954 63 years 3 months 1955 63 years 6 months 1956 63 years 9 months 1957 64 years 1958 64 years 3 months 1959 64 years 6 months 1960 64 years 9 months [RT I 2010, 18, 97 – entry into force 01.01.2017]
(2) In order to gradually make the pensionable age of men and women equal, the right of women born between the years 1944 and 1952 to receive an old-age pension arises, before attaining the age provided for in clause 1 of subsection 1 of this section, at the ages provided as follows
Year of birth Age 1944 58 years 6 months 1945 59 years 1946 59 years 6 months 1947 60 years 1948 60 years 6 months 1949 61 years 1950 61 years 6 months 1951 62 years 1952 62 years 6 months
(2<sup>1</sup>) The age specified in clause 1 of subsection 1 of this section and subsections 11 and 2 of this section is deemed to be the pensionable age unless otherwise provided by another Act.
[RT I 2010, 18, 97 – entry into force 01.01.2017]
(2<sup>2</sup>) In the case of a person who has been established to have partial or no work ability on the basis of the Work Ability Allowance Act, the requirement for a pension qualifying period provided for in subsection 1 of this section shall be reduced by one year for each three full years during which the person had been established to have partial or no work ability.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(3) Old-age pensions are granted for life.
(1) As of 2027, pensionable age is 65 to which the change in the life expectancy of persons 65 years of age is added.
(2) Calculation of pensionable age is based on the average life expectancy of men and women 65 years of age published each year by Statistics Estonia.
(3) The base period for the calculation of pensionable age is from 2018 to 2022 and the reference period is the period of four to eight years before the year for which the pensionable age is calculated.
(4) Upon calculation of pensionable age for the year t, the average life expectancy of persons 65 years of age during the reference period shall be added to 65 years and the average life expectancy of persons 65 years of age during the base period shall be deducted based on the following formula
iVBORw0KGgoAAAANSUhEUgAAArwAAAA0CAYAAABoxuvfAAAACXBIWXMAAA7EAAAOxAGVKw4bAAAF HGlUWHRYTUw6Y29tLmFkb2JlLnhtcAAAAAAAPD94cGFja2V0IGJlZ2luPSLvu78iIGlkPSJXNU0w TXBDZWhpSHpyZVN6TlRjemtjOWQiPz4gPHg6eG1wbWV0YSB4bWxuczp4PSJhZG9iZTpuczptZXRh LyIgeDp4bXB0az0iQWRvYmUgWE1QIENvcmUgNS42LWMxNDIgNzkuMTYwOTI0LCAyMDE3LzA3LzEz LTAxOjA2OjM5ICAgICAgICAiPiA8cmRmOlJERiB4bWxuczpyZGY9Imh0dHA6Ly93d3cudzMub3Jn LzE5OTkvMDIvMjItcmRmLXN5bnRheC1ucyMiPiA8cmRmOkRlc2NyaXB0aW9uIHJkZjphYm91dD0i IiB4bWxuczp4bXA9Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC8iIHhtbG5zOmRjPSJodHRw Oi8vcHVybC5vcmcvZGMvZWxlbWVudHMvMS4xLyIgeG1sbnM6cGhvdG9zaG9wPSJodHRwOi8vbnMu YWRvYmUuY29tL3Bob3Rvc2hvcC8xLjAvIiB4bWxuczp4bXBNTT0iaHR0cDovL25zLmFkb2JlLmNv bS94YXAvMS4wL21tLyIgeG1sbnM6c3RFdnQ9Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC9z VHlwZS9SZXNvdXJjZUV2ZW50IyIgeG1wOkNyZWF0b3JUb29sPSJBZG9iZSBQaG90b3Nob3AgQ0Mg MjAxOCAoV2luZG93cykiIHhtcDpDcmVhdGVEYXRlPSIyMDIyLTA1LTIzVDA3OjAyOjM0KzAzOjAw IiB4bXA6TW9kaWZ5RGF0ZT0iMjAyMi0wNS0yM1QwNzoyMzo0MCswMzowMCIgeG1wOk1ldGFkYXRh RGF0ZT0iMjAyMi0wNS0yM1QwNzoyMzo0MCswMzowMCIgZGM6Zm9ybWF0PSJpbWFnZS9wbmciIHBo b3Rvc2hvcDpDb2xvck1vZGU9IjMiIHBob3Rvc2hvcDpJQ0NQcm9maWxlPSJzUkdCIElFQzYxOTY2 LTIuMSIgeG1wTU06SW5zdGFuY2VJRD0ieG1wLmlpZDo1NDc2ZTYzOS00YjEyLTY1NDUtYTcwNi1i MTdkN2E2ZDNjZTciIHhtcE1NOkRvY3VtZW50SUQ9InhtcC5kaWQ6NTQ3NmU2MzktNGIxMi02NTQ1 LWE3MDYtYjE3ZDdhNmQzY2U3IiB4bXBNTTpPcmlnaW5hbERvY3VtZW50SUQ9InhtcC5kaWQ6NTQ3 NmU2MzktNGIxMi02NTQ1LWE3MDYtYjE3ZDdhNmQzY2U3Ij4gPHhtcE1NOkhpc3Rvcnk+IDxyZGY6 U2VxPiA8cmRmOmxpIHN0RXZ0OmFjdGlvbj0iY3JlYXRlZCIgc3RFdnQ6aW5zdGFuY2VJRD0ieG1w LmlpZDo1NDc2ZTYzOS00YjEyLTY1NDUtYTcwNi1iMTdkN2E2ZDNjZTciIHN0RXZ0OndoZW49IjIw MjItMDUtMjNUMDc6MDI6MzQrMDM6MDAiIHN0RXZ0OnNvZnR3YXJlQWdlbnQ9IkFkb2JlIFBob3Rv c2hvcCBDQyAyMDE4IChXaW5kb3dzKSIvPiA8L3JkZjpTZXE+IDwveG1wTU06SGlzdG9yeT4gPC9y ZGY6RGVzY3JpcHRpb24+IDwvcmRmOlJERj4gPC94OnhtcG1ldGE+IDw/eHBhY2tldCBlbmQ9InIi Pz5iWBfMAACFU0lEQVR42uy9eVTOXd/3/zaHDEkZQuYhs9AcohJFJFGEpMwZkjkiiaQQyUwyhiSp KElRSqUiKg1K86DSXMf798dxnM7zvJ/zmu77edZzPdfv2Gu9l6XjO+y9v3t/9mtPnw2SEEssscQS SyyxxBJLrP9UiTNBLLHEEkssscQSSywx8IolllhiiSWWWGKJJZYYeMUSSyyxxBJLLLHEEksMvGKJ JZZYYoklllhiiSUGXrHEEkssscQSSyyxxBIDr1hiiSWWWGKJJZZYYomBVyyxxBJLLLHEEkssMfD+ 5Q8Z7mCTD85bzcQfg+SgpXhZUo0yEp9ItLAW9/bOF/44zhCJJL5eWgsA2BGZjcavtyEJQH7haRSR aOQ3kIVwt1soemJrrD2bhLxYB5QcG4ygtfJQnb8XF6qII9lEdlYgNqgKrxy6ch9ySLAiGjo9AOja 4CebcESvEwB53PzUgEoSjd98wKg9OGA2CgCgYXwS0ccWI++MIpp8ZmDu0NZo1c8Yl8oIl1LC+/pB vDAGojYDMgBGGrrCp4k4lkMUZ8Vgq3Z/AIDydje8J+FLIrfoOZjuBCYfxaerlujbFkDvJThvvwuH r0XBMIhIr34P8gYE729g+pDBAKSx1cYGOy5cRtfDDXiWGAQWn0Lo2S3CBPaciAtFtYgiEfibCr8g cDUQaAm82gj4LAPatcHfCDJwCMhBDYkKloD8BDJdpBxEHluAG9ZzICs9CLo+AqRWfAAZCXdDlV9P WD1vCLwfBKHVnLfw9XAGX5mBgVb/mhJsYTZj2N+KJMaNMwBZCDID5He8PmmGrydHQFPfArHNxKMy wukT4VJMXHsRgGeLAelOf+tpHWHp9V5UblNFaU0TidKF/hvvTlBQzph8sXquqns6fpO622cM8SL2 HNwIeQATN/jjcXkzKs4r4t4yOcxefAJThZUDTwXfQRYh3tcJgwF0xAiYJdYAot9hbQEAWHv7JVRF fxvJnyBDwB9XwVRPXLVfIYyu4gJEkyDLYD+rN9BzHpJIMPksBksNgNvbTLzcoQG0HYzAagGSrwrv Mzz+WpTGfPDrcRQ9cUT/jgDQDnsiUoW/ffdD/v2D6NupIwBAc0cE4hPD8M1dEWdtlLDIOeT3+v3F ByGOwrrdfcx6BDgcwJToMtxhNe7OGQT0VMY7EqGHZwAANnh/Et37Bcw+hten9qM1AKA9Nl1Nwt39 cwAMw+0CglW+eGijAAA4EpT/652C8kgwZiuYfABbFg4UvnuuNdJIkC0QCNIgEHwBWYa4O4chDwDd FHDwUR2OHCT2OhLXNzigHQDLwGS0fPeHHIChuk54SMKJBPPOgDFuMJ0xEgCg6ngTZAscp/cB+s9A Mokn2ycBbfoCu26jlF+R+fwkOopK09z5R3CZxPGq7+BnRzitEtoQaaVFOEmiiCVwmykHyE1DIonA vcK6s/1euiidTWBlOLTHygpLp8RU3PvcIPyt6ScEX8+CqUfw5dZSdBOV3+0vkkT3FkEg+Cj8xs0f YDd9OABguqUXPEnYkjjJJggEaSDrkPzoAJ7v0IPu0AGYuOkidpPIYQHqQ/ejnyg9ndoCNy/twLqD xXA+RBw4QGzbSYTciYJJb2DwzINwSiX4djfmDgEweAYWviaO3IsDv7hgzwptAMBIs50IIBFW9RV8 uRfr58gB6AiLZTtw/vQFbPxI/Hx/A30ADN55GWQmlg8B0G81dM8J07TPYoYoVl2w/0YSwkjcJXHv L3SLhF9jDZpCNoFPVv59e/PWBsmei/7SOkh3aYdPrsrIPauOdHdVpLurIu2oAgRpl2WWaaiqAdDo 2GulqtktdvAvEaCR1SCbJfjztaoqoAFAfdntLxPulxJFrMBXt6loSvGSmzdutBoAje4DN6laPGer 8ORI1FxXRum7q2P6AOoANAZNv6BqG06kkfhKIl2kIhIBJ2YBAOafz0JIbhboNRgn5gyA5rZHOFtD vK8oEdmzEgS6rEMHAJLyc3AmizhdQVwPDsbINsLyY/8uE7EkgtmMBoaBjbfBtHMI99wqrKPdJ+J2 YTnIGvisVwUwHg/SK8EyZ2gNGIRl1+OQ6SW0Myc/l6My9hQAQMHSW1Qu68AcVzSFn4Da0K4AgDWX AyFHYn1BKBhyBOrDRwAA+sw6hZjMLGSdmQl/+0mYvs4DJHGJxPGcANSeXQgZAJBbhpu7d0PPLwEO JOJtpgGQwq3CeuQG7gIAqO8MEL2/Asw7juzbzujZri0AwOBAOF5426I92sEppgVkHJJdNIV279wb dBLZYYvqT2CcHZjmDPdNk4SFQmE2QmpENkmQCYEgFWQpvsVcg4oEAHTAkafZv+zWz+iH6Axg7KE7 oOAj5vYBMHQlPjWIbGnhFTDBDXtXCutKv2X7ISDha60CoC/8KpqRdssabQHgUirekWCKN/qL2jTF 8Za41kg4sAXMOosH+6YKf5BVxL6iJuSQeLpWFUBvPChrwtcHmwEARgeC4UPCh40gU7B+/kRRqe8D 1+ff4UFiD4myPB8waT8qgqwxuofwCoNzj/CMRCN/gIKPILNBZsHTUgcAMFxzGzxF9x8kUSHIBFmB r689EbZLB6vVx2HgrC3YQeINS8GvZ6Dxh3p38aQ59p3KwkF7oc2x3UU8up0LW6VW6CmzCCdIMPsE 9s+QBCCPDfmEZ1Mm+MkDF/eYAQDaqJgI84o/wbiTOLJCaItn6dviuvMJ7K4jGmteQ1sSgMEO1LIO 9hoApKZhyAWCrMU1x2W/4mS59zHCxcArBt7/u8CbhxiPFai4MGayltGmEwmktl85ceTjPw+8Vl6x aCRRzXyQn389l/l+y3fO7MnBgzWpfr12+RTXNIw4kopRR1Ix0LkAKu4ZuLdVAT3EwCsGXjHw/kcC b88u7ZDtoYbKc+PxxXUq0t3VUOY5dcLxzbOaZ60/TFdXN5pOGcyhFtfjQmsp3cJC8Me1UR4bl9Bq tStd7WZykq4R3TO4+AerUXpBQ8nBajpn2zjT1fUYF04YwdH7I1+/z/qM0qN9FlqvMabpwbN0dd1I pWEq1PVIOZ0jBl4x8IqBVwy8YuD9/yfwKk6YC/I7yK8gC0e8cDZat99wYG1XeTX2HzrV1eZm4qKr VWx7vIy49DYOz4z/PvBae71DDYkCVoNMAVkAMksxcN+qnI0WK2hmuIjjzleZTLuSh5W3v8Hs9jfM 823A9sOHEb8K6CAGXjHwioH3PxJ427RuhYVTe+HLJWN8dx+PdHdV1F+aMEt9msGXo+m8SnJkyd25 2cBw+lbzA+veINN1iL+03Bz6NHAy+W27sUwnztoWzDoKRjacHaIxWWPhJ88SniE5Kv3ctBJ00mP4 93zvz8cmbRutvzXxI2lFUvm8kRx7jFzHr6RrJokMEfCWkgg8N08MvGLgFQOvGHjFwPufDrx9Rxih sLlatOzgh8aTreNdx0vLcOi0pQRwaLlr+GFvssOJQuLB2VUINP3HwFtLopg/hEDGDHy9tzbS2ukR SzKfcYGqOvscLNDddfY9GkkUihS5ty+ClwOdxMArBl4x8P5HAu9vYfGFDCTHXkfh4V74eaIXtBft wJ2MOpBv8DNo7acOrVT4oJZHWRUJ95ldP09dfZ0xpAzZInNxyZiMcdO28xFpmPFoLeYZbcTT7zUg X6PgzvLCtm2nM4S0//jsKGaYHkVhUxHIsK6+GzXYfcQGQTpp+I1ElkjZxR9xf+1AMfCKgVcMvGLg FQPvfzrw9hhqjDPfiTrBa5Ax4PdD/c2mKPJBLWMdDzlDe/t93BHU4+6JFYhYDPhbYop0JywC/kod F1l7vVtUS/YoZh3IpnZsCLDZMn9Jxdobqeb8fNxLd6YprwUX7nxx+N6EbLJHhmi0JXTfUISYi4FX DLxi4P1PB94VF1LgRSLc1xFN3uqw3eeC93mfQXpJXjIaVDZq7d26R7UEWWhqpzy6dobVLaaxZVrZ vWV4tq7rk1GzlnPNF8454p8Am60H8bnsM0i3Xm56A1qUd/tXXqhmK/9HXthz2ANs/gIW2equmTSE 866lhHqXEucziLPlhM+HT4jY1gO3RE2mGHjFwCsGXjHwioH3/zLwQi8agecdwddLwafW/xrwJtq2 XqAx4o8Ray9SawDoP3oRjn0jIkvTwaaHqIvZG6s4Zj6dSqjuFFSIudfzcOGJH6JnAy+sgcdrYCbd CW7AX6mjm7XXO7daUr74Ryr4zXdg6AkTyg5RJYC9qkM6xw8fNYlLFyzknn23WExu+koik0To/uEI EY/wioH3Pxh4O7cF/O/sxzaHEngcIo4fJHbtIAK8Y7Gkz/9/gNfy7FtcaiBOfiNqWQSyFOQP2eTz xh9GKW+t2PqVkz/WloL8dmrz+FGcbn2PqWxS/e40ACFWHUNH6JpzSRjnrA8SoIy1IIv6RTnPSRuu ua/wcCEVPMuJjw2VQjhjstpF88k1o8x9Yz3rKXWjnLhUTFxIfo/7Fr0QbgrcXSUGXjHwioFXDLxi 4P23AN52+m/gdcIdTQHG4IOl4H3Tf15R6ydaTe0UhvYd33carHQZwBUA3j1luj3p0rZdZvd+Bu/d S7jeM7kCzeGr8GaPxmtt6wv0SS8ZdezMPax4Qyx7XIzLB5chehngb/lPLmlIDwRDZ7c/t1ZJEcAU AIv3WUyN09UyILpq7B5tdmIyyZ7lrEfkHTsELu+A59YYDWDCWOuHCg9KBRI1V1XhZyE/SNvIWWEy 2RkkAgR5INn1+ys3BUlAAeijsDSpTv4X8G7fIgbe/zHwEgKWQsCvINkt94WLggSggFb9FQ7cbxjg vJmw3UZ4rnZE+/9Y4K2BgN9AVoKsGLJXubsCAIWpFp4Kx8iOK0nY/wF4Pzw6iEQHA6kZkpg6cpmr /j6ybQ4L0BB+aKgMoABgjkQbzD92xKp8yYEi522HiPX2xPztRJTfCxjL/vsCrw+JJw0/wScrwACL vw+80TZ4f3qRKoRpHg9gHoD5Ik0GoLDG892I6/VsffwLUdOSBfILioL3xg2faMI1odR8eecRXqd8 RF19Wh+nGXKp2ht9mcSWaWV3jRBoJfNEZc5OHi2icXBJA8hkZPttze43aRVtXnN0pPd9XE8vRB5r wJaEni/cjZqktQ4LTn8gQi/fRUBdA0JJvHhxHEGzgbBNwN0VYuAVA+9/LvA+vrFhwEnP3BGn9xOn DhCH7Qifq2WwVYYYeMXA++8HvP0WvcCk1UGoSjoN5jiDn13+eWWda1fob/JWGp053iU9/PD5c1K9 hsh3mzC067hEF72S/nLadCzgpUsJOShxHYprBrIfVG2ekcz0e3xwo8uSF1RY9ZwwDyOuOJkjZPk/ CbzZoeDblXA0mwj1qUPx6N4WMPfQU2O9lRxyTmCg6RAJr4RmnH/gC/+ZgJ8JELYas6b1RJX69hd8 3ihQ/uYkhxv6khkLlp7mNHIOSASwHMw4Y3DYfDm3rLXhxtF6XPemNAEkOtVXY9iMyf/WwJt7ajI8 t02BmeOz3+v3538z4G2uhSDtGgS18WDmZaODy5ZzwzobLlGdy6Nh5bHbnhMnQolXjrvQ5j8VeAsi IMi7DzbFIO7quvRl8625eel8rl7hyTfktKckXpMQMAskURi8b5u1mkKRyY5DlcZ340+ur6VEFotb 1QRsKps0RIuDp6zxBnAGbTvewM5vRthLYBOxyfczmL8HOpL/vsB7h8Tt5kbkvz8H3jUE/Vb+bYWu Q8G1uW5yrUAoWdX1V5lvD+AkgDNzlQfXSKENl52Nbrjwk92elpajiXFgwg4tM82Z9MrhNZL4esrN 7uTb0hUFP54izAQfO2ns5H1SliyTOawllzlx+bXMJHJkCYvR9Mpq4UJNfd4uogdJfHI+ZnfqbYHp T9ah+KKO08z5tkwkl5G1Mi/3H7fzKa3VCiDxJPQUHmsBISuAG0ZYCcBO/2zGlqc5We14fRhOzx94 UN3mvovbT0rF/KwV7UdoUnx1YtUeAC7oq+1yOpPzj/0gLoaEYZQYeP/nwMsCCJgGsqFLdbK33RTg KACXw4E5tr8Dr99/MPDWiDaP54Esn3fFQnk/AJd+qltcPMmJ+0TPKBdkgqxCwfsriLJVnWIypv9R OeU1LtvJfq9YAWadNVUD7AAcAeBiNG8yteyTk7QPE5p7ifE7ifhXr2E3pY0YeMXA++8HvAOMn0PB NBDbLoSDjPgXFQUydcQTi/4fW0uM4qNmnr/2rRjh/ofApM2r1i3YmLYziVuvp5Wh6dMhlDyzuqU4 qH/alMXGNbZ+HyPXhLCf9VNi6Wti3504hC79F4D3wTxk3rFES9Y5kAEqbmbKMV0lu6eN3nr30fSb 9V3a2OVi1qk4/Pzmjorcs6jJd211zHBo6tqrX6pamD3aXqcN1DtCwsY+aFhvstuC7HCQUf2ebu6X LjH9ftPlMg77cu7a2PmxxQqSTQ2ISryF+ZL4twXemLjnqLmijBu2Ondm383xSauuQ21tC5h2698L eOtLIbipDzJi4O218hn9FvrX5ZND3u65Ou7I++JRh9mMGtah4M4mofH6TwTel05gvD2Yfdxeubdc /WnyeGVBcj+XI09USXZhSz1Ynwa2fEbDl5uuqxfp0CPi288icrjJJ+JMeSXqGdUm85ZF8SydQzwe yA4qY9ehfdde6LGnEAOPEzb3P4FlR8BvBzGz878v8N4ncZlEEKvB0rNgxXWwwudv6Bb480n3kP3a RF/9lv0fufJGXAiGDOmNwtA1U04ZKnO2QyhP/2T3rJJQsPLmrLt2y6kw65BAXUdzhs16vS0ea/fR ObyYNaxFyxevYLUhw2h19X3Jl4QL1NZcyNWv6/dk/ogHK68uuLJpOUfqOlZN11ZXtbOZe+DExhP0 jkn/yB9XbfYuWsnhRs7x2tNUxh2zM3zhus2TjypbgsJIBFWVIeyUPiK29kH80V7K8wd3pNndGn5o zu2esKEDbEe0KjE89Jqh5MCsz/5gdShSPOfema2/lxHxr3hAcw0983k6pr4On4POoP+/MfBmnp6J ZwcndJm95fgEknL3SBzN8v/3Ad46kU2KdABLg8APB4wWTtOhjW8YT5os5/EriR9/Ae/bS/+5wJv3 GnznADa+xsNdk9NmzXZn8IWzdJqzhxdJs/UkHElU8jtIynx/efSRnpoaHfwiyje+L1m+rrBJOp75 aHm/L2vRZH222xhxGpIyywFMx8rgIdhFYEMjHF5Egg0HsX5sFzHwioH33xN4ldcEoo9BILa6P0UL g0C+FClcCHN8CjLwL/QMZBiY56a9pC+IAWt+2BdySB2J5i/u2DxzOXYmEN6ZVWCFN5h+FMqSAHrK Y/nLOmwIIawCiWXhxOHrAXjxD700xKCGRFF2OHh1Jhi/Dyy+CNZel7BSGdEGAIYsdeqsdaul9dBD afB+GQLykTD+zfdcLbX0aB7QtLUuyKK1xWjsA3qaGj/h8D1xL8GXixXvuBp9k+vShUPNbDjvVsjO sfWUaU0BUgt9wNgDqxW6wwHA1o2Po22mkT1Boh/rhHlUdR38fmWA72GjAwD2Y6yRTTqpQlZp2ym2 34fO82wySGV+Pq3QDR0djr395vjKRnE/MMjmDbkt7aqhA4Dti84k2JAcQBaC309B8Orgtm6AAwAb x/isjSRbsTwETc8PrhH9favyjtc2mV9fO7nP6RmtMWgIYbghG+OWnQjLpwbLnyLOTdUWgAPk1u4N P3bEZmRkiZoPG2bemSazD91VbT6TNkG7xu8BYLvl3lcbkrJkBlh6Ch8v79oF0fs33EjZ4r1N1QEY usO/mpqsvIlb1sN2AbA57p+37HfgjQFjt4G5juP26nQ5CMARehu2F5KKrC8FQ1ZOvXJySV7frp05 3GAzV99+vsP1OqXX2ROpleUgWwZ9ubxRmNeR2TYseeTQDtjdf7arzUtS4xAJFnuCqWfmmU7p4wDA Vsnlvg1J+4OKne3RZ6bNd9I2cMMIB0DaAduvjixnPsqiz9i0Aw4C2KNrcMTmPKl5sLYcLDwhf2ZV P3sAR1qNN7b1ICdUsmTaiamS9ug90yaTtPGzGb4HwPY9j3NsSEoL0xq3WG94693C/Jlg45vetIok 2NIAQcY5MNcVZY+MNncQjobs3xmTvZEk+NELWTfNThvPHc323YZx73GXV66JP4z3kHhAIq08Hkze Af64MNp1kXzBOJPAxJs3Q+WWLlkF1RspCGcLyLg2X26vKJgxfRc3e1TJycoYY5FNNI45EiVlFHZI Mw6C3xwnKQMH5LSO2rikszUjNvWf1gc7MEBl+5xwjt93OxksclfZZ6LsAGDX4OV7bV6SU1/UF4Lv HUZu0+68H4DD8mX7tl8962VjkcTRLR9ubO4M2A62v21DZu1dJAsH9FxxYLrrB5C14x1XK28X5knr bfY3U2yCSRlvEjf/ji6SiGIZmvkcZOgfbNAfFQYyEay9ON1YArW9Zuzn+TqOj64rAVsuIWznAvcl OwNdT5ES4Xf2g+eHTtQfL30RgAsAVwBe6KHj/ug7d5DNIFukv0WccpcE7gKdvA+8KD7oQyLq5kbQ c6jqtJFSXgCOA3AHcB5jNrm/Sf1o/OPsiAV9enT2EI1ynQVwrv9cR/dv5IIM0b6BJr4XDgjUe+mu VFcWOMXzGfOvddTrD/SWkMbqRxUozwgAg1eCdXf3min14ZS9iRmhX7/D98FLPKv7CX6/AkHIfghN YlscSfmOTyQiKEAjw8BGHzDnMmIvbxPtXJyAh1U1IAXwXj0BwBg8zqoBq5wwTUYay7wTkH3OFADg 8a0etXHHAQCjrHxFPFAL5riBsR6Y0kv4yPU+L9CHxIrCcDDKFSpyfYUdw5mnkZyRgeKLOkPu2isn y+kE5Lg7J0/cUFWLE6Xh4GVjSAKA5GLcP+SAuY/i4Egifr0yAEk8rCbyA2yEwLvv+e/AW+CKisdu vzqm8w6/xctrws6veypBRiPRUU3YyfV4/Wt/hUlNOvjOFsx1wwWb0cKbh+nh9W826c4isOKmxlnr CRVDTI7xBTksLvANYuO+CzuvJBpjTqMVgNFOj0B+hGYnAEPW4PtvrJR/GUw7jwPLhZP6fcwdQBL3 Vk4EIIvgJuLrjZXCd3t9xBsSzPYVgj+ASeOtcLOZ2E2CBZcR7CAC864T4VBN5JJ4aqEIoCee1hPZ 9y0BACaO4bhN4iqbQGZh0zwF0RN74dTLQpz5I/CmHEDzqw0YJ2pHDS4HIZhE48f7YIhlx9qcMz6q 8jK0CKNfTEEdrjyKxGESB5qrkV8dATbHoDz28DEdFR3ey2iObSZhFFYMz/I6kM9R9Wbv6+XaK9k2 jEOg/wQDB6tjyvZMLPcmLr75ChY5gJVuWDm0LbpILcY5EsxyhJ2GJIC+sMwj3JuywezL8N5rIoyk sik+/tbhSjqHkyuHCsuF3i7cczuFnbUEG6Og0QrAvD0gW7BnMoBOapA7I/w2d47/DrzW9gFi4BUD 798GXlWrQKivDURvg2fY6fEEzVW30FR5G40/bqGk1BfkE1Fj8/wvFAIyp2vti81XJQGqbPEtS2uk XkF9JQ7svgyHVOJBbhlY7Ibm+ANQ6glAYSIsQ0qx7l8G3ljUkSjLDgZ9F4JvdoHZ50E+xZH5igAA qXkHIXeqCbPOpkEQcxB8sx2M2o/ae0v3Gs3bxtPFdE57tAPxO/veVlY04clihufmx4NxW4cFu8xL GT9pBoEh9iqwWDmRHBLA9I6MtjqsN2o2ba7EZL+/upyaBhvYRYtT0IdQX1ss6hA8GfN4k0bR4Nlu RW9iX1UeWDWVsppp1+1Xv3J5HnySC3SMeONNTPNbDzfeeRyTGBoR9PDmVWdaGKjRwPQknz5I5j13 Y46eZ0nNeYJZ125VdWTsksvKIxbT2T82O8JxDqUXHONaUopxO/ZOHDyNNt7hvHt4JVfsCGDRj9yV btNau47RnM/HIdej9RccXPUq98O0gjuLzvfup83DjyMY6etQP3fMRN742RT6Ijbk6I1zh2g6U4nG e88wNiqexy00qbzClcvJcYH83uWH93y/XoNX8GJQBM+uNeaCNafoH/Gce3WVOPF0ZPT75hJU31Le N2DAYG5JqX9FEqwrgSDrJPjNWePYksk12Hn+k/nbhDuORrO56dyLBgqaxrMoaETgIc1PCnJT2GW7 896paw6tdH/GQZtXENcO30Hc+UUzb9y/xC0WJlQysuSp57GMvHeSuqo6VHAL8TKIeAgWullaT1Pk nFM3sz8GHKC2ljk33Izk3RtHuGy6EhfYOPHRw2O032DI+WeKLb6F3PBcvcSMa+5HFgXetOBCvbU8 J+D14saIbjfXjynuorS70PhK7A33jQY0c/WvfZmTnHnt0lEunjGZK+09GR/1noeXq3K05Tk+JruT iYs8tphx+q6HLcEvbwpMpynRKbCAJMGfOWDh+c7fbi06P1FDn4ttI64FndtfMtPQgm/KBJ4UVKAw 6eiedeoD2Xqy7WfIrzfcfCd2gSuJJSTuZwThh/c81AQsXK6prEkTu0dF42X6PAQQP/1U9Is4sj9Z 0SoncBN1Bi2kivKSSCkJJM/eHHZj/xGiuJBgywfw+yHZoMDrsV5HdlBH05CTLpVafMsP73DHDFn9 x6/nmULOKaoKnuwyf1zLdPvz2cmxl2g2fS6n+3zY+6P4ej9XswmVsia7GBHxtv6wwXgu3ujK0PSW bZeun886uGsTVafN5EH/KN51NqX2EqeSrZ9rZr09v6F2xrJD9AuP+HlgyRSuOBjId6RmAIm/pack /En4kcKRSz7+Gx3sQJDBYPNzNMfs8ZNFa7ZZ+uhlGNmerMP11QuwwMoHHiRe3bUHvYbBaKrMn82I 7Gz4F4gaV5Yj/Y0XugstBxxfFOFqPRHpsw08Pxw6Y3v8+d7xmxGVmoof58ZhQM8Of/ppoL4jvpFI bRGgIvcpmGwL5rig+unmd7O1tvDAJ44oPzO098J+CMRQo7Adnzm3wH87+NzcdKf5VHbsKENJiR5p 4xaduHqKlP9Y9xX8fmBw+EmrD8OHDM3vK9U9YktI8tMXNYJOXoVNqGkJAwWPwM/OWhd3LU/vJz88 t2ufSRHXUr/u4c+va25vn5PdrvXECN+8Ro+GPKdVGgOnxJnfiA5Nu2qd261zt4jjid9e//zkmy8n 1eHDiFVuEdm5NIyLJVjm2rrs4fonerqj8vv26B691O1eRL9C9j5SFYbSB7bXZk3Xy5eT7hw3cNaJ CL+qitsn53aMGTNInj2GLc8AFM8NiqxY97I5rG3mCfXAEcPl8+Unrc/ysrCMmPwgeb9Vc+Pq5F1z cqS6DIi4lFoQkfTYKUVWussH1Q03Ij4JOP0Da8GiY92iL254NXrM4Pze3bpGzbS5FXHnxp78Pl26 fdx0s/p0Vk4SPp/XdG0HRBidiQ4bSUKeLdhR8R787AAm7Tax3zQ2sfsg+RfdRs9MuJdfdZakJOOd Rt04qFMmK9uNchLa5UZKO+4lkvNJoqnhO2orUuQLIy/ky3WXjp166GqEoDQ+Z/V46ax2Q4wiXlQ2 O78lwfoHEIRsdbBbNDtffmD/lL5L7CLqCwo/P9s87btk15ERd7/kvM26vSm/Z48u+dLX03d/YHOX 72Huoer95bMHynfNGjVsScTZGrp6sBnMcJx5fuPUlG4DhjyX6j8paWt65bHv1ZX2gZs0v3fvNjzi WnpxxKd7+z/27yGZqLv9dsTVak7yIztUlL5027RwesKUcUPy27XqFmnvl/XyKNnLmkTJtzvg1/34 dmfpgxEDh77qKS0Vo3P0SkSIgNNZEoOKR+ZO8zUHE217C/roKMWa+X44d5KUsCZxuewTGDAXLZn7 x3suGZGvYBXwdYb5bs12kjKDp5wIk39KgvyKH++2Ry6ZYsjO64K2AXLDTLam9j1/jPhZIJoVTLVv XZt7bu0m1YH5/XsZvdlYwIn1Wec7uWi192/TasDr3RW0vck88N3+NY5bFubKDxyS0UV5XkRASdMB sgZ8Zz/fznhA2kB5+XxD/Y2Jbtv2RWyq5/zCspc+C+V7JksZ2ETU1GWnHNXvnt+1v07+hFsc1FxX MPf0nqVRYycMypfqhPeLNt2OeElqioFXDLx/E3hVrQIxalUE5qy+irxTk5Dhpoz0o2Mxf/0JZFe8 A0svg6U3/obugvRG0Ib+WWg7jSFVdKsg8TQqArZvGrH/XQ2Kcx6Cn+0woiOA4aOx9EkxLJ4Sq58Q Js+Jg1cCEPoPgNfyUjLIXPDLcTDdDcxyB7/cQcDNHdAe1RdoNxhL3UNx4GUzPhZnitYr5YBkr9en jEKmGNmVFJDzBWT3osdWl9Xnb6j6TC6pZguYsBstT8zvrDK3ZQ9HTmu3j9hMgoLnU9xMtKhinVH0 pYJ24aenN2gt2cJee6gIIyL6bQrI9/hyzyZ8ptZWHr7L4yz0v7jGYBjVt2SHXnVKRBkF854e0KPK oDk0fpmR2EBKFKfFI+5b2KATiwYT067n7YsjWH8+cqD0RGJQS8/qjKCp+5Zocc7+0qQf1Y12d3eO 4wiLa2WnWT//lNEQ9td8HB1TTAji7jge2fzAs5lE5nWdc4NG7i9/85mzSILZxw0WqspznFHa9Zxa gpUHL3aUmdZyzpdb8lPeIzk3ePIa5d6cseVWJcnxrw6YRKgu8eB3sm1V8eXFS9XGUXFZ5rFqEhkX 3TxPuCW4kA14srb3w3FLz7GJVK99amduscWVJ0k5kmBDLlj9EDEnDb52G2hG8yaOeM9yvFs+Imqq 8VmS1GP9JzTe0XugrmfHXFK1nsQeV2KnbRMi/P2Q+tAGr9M/4JGjYbr0sOW09i9tS2aus9dQJaYd tE2puo2Xdks43sKbgay1S7m3Oltn2hJOCciYlFoU2nu3+mD2XHUjwr4gBqf3rMH1JLauDtjNIZjI OXlc+I61I/avuHaumi0q5T7mdwcN0uaAO3nTXQt+Iv/AhEez9Zzo2dg8LbX8Xa+NE6U4Zu/Dsnpy bOTOBe8mr7pI4VKVQOe1g2TZd3vZHZKtL+68cPJywMejJMGKRLDsjL6l4hB23Zr4bFMqwbTDqvNG KPPch/o0YT7dHHBpmSZnnU97s5fEzoomWAmIx/wBQVMKmmsruuY/3ugr1bov11yN+U7WG5f5OwYP 7TWYtk8KAz6mEVVRPscMZ9mdOX6reH51xuWmqcP7U3fHx6dNPygjBG+vtkfP3e7+6qGT3H7twVx6 70f+D7JX/FHjlOXO0e8/VNfiw4VlZarzXPhCQLvi9w4RBsozuf5V3vrQE7q3ew5fROO7dcNJDvTZ opgmN9/j46uKklGP38Yh8b7d3ZFDFKnysMgsIOAwrDe6IZZc/NB8EHtO9Eh/Tw64/jho6xHnYE+S /f/RufdCNYs61gEgg/6GAkG+Bpkg83zL4NdAZ+588jWxhRwW9DoVhx9+woka4t3dbeDFYZg58r8Y lM4qeJz/O/CmvvJAZ5FNdQ4rxuUGIvzqBvDsIGgOl/zzvSPW4PWnT6g4NQqd/ottllLfiQwSpS1l YIonmHgGTL2CV/az7s9ec44ppGlxxFlE7B73RNvoIBPIA0lV2WDqrm4fzhl/naBmxQ6DzRVH6jn1 SxRUtiVfDQndvyBz7jL7nHIKvD66zqXcxO3sfbKx26b771HT9ARkoPrl5bPqTA7dekXW37xppc7+ M91SHp48Nj844WP0kXXm3LjfnYHXbnLP2x9+M7e5mYRE+D5x37aY/YfN5cHTzwPq8nwrtTRViAEP Vh1z+dyq8t26sP4ylo3O4fTiu40cILeQo1dxQk2E46VurbtzyfkHAQ0pj2lr5sojTdSNcJ84QWOS Hj9UFcbduxvU72lC8PDUa3NeAwZ0CGUA+Thodq/u3JrSlOP1OXzekyc+wYdWzeKgaeb8lNNQkept V6Q+xYSdBNQ5zZKO3y8ZvAcW1V9MZUDWw2NcaXKQr/IKA8JcZ+X2GuxY7xfKUSy2kV82RZ4z31UH /baEiJknwBxno606w4nxL0IXt9A40XFh/dR5+1lHWrIqvUPVK6sra2bOIBZ8sIPZnV7vqhq7kkTa m0A8XD+297Eb1x7e8HJomTZ6PHWD8t7WVJdHOygPIvaHRc1mC5jr4WymPJ1T337zouDZl5Vjldn/ fPS3G19e+54ymsoemmvpWJgb4LVFP+BKDE1Z/NBv5tApXF7BR+SL1+tnmXFbJiPyW6LGeM0f2gjl LV/mvH5plH59Y9mMubt4Ozcr3js69KGDiTLHaa/ms9zGsmcXN5eOnbGCpx9Sgfyi4b5Ei/LWl8sj 0vKuX1pvya3ubxhJDvP7mYW6sstdvl5aFCIzUomwL1+ZnPL21DrVyTwcUf49nkRDzZORQVumsPf0 XZVDlJ172rjE9j1Jtt5K4nlpEiqe2qEp3HKy7qgRnLTyDHdttYycP16+bIjeDj6opR1ZD2ad/2Qx eR4VDOxils8fwYl6mxpNdjbMykwhyBKwxK3tg5ue7ree+AU4mEzkmEOFT6t+tqDonPyZcZpb+LqI BmwKmrdfW5E6B9/fInND984Zzv4L0n1q3r5UdFjUh1h4N72Y9Ht5cFrxpKlL+Z486OR92f7xg3Pf jScP4JidYYWP/M8F7Nq4KeAkOTfm3FIOV97G5ym8HH3NjqvXnuJr0lIMvGLg/bvAq2ARgSWbryLX fSLSTyrhq9MIaFt7IaGyFPxxEay8/Re6B1beAt+twdGFI8tXn4vkd7JbbUsOvCynwdi7BsZ+xMaX xLsQJ5yY2RbKBuZ4VNSIS1mEfTxxIIvwehqAIJN/Bnj9wE+HwIzTYL4HmHIXYyT7iKaGViK0SFSu yx6D3y+B5X4gI2ecX6PFUTui3gaX14J8Me6BrS4VN95PO5xNWFbUgaXJnR5bTQ41WbSPS8gVSmxA LcvbNyadeSnXthc1dJR+mM5aynWO5yNfZ9bsmUpKdmETkpkNsnDRycVqVV0GDPtpoaPC5Yu2lrkE vw0oJScL61lh65vL+r7ur2THFHLBr/Vy+V739BVmEPNovre8HPSbFzZBbSE1DnJpjs+B4F4SI6mh v7xqofZSbjnpE55EruEHj2cyXSfzfhJ9yQa8PueB444hID8r316lRLn59xNHJRO1ZJ+ym6vT+w81 EiSQ+8gveHdQnf103ZvkXgrrND8ffzFuoBq9S3mMrNPbrjGmceHp2DySmklnTFLk+i9rzm3gfvIn 7ux0wtXHhWBDCBJshvpPWuhMAbkr0sWFsyJ/XiLZhmwUHfecumGdytgGfdeISpIjKIjrfEZbMn7g 8svVFaQSm+o63149KlxV/yBJLiWJ4u9EYXG1qINSB/LjeudFs2rbrLl+cfe1RLDCxXqLtj57Ozw/ kpjoZbt8eC+O0TYsn6O+kpu2Hktw/5hxLICUbPrgHjKuvwov19CnikRybDCaiu6hpPqV2mHd8VQe s4CzD1abTd7/FM1Mn+5oMKFec921n/WkShXzJXxNZZ6Pnbqj5hKpW/PprLfSQHUeK+Whev4wsFMf 3TzP6cNPkjI/a38g4Mz6WC35/ty0Lzh0+DoBHnyuAlkFskE6L2BX8tAhc/iwlp75JBhrbjZOahyP RLXcIwl+O6uvKz+Yzu+rc/P+cCQt+UMkyn96sJvyklrMIM8Ly4y/5l7TUeytFfjc2Y7w2GMBGcs4 uDwkyGK4z+yZrmxyhGGk6i0SwU3Z+B7qgJJnS3u7G06mkmtGUnxalvM5Ww/uedk0jMzYtG1sz2bp yQYV06aa0XL1/oyT75NPVvDHzp0zx5fp7ntRk0W2Z+VFfXvz2Ryy4fMxG99akLUzfNZOL56y2L2W pF5tfS4yoy6CJcH48trrlFEPWWqvOlPbf3+FxIIL79FCov4fqI5EvaAJgmIfsMBLuF7yb+oamHsF TLPUUhogy3lu777Wk/3TPvjj8I1nWPWOOOj/BVnuSnhzZQ20pigJp6AHaGO4yS3cSfshnL5nEQqT 70KpvXCN/Kor0bhRQeS8OITGK5Mxc0xPaKkp4fTupRiuvRydlHcgPD0b9Xdm4OlJG/TvLhwb7tJ/ MbyispBPoonZwk45i0G26By3VCtR2XEvnI0VvUgq++yd8111/bn3n39SrqD6G5h2AM93qCXPsr5C 50qOvhKTBrKsTVP6qROK/TXp/Sm/pjDlQaiF8SzuD3hTeqqEkgUtOSDzJL76rn85bMRiJhZVZqS8 9IhabjyH2z7Xv30Ym4zK2o+tsh+t+zqyxzgef1f9pIRE8uc4lFfGtj1mosgO8/cULPkaDjY9PG6i uYDovUSbeQcnbJ2hxgUOSXz58mPo/i163HbpbsuJour1dsqjOf3gq5/jM7IQm/l26E3j01okZWqC 10f16LVcsPwCVUiCzT7LzMf257jzRQkXswnmupyapDqH+s40588fyK0I67VNbQDHnwkSvCD7Jzks ualj7sAsUpX5t7T0J47kzms/wnJLiLyHF1WO7n2rRRJp9gO3axrvZC25rjbi8o7Fuy82+PzWyW6p ABs/d3p9eM6nwVor+DyFs1N+5CJp93BXDcNdrCG3s+47am7rH9RWX8XzpO0LElV1wrX4NT8+ovhL AL4VZePZsQXP5SevqnnWzLbNzJK7radMrLp7K5T1Xd8uHcsJ+k70LS8PveFuVbHUYj0v1nJGBr9g 4yRpLnaOK44ncfvQTvjG5YB8HLC6W0/2d427QhI+l4JVI4srx314sO6pispibvCrtNx6Ngbll5Q2 LJ62iadJy6/NKdiuKsO5O9/Up1ZTzu+ooa/xMnf6VXHiT5ZNjrTRYlv5pZn295vHHrA5P+K0X7wW SQnWFYB1txYuHzeS872Ssjbn1aM6/QSOTBrOzY/yGzeRaKi6i7sLBnO2Q0TVmTK2t60lTEkEC8pE h0OxVV3mrbjB6E7LmxmpJCXJ6NlrFdpy8IbASi1f4t3zBxNt1jlpSXmzHVm7fe+szoIBGoeYVsNp mSSyGyPx9MEZPDpni+um8l+XHo9hMznB38Uuc9uJ9KjycuKV45zCMcoWjIovfRty1+GL0WozBmbW HYhyXvNozFQjOhRxfCObEOms+1l2vldCcA77FRYU4POj7U6q46dwWToPXEwKxbG9h5DJmj41oasp 22oMbc41L3PaGy+999CD6bGkjBh4xcD7TwFv3mlFZLir4KuzAuZYn0VKQ5kQNBn8BwWJ/n0DMq59 sNXwsPH6J5oKSV1SADa/xfWdi7H0Xh3WBxH6/sSZXevRcHkQZi9cj48kAquI42nEqQrC+2UAAhf/ M8AbAqY6gunuwo1LH+9CV0G0ZktyEe5/bkApiYLscOS6jkT2iUkovjVJZYX6LK679jn6SvJnfA9b PmKT4hBaeCakX45Pxch6AcisVUeXThUMVvXJLM3mZOGxxVGd0q9asncPU6KPraTqMnMI8m9a6c7g BIA4tjkV5D2QwSf2LJxLdD/sCnlThD/dIRcWnrMZIAJeEWT4IbuZ/Thhxg4+I41D07PRwh8ovr+m XH32dvaxJd5EZvR4smtgVrvel1KmlVEr2MuAkHQq7dQ9Bg47FyHv9bO145s4yv/28nqJXuuoFcBO rH6HbVbWeFUpABOsJy9XnMIDsfUfqgXfkJqb1CvceQ4Bp/yVOwk2HpsxvWcHbrjxuaaCRCkr8emk Lttr7aMWCX466rZKUY1I5VzfuuYOb9erEKO9UvbHEPx4FVabDuBbiwCsDkF1+NoXWhrWDIlOFNz3 8a9PJ0c2kRAIkkD6gvXX/RfLTCBC6zemkmCu8zrToZM4+3769S9sasWW5DUHZ08V9LG7l5FKTvjd HlWAVVfAWl+w0OP2prmmHHnky7wT8cGouLf4Sa/h0+sXX63S+3LR4+MsZT1i7cWJo4eb4HuCj5Hj tYjZZbmX23z0MGA3FVuuf5DTO/MtwbKHYPoRbYUdt2ZtTo+fkXZ5vbdCDxVK30lcmMzsfQenqBEL TrncK08Dqx/p205X4gjbO/53md4+yV2fXRQduTeQ4GcHL0MNTY54QuOo/Ax4ed0xGnaLvb5/vH/M cGjvOsllL0PTqtlXCPzh8rFO84ju234aRxNkEiL3T/kpNX4LFyWwbyXL8DPULmPAgFm8Fc2Tf7TH dcm3UPzqEMqib6Dohs6GUX0U6FzACyTB+nPTrFVlOGx/xgvvk4+xY25PS+zhwFMtBJkrc0BLLnf2 uhv8SaqUkqgkwarzIB8OuL9zDk02nBO8fx7ITQ8zX4bX1oIFruELJ+uy87yni0fJr0ZG4DFVp9C0 eY+SrhyxnzWDmB2yKbLoC75fnX5LvvdsXirgCe84orYxat3e2WM5YFuy78k4tkoqKAHrD7eODD1r NnPjp56FBYl2rsZjUqVHbc+zTv4x1Y/E9X+gmyJ7W9/0DGz0BRsf/x09B8vc8ci87z2THVeYThrX k0i/thzLrQ5hSRSxMpBIcJkGJp+E5QIjAID80FUwvtYA/+ImNPEHyHxUZPhjjmjB6Hy3YHh/I6pY A0GWB76HueDj/SMIO2sBo0sZsAhtQub3aLDiDJjyEArS0sL1rGMO4SOJYhJNKR7gh31gqitY4Lpu g+5MTrvRcjHkWy744+Si3foanHk299Hez0R9UxbIz1N3aw4tmGfny2Jyyk9WgcwbmXx5CwG5n23Q /dakcRYB916+O3jxI0c+Ky9GHT+CLDW4u82YaN33Wxt0fThHd7uvX3LeweufCnpVN34AWYnIfWPu 9x5kxlDyUERaKcgisMI7cK3BPGLCk8WzH5aD7028DNTncupFbn3tfebVmB4D2b275IOhXZSenfV7 5hTwmioFUdeejRw0lut8Ii+Q9Xh52Q0rT79FaXO0VOSaCRyz4kYLfhCP2AQGb/4u3VWPeyJpR37G u73jizT1jxDl7ObAZvC7R4zGUFVanuG+ClLvzIoJHKDsl8QCjmkI3/xVotM8ekVwK/kdPoeccO1x OgTVbyC4qeeqPn01Iyt4u+jqCVrEV92rJEFWQyCIA/ltjb2RModo3P1S/4NjyKpej2wGRkt12Vv2 KpYaJHuHHpn9fPSUlSR55Pc6JxB5ySgAWWDtbThNAPc3N3eQYMt5rQ3jhnPKtZxrcYKvzrYj+rL1 fIvQVlAM2mJz4mxMSa0FyVbMOBs/cbAGrUqE9bSp8jOa044gOCsBJ5+4v1rety9Nt92P0rwXggRB 9qhHltocpr3nm3NzvfoHsluSw9SgwQMNf1o1NWj/KHwUuGiIElWjqnZ8IA1vGipxhMX5j6dZNCCo pALewZ5r9huMp8aU9ey/8tBYlfcJKCRB5qIq0iVXtrcG7ZOqnUmCxU6Ws6T6cMqVhJuXSNQ3hy5e 1r8XdwbmMoaUDBBtHP3BUpDfQLJV/ZezT0e2HcaAUoYJ8yeiT+jOicSUE2nYQ6xbvwgdrJ5j4n1h /kXsVLw/cZwRX5CWD0g8EbSg9qM7mmOtEGijlqW0+YEgtTL/rpfzZfq9YWcyZ/X+mSMJheUJwOSn y4y3XHv2+ceqylqaeywfLxg47+bXIrI7my8O3akxnpoXM59sbSHI2qmRh/QFI5UOlVbWcT7ZgKZ8 PzSknUN47OfR1ywXNamP0aCsqs/msY4xiBCv4RUD738LeNd64ENduWgd7x+BN0T4b8sLZD6yitLX 20cvUm/HGVe8Cb0KMt3wiq1R0ELvuhXL/QjzQAG87Veh7PwQaOpbIKaBeFhKOH0iXIqJay8C8Oxf Bd7cM2BpSHtduZ6yAMaglVn/V1Xs2SAqs092D8UDYyDWGjP0dA158uJ1+j+6HRB+WlnXRHEwD5/z Yei9C6+HkN2YtlXVdrECoVV0qc0UYqNbHsgXrX/G7jiwZKoORzzllQPFPgdDjq/n6JAWRzwmhqf+ RJogFGTgwCs7FcsVFwRSP482jx8srlp5N4lzH2Z1OaKnr3bk+FmGpwSUrJuhzkk3X9QfvfP4Pcnx /rbKz3upGHKJX972VO9VTWpKi+nm17TpZZUA3yNWXBujaMRrMbVO1Rkn3Pc67KN/I9cVvjoaqahm yD3VRVeKE585796+J/59PVUYvGSQ2aRRtAv8xoyAk+kOAYmP3j1waBoywpL3gss+x/nu5rAhI3jw SgDfxDyPKSM1vRYrNIzdG8wkNqD53JQz6rPWckNYdNWmhIybb49bU954K+/WFTl8v+NxZdu+E5GV pAJJsPGlj/7k/py2+QJLa6j0a7OaIEW4SbDFb6Sj/kQq7nje+Lno+/bbxn0pbXU+24scxqYKMHGt 0ZyJ4zjncfm59N/ubW5EcbA9Cm7OR8kDc2SeVXJSV1LhLNeEM7lhJ/w2T1LjvCvv3q7NrMaPDJ8l NgvHUv1k4etw3+jtd2+soJVnme93j/VwndOK0/aH8pw3ZTbbClAVehjNz1e9nTF3C43S89bmlwR6 rZqqzisfmVHL6oGXLCaWj9c7QZesNNt7dqNKBikdqNbIpUJL2p7WpyaDYx3iGZf/E80eE64oztzI EwmJBecCHoUdXrGc/Y6mPIqpa152Y+UMrjp4iySnC0cOv3QoCl19fsyAuXSOLDqZFbbNXWviSC67 WOe4l2z9rSYQCRt65fTRPsg9uexxmsQpEsdIpKedQvm7jahI2InGDHeTbToTOXTNZX4tKrJ767Y4 uf/AWfRr4I2yVyY4rNiWvVdcpFdh0Y7Pjw9TfbwGV8f98KomuwpH22pQ0xAHkn2/BtiXTBg5mFud gtL07ggQyZ9gveeUnWaKnLs/oSg9Jnez3wUTrr3wNfxrTs7aI0vUqbH5zs/SjA8ZLiuncbzWaga8 e8IzGd8OxXwLXTtv7DBuiax/ZZ9B3E7+CKasae9/2JzDF9/gq6r6RfEXLav0jWxZRDp+I/H970hA ooxEGTNE6+EfgfT/C/mJ9g1kdPr+xPzmsBFreLmFa1pYA5Ktcx5skl2301122Ru2WhlEJJ7UQnnE ASydPQcAICdvjAXnSxFQThHwFqDsyyPMkhBaGGOPMNzIJcrYCOaeR2X0GXy4dRA3DyzAvLMpWBdO VKacASvPoezVFQwTjfBKjbBFRDlRTiIrLRRRFkDk+k6IW9fGfPaCvbwbEff4wv2Ake+c+hvrzljG S8/evLr27MVo/4o6MN3psvYUNW58VHg9t4pdChrSQUYMDd41o3aKqXeehuU5nFwhh+RXV65NtS1V Pe0bBwp8Qb7RPm6o3DB9e2SwlvF6PNw9oqPP07f3zHa+7FUdth2lqe9vXna25LAh8/ggv/zKpYsX +qY31vSvC9/9ZO5cfQ7U4ZC8B4UjLq8eV9BZbknWiKLY/iHRuz+o9l7GTnZlbTa8PIOGEEuPwXNp fnXroXcGU3XYamPB8MesR6TJnL7Dijn4evym7u5DpZqtg9jykWnyPk+eTvx0exvRzpJzt7MDv3us GdemXY2py2vGN+Trrmyp63vj8qIoVTUr9gplaybs1t44fwYHnK85vTmvauQXt/nE4B00zSdY8wpL F5nIJ5C9WZMA/rx8xUzXkK5uNzjnxOsvR8lBQruTBoHgEshAs31zBzQBb268iySYs37lvOFjudjp m/enZII1wXpeJpPZdsON1F3koCgSUSTKChLRFGuD2vitEGQd2mA1VY3zXtPhGYkvjjMSMcSM9o1U YOW9o/P6KLBPHZcG5H1Byrk55ueeV15lbTLiDgz9NGDaNt4hB5AEv14E462NBu3x9TMXbm6dqyzR hv0Oxr5PYsusW/NG12LcluCloTXgO3ftdZpjOcgmKeTuq/f46qmcOmyGHc2vlKAkYoPhCqP51D71 7eT+J2+G3Dh38gU2vhn/k1QMthkd12ekNQ/W1i1y5U80Mxwl/stTADV2CyvvUcM0hK7oUT5Ex4m6 X/MHvBKkg4ErPo6brEe9qy12DRlsw28EM4mqtzeR99AcBcG70fzSasLc/h059Wzqe2H+3hq/fAg4 yjWl4kjwfRyaimswjzt2QuipRufQtD7Fk5aeJsl5v3NlFMjX+HpnfbWe3greufqMthHl51pYB/LG OiulMc1jDtDl1at6FDzRU7Jxjve6/7xp45kFg9lKN847pY5d0y+ovu4src7g4qZI/4qKUTHMn31U byBHbnv1dm8xcbuxCMzYhTi/HTcnmZVsTyAHNL1adVaukyLtkhvPBIiBVwy8/x3gnb/WBa/qBGjk d9F70kTKBZmEZl/tyZZ6s7j2fu5TxyvuAIBpOtPBmmcRS1Sn0+q54Kz5c+JeTjM+nV2MLPfhmG6w Ckkk/H8QR1L+FeBNEYJ30m7w02Gw3Ktf5NV9sapaKzl+8phYhX7qtetPva4sJw1KSBSUvUfWXT00 xG0ftlhnkI+E2pr7Z4qb17Z8dJe8s7CXd5tRi+7uT6ejE9n1Z8LhU3rDJ9KxWPBiQS5xKPcHKAgB Gdv7xlENn049JfwVJi302x1f49iObPXb7uDXgmiQL1BX7Gk3YwT8pXp29F2290HACwEHOvLJQCvJ NpdxIWtrKCslwlb3Ptutw8ig4AxeIZtnuu+akjVk+KEPPYB7kOjzLOBrw0mSHYTQ9Gas8+aRt6Vl JfyHzVzn/zynZhvJ1mTppIubVHyk2kv49xk4/fGLpNobLWRX1gb0DXCY4oM2be/Jb3SMmtPMiQJB vIrVGNzp3Vct6m1+46P4w1o+7Xqq3L72tfykgGXdrGaP89h+L9uHbIEg9Y6RcTc5n6HKB4NNGxrG NPGT7i7dvvekJST8xqmuDEz70XykJPtr66+FeWDOcWzTHM5NvlkJf7QlAkGhCHqL0VQadHR2386B XSU6+k5ZeyDQlRyyUnhd57o39pdGDJnC19/47I/3N9Qmo77uIxprfvZ6d3ZJyISFRiUdB8IbwDPH m298npLDdpFoYGabZN/FPl3aSwZ0Hjj5gdOT75ecPdkqeNOMttZTcM0usMznRgu77m0SoDrjPASp R8yspynd6daty8O2bTo9OeQX40NSgWxCS23ozmVKQ/x7SHb1HbR6XeCKk5w8/BkR7asmYTkEV3eF /PQRsAWCJJ+lCyR7+wxTPfXwZWjdiiDHxd6dOrb2l5CQeKRhsd+3SsAVwu8jzAeyYOTdY+a3pDtL PGnXf5j/0qTsXTtCiNC8RpBpUxx0h5Zq293mc3LcJZH/0rMkyvhN5B0lEmRCG+Y93L1scj+/zhIS vugwP+BKfNNVkl1Zk4mC525ui+VbB3TqKOEr13V4wJ7XpU72JPJE+dn45QEue55DVnUR+HTeMr3Z K7gtsdnap64ZkSwGGYmc+N1nZCXaBXbtPtDXzifB79FT9qosZdvCcLtj0t06Ppu+MzCq6kecz7Jh HX1Gmbv4B+TVK4Y8Pz56xvQ5Pu9qaSPsAKWD35zaZN63PS3XVTqgc0cJX9nxs5/EVDYfIdn2H63d TYh+B+tlFli3QgUN9e9ARovW6f5XvQWrH6AxaeuqdXMW8uRHXt54/Q7056qhsbkYRY831S2ydqtc 9IZdHe6/R7rzaDDFffQSdZXlAKwkZMyWmd4S9H5SKkAjq0E2duCPMFNVYA0Ai6U3UwzulRClrAVz zuJH5Al8uufQ7qmrmanB6YQZa14QpR/PgzUXwJR7s+WAVQC2Y8C+VZ9I3RoSqQ01CDumhJCtkojb I7dec4EZ7d3P8lbg0wsJZyYYLpmtzV1OLrzwPCohpEwAPpizXVlpBi0iudU0mHiS+RXki1Yl7/cc 2LTJgiqmO6OtjEZ+Pv04iKfyBJqHPgqQVh0PMrR1gp/50xWbbKm3xCJk+yrlOofnHyuT0l8Mt1Uf uGf6omOMb6ryuWCtQk0Ta94NDmUZOfONm+GZkSpDqDHf48mVDfO5faEtbb9W70J1JcpKvBccN1bk MLewbItgj4gLJ09wcC2XRRVH7jlnqMVBzs/K9W7eCg48eooDSrjMN+1k+wCTgdSwdmPsbRfaBMY9 T/saEWCkpER7jzt8FfKU6+apcOGaPUx54cexjZxtsHFG7OLVHjxD9mfcdkOTqQa0PO1Jy+sZ/h+D fV8YG+rSJsAn5YHnqXeubtfqc8kZomVhC3fO71+mNm0nzdyodPpX+fkOgSAYZEKbV1csE2dqrOWN Gz6BxyynEPtvJxqSPYUeFk6MXjexNxUvpEYbkrAQ6X20B2oeWaHw6QH8uK9vPHNkbyru8np//qJt yrrJM3kqLD/yBwm2vOt00X4qp689ydCX/gFHj9nycXrz48ZEVxxWRKmmnS9JqpOE4MNZMHrNIdN5 Jlx53Cf87pMzAZtNTOiYWJvxluz0yXftowWzzbh5580Q2yWzKlUttmaM8Pw+4MMRV1zWRZHyrmeM TGIvhm0201c34EbH+7zz4Mk7rx2mHKq5h/vc/Tw9dizmntMPeZfUX81mJLIQgvLL2rsMdKix2ydv 59UtL631DSi7u2754hq2/taShK/7hj0dr7uaG8OpsvU+sd2PWOFDxKQ+R0PJSdSXXYTgZ9DI0LPW xeNVF9LTxyfMa7t5wVg1K8YL6M3iOwi0mFCnNmMuLW76BFw/bsN5eqZcnFS9M51sI5yFKsfXLy9Q SUKQ631h4oB2NLf/kHfnG1HBSpDBHfzPGeRqLdzI8BcBARfcNvNA2JeI6BbOeOls2jhFaw0fPI9j kNcB6s7S4CGXc7zxIfnJtdrP2ibjhnBbRFnhTRIPfhaA8bb4cmG5QEl7LRdeuHPJ68i6qo3bjvIl 6XRHDLxi4P3vAu/LOqKF+aITgTJEKmwjaEpa5WI4nN0HKLFzr96ZABIBpEjJ9izVGjOQvQcZ8nQh z3nkENUsQrLXclR4jV8wbdG2h88Lf866+70Rzp//BeC9kCBc41kdCv5Ma18eu899UKeRdC9n9BXv Y92+X5y0e0zvEdz0vOK9dy7hnt6AyEBHMGE1Fs/oB0y0wKlyglkXcFWtPTBgIe79qAebE5HspEvp Pnt40pdqv9WNekEKyGh4H5stdN8zeh4c8/j7UcMk3gmiQL5Ac6U3lHuLXPmcCMEHEnbFgdg8cAjg V4InzEXsxj4AlPD4Yxn4/eKVo8uXUuY1l+CkG/qMVsa7Kv7uHojvcXyT0N9i/5nrkVz1+7S/t+00 oRciaSWEfxYI/94YjJCjwu/bw/oIdEmQibAcAgDjkVRHpBzUBCSV4F0i3GBgPXccbO5liuzAAyyV kISE4lHMJ0F+hv2CQQCAMSrmKCURddOt1ePou1IfnCY/OO+XnNBIdvgz8BZDIPgEsgysegNN+XYA gAE2p/GFRCqjwebEdtE7ddl2hj1P8ffRYbIBLAsAS+6DfDX38taFnH049amhdTja9xoPr9A4+JJY T6Ke3/D5idBlD6SHwzOiAcc9iBAbNaxTBuwCS3GDxF4KUP3tKvjtNKxnKf86/dr1RcrvvnRb4mE8 VbgGfPhmW2w6Q4x9RkQ/0IDVSGBXUJXoAI97WNiuI6QVPREaQbw6ZfGrZE5f54TGP+VDHshK3D9l LfIeNAyG73/gTVk++CMILPa6bDxuKq3OVjxgJSX/bJObIBAEQCAIAPkCLA/E6hlCNz2QWITHX1uE 19XnoTr2PBYPEM7HS3cfj+MpjdhB4hubQBajPuUqbt25L5Wd6TE80W1Z1vwdGQ4boprxgEQkC0BG oiDlqMhPsCScnubgyTOisKgFVdEHhK6UNj8EBakwlgL6W3rhaTnxIvgoZs6ag+hKUZx/fgWLTyL/ +WH0aSuswNKT9PGp6R9vVGvKDMCA9r/X8qKidyDLRSdC/VdVgCVeQw4pd/gyfs35ktWbVqp2bI1u AKRCHh4+ccZsJqfbPWl0qmbXN96b0eImo2G7XINz9l2gv38At84cwN7zj+WH1nGUgAVggavaroW6 3HbAn/5eyzlhqjoPx7bY1bIJzDnb+UfyteuumwxLVcbI0fhqTrJ5CFGRcQvM2m+8ztiEc/dd4/wF 0++vmz2Nc9deZDZpmUkipyEH2cErIPi0t79C/9YGmHvM8G4zwYzj7XcOhwGGbDa82EhpkgqxHmaZ E6euanrfSNvXtURR02eQN0F+6Xdk9aB5AFaPNzq40q+cw0/lEAdTic/ViSAfgowau2wq5gOw0t91 zyygge0q7+m2Wjex99budp+1YkmUek9WBLBg36tmPZJT7p/QKlaY+iSiO3qvAbA0s1Aw55PIljXz e9e3l/QNAJj37q5meaCYyiCRT6LilpUBADMAVoej6+eAxFvGt+PTJXoADDBlifEYEo0sw3UDaQMA xt5ZXMiQjQZd0M5A/X3LNJAwXKkyfcvRpwYkJdiYIrt/iKyBRMc5CybqEPzZgsf7FQ0ArAJGrU6q pXJFwks8iXoFpuzC892GHBZWdP8n2en3MlQJgSBdtCShdMp6vb6GAKz66a8zAdlWlXUg2YrF3o+H 9x5L57SmF38ug7Wi9dbsnedr80HF9vAP2G2zALDK6KSfAX8DOZbiZ57zrE7AIgDWDkE/DEmi/OFq rBqG6WuupBiQ7E4SgnxfsMpzwEkLXQMAqwGs2nctzOAh2e4M60FWj3dYMXk+ACsYrTPbGxDSbfSu u7i5dRt2KmPa6qufDN6S7dmQ2Ge3XA8DdFi54GZQeNfsBzZqXYAlAKxGzLAyjCXH7SSxicQbQTHI Fsn0qDMGAJYDWLPcO19dy564VVQEknruy9VKRs9xa/hOan8XfddsUrTv4IXIzWgwyKR+biuU5gNY A0xefj6OBsIZoyqwJETNQa2XIQBrAIsdY5u0D5FCH/NsBIue4fyRgwjPjgOfz1JfvcqeHvU04a/3 RIDNd9UmdsYCANYr3N4tqiZbvybBAh+FoYAhJu42JjnPZQIMMGb9/KNkp6u5t6GnpmzwKJPThO1d GVjkiZaUM2qqfbqL4iO/OLyBs16TuC0GXjHw/neBN7yOqGY5yI9/eE+dRFX85RsDgWcA7gMIB/Be pDcA7vcaaXzfLY9Lw0p+gsyfHHhg7pE10+TYTmY827STPbf2UuzmG7Vsf+wHcentOzwz/gfA6/Ve VG7zQLLH19vrovu2HsWnpGvQQxcw2nys9Yzx1L6QF2efTKyPJ+4mxaP5wxqYTOsNTLHE6VKiPs4F 4TtVEPnSA2TiRJ9lY5yXTphJ3WdFrzvkE5IU6o4gEeQbXHfSBQCMnmCII9l/Bt5ExoF8joayq1CW E8Z0g0sg4kjYlTzD5oGDgYeFCOA3PLceiMEDRqHwoRVqrqpeVx1hQOXCHzExpGx1VR3KWgRo+WWE Y3B0gxB4h+huQEL5b3W2FFe3CYG3Rx81hH1sFAFQIJ45CqGuz3on6JEg38NiKABMwYefRIK9JiCl hptFwuesmzsOm+58Fd6fdg9LOnVHFyVnLCBBfsT66TKQH9gXCYmvIODPCQ+c1pc4HjrGjfeD05Y1 /LHR+U1VorJRjOayV9AcJNz/Pu3gUbQwCWTg5BtLx7roTdTlqcji0II/rl2N8UDlJVVU35qHlvAF c5dMG89ZG2IavfM4ZUttM6401MODhA2Jembjo98qYWb3Ho1z4dU45kE836KB9SqAbUAxrv8GvDlX wGx3WM1S/W2bPlyeJfwOvPXRWKQkrPcKm7dhvTsxNoiIeTgN1iMBu8BK4bWfbmNBhy7opXweL14R L91W/SqZWmsPo+ZP+VAIsgS3Xa2Elm/wWNxKfQMyrvWngB3r1w/olm507BHja6jW8pdQGClaI/8C LPTHqhkjfq1R902tF15Tm42KN2ewaGAX4TeXmYgD8bU4yxaUC76CzEVTpu9W561WPOrtS5PVDx21 Zj+FbUQT7pGIZCHI18hNdIQUALSShtOTDDwOFAJveeQ+tAGgvM0PbEiCcU9gsJUXAsqIFyHHMHOm HqJ+/AF4i04gL8gBfTsI8bn3ZH18qPn7sFuY8gKxG4CJIu9fkpKdQH4Xdn6YKZpJSv+DitVjrlix IzqydafuBPBLHdu1IQCuvvCe18nur30PgO7SatN1lgadzuVBkpI1gUszWmMQ71Yxhz8jkGIvFyE9 bCnvknJk1YqV/XtQbeVt1pMTWXBk8J6Lj8IeP4/5ajSpGycczw4+/6kZLazvH+Go96l373kMJXcF X7cD76vsGTlwPC1ftNze/47YEt2MqCcHwDdLMG5YD3QzccWdSoJJ9tg0qB2mrz+EfGbhZ4L75CMz J3O+Q+j3fLJ9KolMFqKRASCjcGD1GGF7ZLQNvnmEWxbh8In4Up0gct0WADNNKeHhBLbn8aCCKPIz xeap/dDP9j3eCQTI8poMoA88Hr4Ea7y2OFvO50gnXsSCSmDZJqTkFiFeZMvq+QXP3fSENmfUbBzJ EP49m7XI9BT6l+2EPnAJzRfObjVHotFHyAS95qyGchNRwzycnt0XQFfcTROg4s5q9EYfLIyrQkcS RpZq2HDwobAMVL/BrhHykBmwBGqLiabictzcJfSxO0VtHnLqiJSHrmNvh981z3NZkGRyODcEoqUI f1z3LxB8FM04psBCR8gCPedvwJq6GmQyChWfLuP1ZnUOmnmIzuTEX/fWFIGfzoBJjmDlxZE3LLSo e+p92SISi/YewOkbAaj79Z585H3YA2FRlcZhP+EBND+ebsQ6BcD8XNzvHd7cu2CJG46s1P9lI3ad 9hX5m24AmY6dZsJ0yppYYfutB1DY+xh37XbhgAawzDNB6D/4RwS2D+oHSbmNuPksDB99NqE7hO7w lGdb4DmJ/SLgjREUgSxFtJ8TJACgSxdon07Ah5QC1Bb5oCLKftOeadM47sS3kEdFbJsvAt4Ckd9o MhICwWOh3al7CYdl00Qx18Cxp3nCtNUVoDnFG7YagyHc5tkDBwIzsY1EPOtBZoFFQfC/e3th7MdL 5k8dVzSuO8EVF6r+2D6Eo7bIC4oiP8/r3EKQLTpZkp/OYziA3nrOaGElDipKQFpjO1xIXM9/BAPV KfBOFT2roRT8fhp1sS5QHSQcmGkvowC/nGqEi05wFAOvGHj/W8AbWUekkShnqQh600A24EeMJ4bg b4d+IxfiaDbxoykXZP7k5/ZTtin16U2lJbZs166T7XLXsM3XyPYnsxvx+Kguni77+8Br5RWLBhKV Nclg7h0057hoLZ+hXGXu9fybiZXl8qurtQP0jV1ybtU2T3xHIoJEMImarx5YqtoVmLgCV1oIvj0K fncCGQcybOKqYf23jV58dpEq2fqPMBsoytvLh2b9DrwZfwDe6mq8rQ8XjnzX+GCyqBJvOBYgBF7G YXN/eeDed8SwEg+tFbBDuzt4UxkZzsPGA10W6bvErBEe9PBf62YqDlmN/QW8saW//3Zxs9ov4A1O FJ3uxTg8PTRFaEStHbGQBJkJ84H/K/Bezxc+Z6vRZFh7fxHeX/QMRu27oNPkI1gmmirUkwc2bTYT Pb9kgsucfpatoG9+v4Vtd/2X+NbV1aGqKhMtLaLR06ooqIlGH49c2yGakg6bvHyQ3LZuyy8sItnq T+mNdkLSbml8dJ6EhktKstMHtF7UWfuw2X1yyj4Su0TG3Unk4eLTo5W/gNcjrBJuF4mkA9rYqAJs fVQAHxIupHAJTKknVk1X+gW8zgFxf4h7PAwVhc70FTZtwVo3QjGRyI7UxfrhwFb/CtHpdk+g36bT 3wTen/+lESaJG87CUeAOY0eiSeAH8kPrbw+2rpfASIulBVRO/gt7HBn5FmfPrkV9fZiwrlUFY7nG 0F/Aeye57tdmm+poDywc0PkX8G5NaEQCG0BBEshSsDxwiUZbmA+a42dovjIMc+Y/wpZXzQj61ch9 QX6yk3CEt5U0HB9/xtMQYTxqYw8KbeEfgHeQpSeCa4h3CRcxfZo2Xv3qhDWCvIyC54fRu13XX8Ab 9/P3dFVXV2PHjh1YtGgRFi1ahCM2ixC9BXhrBSgLD+ND27ZtYGCghWfProtGeZuFjSi/iGaVCtQP aPdbCeEomzEA8z9oMYBFlp7v5l8g24Vd3wraA5r6m+GTWgEyBCX3zVI7dJrJxw205M+Y1s6a3T+q rbnJeHKYoKm4x7XlI5LHaW7i5ToaphZGwcXDFWWvziht0h/O0Ucygj0/NqOFDf2jjmp/6tpVg4/I Xc99HMBbhvv1NOdzzyeBs3sO4ZxDBOR8QH3UMowf2u0X8DYGbkSGv41wH0LzXfPV0q2eqFm4VwfU c2mIyBfxHRJlfAfy5Z+A934u4Z5DnK4ialgsWtP85B8Cb5SbCpTlpVB4aRbq76iYTZUbWa1+PuKT MqkIEoaidu7fBXiPmw+FwvC+qKhIA9k4KvjYsjyzacZU8/72EPMINBOJ/0u9KRcBb/Iv4J2yzhJs jgYZM+as3rBrvaQ1S57mN3qSbPerTMZcxLcjA5F/dgaafLUHbtHqVy0/72QJyTW/7Nq/OfDuJWFL IomNIIsQ7eckvKK9FB5/ug/yPUpjXPbqAK8We0bmXCQVbSl0ublRNICwj0Q1X4GMFa6Rrw39p4F3 a+A33CBRyVTh0cUNMdb2hiqcv+k8bQ6VGW/bTXgVi4FXDLz/B4H3jctC+FjPhoyUPHR9+Dvwzlf+ 9YStS0d2CHkRsXjwgqBOWlaB0LJ6irEWb6G/+TFy/wJ4v5L4+Ot9H0HWozrOCyP+DvD2HLYE18qI H4wWrssrOz5p4URFPiGDTp+5BK1tvrhfX46H+7XwajHgvwa60p2wFfgrddy61itm60+yT37pezDW CvzpPfDLo+1Jmmq6nKQyKXPk4Insaex3NpUNQ2pFu6aLRABiMVMKEnMP4UBKOR7sNwZrPUDGg3yN TROHYKrRMajxz6O32x6fQvpXX0T6CE8nmqhkBk8SKC0BPDwAKSmMGDUA/v4uYK03DMYIp/D33PyI QhJOUcexf/xESCYTzqWJ8FnYB/aG/UE/XeS4jUGHdr2gey7+T/WxsrIS/v73UVj0FPeOC0F75II9 aCLxITER72OeIcJtkTB/+81EEYnsnFxEhDgi9Ypw6cWwQ9ehSKIg3w/2SpIA1FFOotRNF5CeiTck KnLfwlx9INw/CN9b/uY8dvQZgL5zfKBMoiz/BTZpdPkD8FbA3WgkZKUW42al0Mj+FueHDx9i4MCB kJLqDmXl8QgIDARb3sNwfE8AgIvfMZDJIF9i3djBkFty8k+A2NjUjOv2Jig/OxY/rkwHb06D9tBO kJ7ritsi2HUjcZTEAn9/vHnvj4rY7cJCJjcRT74RzqeIY/MUsHV6F7h9FR5lu9j/Me5e3oz6z65w NJv767jbO+m1IAl//0cgE7BxrhAsJhx0hsNtQv5gELz2jcGmyV1wPlMYx4rXZ7FRti/6Tn+ATxnE F+/Nv8r5XLuzIInE9++xYoUFtmxZjrzvmYj3OyQE3onjhetP+RHfHu9A31ajYPKxAR/+kAdv3ryB lZUVWrcWzu8PHSoPf//DYNkz7Fui9MvtXpLoev/7l8AvN2E9WpjH/Xor43Dpb1OUFSArwdKnmC0j AcWlD2FhEYy5C4NwopzwyEjFMf8bCAv3QEOuG/q2BtBKFtdTiLDXxI0bfqh9cwBdAUw/FA2yAqt6 AWP2PcXzKuKO2woYL12JChIZaV/gf+8CQh+sRUO0K4Z2FR70IKdmAgGJivJSnD17FlJSUn+yDRMk gQ9bgXg7QEn+f7Udamoq8Pe/LVpGlfkb8OKE8Sj8vbDGMxrujcTrsOsQ+OnD2e0cUkvSQJ4bcEJn QI3i/pf5frUEmb9h+5TRLTOsbjONzdOKr+oheJ1kwEjtZVwYwzlnX39DU5gZ+MpsvrnuGCqdSA9e 8ZwoT7sJ5h2ZsdfSuFxl5e5q9Rka163nGjdp2b5wTWALkigEsrckGr+ewoSBEuhichIvSPDVVrDZ W9jRbrgjr9m1z5ipblFS8SSCSLwkRceR54BMxAELofcZ5YXbEFJPXK0nTM89xfm77qJ1zm9gqt5N BLxeCCXBt1bYMrk3+u35gu8kos7OwArF9qCPGqo8FTv0k2wjpbrsan9zUgokepE4L7J3ZAXCTwmB d6jCHBzL+g2EiYKLFiLg7Qu3lyUAiTRmgfcXCIF37hpoijo/Z/WEwPswh6h7YIU+6AvjhHp0JLF4 60xsPPBIVO4/Y/ewAeg5wBRa5sJyvW++LGbPHPfbUcdd/OymDeyFoVLy7wlsFwJvmqgOvHv3Dv7+ txAWdvXXzJ+FtrBFMttnLqpzcV2PzVWcDCVbmcL/yj45j5F2QAapLpNRf0m9te30dlKQt+j5lhz4 V6xUnnZAOBuCnnB8kiX8e/xe2IwGlnsm/uHacJAX/wS8e8/54Y7ocBWyFDtNhbDTy3Qddtx/jLEu MQh3OgbnGYCZV4rINqRgu3xfSPazwd3QSGTc2wIpEfCqzlmDlyTcSVjV1iO6QDhrFffEWXhFx+7I KrsN8gOaP7qO7A+54SZvqyVPkThIwoGEB4lDJLTOX8EsfTWhvWE0yGQ4mGmKYj4NLkFFv6ct2xc7 1AeJgFcaG1+Uik6z+yLy9JA40LwfZHpOcpM66UVs30t4/fhjPqaBtTcwSXQezIbTYcj/rQOefxND AfSZewJkAxynSEBa0w6nSDziG8xXn4qbaX981i3w0xmoyAt7zO1lRyOwsAlvRCdW/m3gFdzu6GKm 2QuABIC+AEag7wqJVLL9TxJfSLSQuLfH4H8EvNYeH1CQ4IRKt+EI3Tykncq8XRIeP9jmYAaR+TUQ G9X+Z8CrtvgU4o/ORcmpEWi+o9NJrS9kIDtf4nwJ2x4rJ25d2ornBkDUFvToAHQbanBc4lojWzt+ JYoyY7BN5/914E0FWYVYJ50BbsYaT+R6D7+t69OySgS8qqeMNH0AeAO4PKSf5GtVq2PsvD5mYE+r J+hmFY52FhE4vnkBik9PQLq76p+AN4tCQ/OJRDFLRQbDF8P+TuPTbZQFilpywRJ3sNYXFSFbUidP Wsr9OZyw/3EeDB/8wMm7j5BsCsTbAo9Ww0C6E/YAf6WOe6y9YvfUknIljSlg5Z1WFe82bpmuMJm3 Chh13N1B5vkOxd2qI4ZyrX9h3OnEJji/bYRXHuES+AkDZNpBYvAUdJQVVlZTwylITr4E8hMOaY6F xsrL0CKBhgbA1RWYPFmIR906Q1dDOI7dTaofxpubAvL9/9cGWmkIBvcSAu9wJR3M1jeBQgdghGxv dJlrBsj3xYB2wJgBXZB4XAl1lyaiayc5GD8s+zVCum/fPgwbJsxRuX7SmKE8QNj57DMcS5eZolWr VgAAXSXhiF/7jjIwXm6GHtJC6zFbNDXfY7wyoKaDPr07YVK/LgCkMWexKfTGyALtZaCz3BSDZSTQ CYD6fHMoqyljkGxXTOzRA1LyasCUaRjYpzvGyXfF4MH9kJQUDpK4a6mIPjKr8ZKES1MjLp88iSlT pvzlt9eZMRkDZYXT7aOVFPDp0xWQSdivOgaDrW8IQbehHseOHcO48cKlGzrjZXFn8xgwQAdGYyQh a3wVoSQcBAIsvXULg7W1fz1fd8ZI0brWbtDUX4a+csJ49JfuiikLlmPUrGm/rh0ztA+mjBgg+l9b qOsvgoHhPKE5V5uA0YNkhd9XYRzGTTX5dZ+cTFdoGC7DFJUpGCzbFeOkpCDRcyq0Zpli5qTBv67r NWwczExN/3ygV+8e0J8pPP2vdbeuOOS0Ck0tX9AYcRCD2k3AujrhUaLfUlNh+l/u/WPQmDAcE4eL /Ey3HQD9ZWbQ0BTO1OhqTMDwHsIpkY4dpDBKbwl0TJfA1tYCdXVFICNh0r8r1KxisGFLAubMvYIp Jubo1FXi9+80bQS6tAaADlCebYaJijoAABWFfugCoOdITZgumYMBHQCpMZoYM3UpugMYNGwEjJeZ omvn36dktJVGoHtH4f8leshhmZkpBg+S/8t06Y0CEncA77f/NfD+OibU+aZoBPkTyAKcN/37wGt5 Kx+vSfxkCcgakC0gy8c/3TOrdID2iS/2Wez9pfI7yPxDWxVHc8bae/zMJtXvTvIIXtM5dNTsVVwY yznnHkSAT3TAuM3zzXVGU+lEevDK50RZ6hWwwlnj7hHTMn3zbY2jFcf7KitObxxidP56Lrn4O4kc 0cbBBpZiTG+g/5oLMDx0Fnt0hqK+5IIIDgKhKyUDlcNP8ZVEHInL6enQNDXFIlMd3Pc9gNM7hQ3i TMsjcHkSg3GzF/1K50IjDUSEHcPmhUJ7Zu54Fxs97mOL3kDsmD0V8pY+mLNyBRyXDcNqTVnwoQ7o Ow2DuklCde0dGIkgdwSJC7GxgKkpXM/sRsgFYwDA4JE6OFRSB9y+jR3WFojzXC0C3t44+r4cbSMi YWqmjdTLC9EegJyBJeS/VuD47aM4N28ggK64mVyLQu+V6IXeMMyoRsenD2E4SgbbPV8h7VsW7l7Y j6NTx6Df0GXoo/gdpx1O49iKEVBXGv6LT/x2a0MBihgTTmA30Z7Ew68ZWP1f6oyp6Xx8iL2P7UuE dcNgi6mok50NF/1J6DjJWuh7XKTPnz9jka4yArcNF3ayA+dgh5YkMGYz3v3huoqKCqxcuQoWVqaI f7ENcm0AoAfcn+fjS0YWjKcPx5LR7bHdJxllP4pgamoKU0N13D5njvNbFv+K306PB7hVVwcl0yWI eH4ZxzcLYVhmsSV2efuj36SZUFdQwKpJ7bH1ZhLcMtPg7bUHjhMVINl3Ha4+DkLCtfW/Rnin6qxA eF0dDC96oeuoMRjRVxrOJ44hIchVeIVEd8Tn3BIeBpF+BqMgi8UBWfAk4UrCqaEB806cQF9RO/db 0J83FWF+bvDYYvBby4bToSUoLP0OU5OFiPdzxqG540TAK4W1fl/xqK4ODQ2JoiOa07B6eCcM1TqJ k+cJxxPEw2oB7j+4BVNTY5iaauP9K3tojWgrBF6PMHwt/wltU1O8vLgOKl2BXrqOqKkrxr6JEuip uR0Hauqwfo8O5qpMwdOCOjz1fwjTJUYwXTAZ7+/YQm+88Kjl9j1H4X5aKULq6uBdV/c3gDfrDFh/ c0jgIcPoHrJ9iwCJlwC8+w7TKnKMyozKJJHQXA/Bzwzc3b/ofwS86z0/4uPzzSiw742Q1bKhqvMO 8F4dTU+UEd8Kw7FB6X8GvDMWHUWQ21Zknp2G2pO9Rm6e2iFKeuCyMj9yrw+Ji77X8dQEeGEEXUUJ pE4wOl1yv5kaJ8qI0vwkbNXq+/8g8FaKelZ5IBskWPn2tJWBcuMmz0Bq6C9breRSPDS57API52vO W5pQTvdIWoee/VQBjMfgRbKwjmsDwwBgdSw2WExHpi3w8+p0fD6pigxnhYHz17roRtZRIUPkOihf 5CQ/NuE9nA9tQJu/0/gM6COD7DsrwZBlqAtYjBc2yhHam3wYml80+tSJ8zB/Q6x62Qhba0Ncnw18 3AnIdv5bT+uEbY9EoM0vIAvlo5znsVv7BUwnTzy/7QR+2DRm09xehNnLkLFeP6F+swGKRxOAjgP/ epFEx3ZYu9YA1moKGKG9AQoBQX8Js/+7Q8f2rbF2uhT69JDFzH034f3gFmRlZfHvGjp2bIM1a81x wGgiusvowvV6AIYNH/gvPaNTp3ZYv84AlioKGDBnC64+DsKQ/n3/8tr5SjLQGtYZXZXXYm9QEHpN mID/hDBs7HCc3jwbAySHwuTxM2itXYOunTr9H3mXrKwsPJ1WQ2ewLMbMPolJShbo0L7zv01e/LPA 22feGZSQaKawY7h7wfi/+1zVdWfxIDEa5AfhTFRjAj57r84eNm0LD6VwdPQ1b4QkpqK6Jrmzy4ye SVobfZnAFpWKp9YIWNMrQEVvDz0baByQlgG+sgRj189frq3AcUezgs9nEy0t76RfHJj6ZtBIc6aQ Bx562qHktJKD0tih1LlW4W3mW4nlD+thE0tortyNtq2BDl2lf09Pv564d38vWmp8Ya0wCrMuJMMv MQnzrNego+SfT3aTlhJ1Zrr2QOtW7f6XtLZpBXTvKgQgSanfj1DuIimJtu1/3wnYtVM77F84CHle U6HUvwe09r/BChIIC0Ob+fPR7Q/X9ughjEObtu0hKfe7TerWTVh2WqE1JPv0Ras2Qssv2aUjWgNo K9EJ6CJMZ/eO7QC0QjdpWch064jWaI0OfXujFYAOALrI9EbnrsLOsFRHCbRr1wkQHfDcXbID2rVr g717NyI9OwOfvZZhAtQxqZiAfSxar7aCxH/Jp9+CRPu26N5FmGcdOkngwIFlyM6LgN9abXRR34U6 EvExb7Fq1Sp07ixMTyeJ9jBR6YUPHupw0u8KKNqjnsTXL5/h4OAAaenfv13XLh3RrpWQZXrI9EFn SWEa2rZrDamesugh/edZjJ7dfq9vkt2kICWy8W0ASHcXpqG1REd06fb7O1q3bg0paRmgi+Sv/GnV uiO6dpeCdNeOaAXhoEe79h3R8y/aDNme3YVXtGqFseMHIyjoDJh2BtO6D8PGXKEnmEX376FH/7/d zrUC0LP7b3FvBymZPpDqIZxJkJBoD6nOEr+YrmP3nuguK4sBA/rgwaPzYMsHOE7vj0mLnuD0VcJ8 WRAGD/9zne0o0Q6dJYTp6Ny9J2REAzatAXRuB7RuLwlZWRl0btsKrdt3RkcZYTo7tGuHXnJ/TnPH Du3QWUJYflu1botuPWUgJSuLbrKyfwN4o3aCb3aBry326ukbUcEx2TrgyW1Euc9hh57zeIO0eVFT CKacxG1Hi/8x8BZEb8NZXWBxL4w3Xu1pGkUOi6nJQWOqM8zVJP9HwDtv/jac9/TGzmffUJv0oFXW Re278/ZdbTh5915PjQXb4ZxElGWeRVGULc4t6ffeZPd91pOzvlZ/Qcvna7ASrf/5fwV4f5Ko/PEO LPUBmyLAsruTtqkPp8XtT19vvIuR7DZkJnbE1aKi4R3IZ0tPm83m5GMl1yUVF6FbZwUo7QuHZWQZ 7KLKcMRWB59WA+6GbXByhQIEt2ci69hoh/lrXfi6jndIwvNVFq7F5IAkJmpo/lMNW59OwHvHSWDI bPiuGPpl6mofsjEm9dEp58drEjneNpFoN36pEHTGAB3a/q0ntcFw1XlYtWoVbnqfBMkurPbzmSQ3 iOue5zRv3Gu37PUeo5fTJ83m7RI+S6omzkZ/QmepPhAHcRCHf6/wzwKv4kpP1JIIz8rGqlUm6NC1 +z98toGOgsirQ0KrxtebLeeqLa71zuV2shkZZ85cOf6m7EB+VTDeWXX8ilEreJMcTjZN3DalV5Hi +vsf35P9KtmMD4/2gSGLVbcsnsLxHvWPnW+9REtj4rhb1trsJGfJVHLb82v7wIgVOyaOGMQxpwqv rQkhVkcQvWZu+rtxVBwthwn9eqP3VD0RYvyfD727tkF/qY6QHasD+VWr/u3LiGSPLligPgLdIQMp k1VAl3/9GVKynaE9Vh7tZUbB6B+keWzfdkAPBSxftQpdO0r8x9S1GYqDId9dGgpLLTFAVfX/6LtU Jw+H8mAZyA7SwbBR+v93E/6XwFudCFZ975p2w/L2DE0LppB2JPHtyhLK9ZvL1+SR77XpYKl366dH l+oA0MaohVq55Mzcc+Y6ALQOfPqpxezLswDMkjO5piUghzQxE2RLlyv287QA6ACYufHiZy1+OzjI dirmARhpcqVEYs1roj7uJJixuZ/1rI5GAExkVh7SqiLbs+bdCCVgFnR3apHU2jUZ2sAAraA8qjaS aMi+B348AjezftoAdDQN7Gc+u+qhNT+EUiQnBrhvaDp43jd197Aus4Gh+me+slsDi0C+3minP63B yCPzenQJOzDHA8w8O2ylej8dADOn7LuglUf2ekmiqDwM/HwE/OyKqscbFDsBOsAcHZ+TzlrOV18p zfIjvlS9B+kNfn8yQrVHx1kAdGx32Wvtv+Kpia317R+8Cwabr+DDlc3aAHTQcYKWr4CTv5CIIfGO xPOGCgT8i8BbS6K4LA6VT03Q8NoMSW5qL6bM2MATZw45AdDG6KUz/cm+pfwCMmSFu7khJ48xTwVg 3KHXBi2bl2wTKFqy8u6ALGIsASfhEi5ctBoFXlPcMsfSmd9Jj6DIp0DbkXAKzgVJ6C5c+E+Xu4F9 uyP83iYwYZeL7gjJYDnDpck2L77fmH04uGv3fkPQoWPHf7ksj5uihNfPXJB1x8pFe0r/qJ4yPZ52 7LIk6s5n+n/JSOi3xmIpevfoDHEQB3H4fxt4SeJ21Jt/+tnq6qNRl3sb5CN9z7VGHKJhKxg2cuDi BQbjXfYt2coz8bUUtn+xt02UxnGJkx+fP3KggdFmOpVxnWjqe8iFfcut7JV7Xl8yV5Gdpmz50VXa xCqaNCKf7pynMo56R2/RwGje9SOGxly60YPN5Pq3yWmwtj8o/sDiIA7/t8Nfu4dJBVmr6W9vSvnx Kwostm3WfXNjm6f+gOGcfSY2J4tNIJ9IJh7Xe2NoZceLN65ygc5s7jl1n6EPT9Bothbnbj/Cl3Hv eWzbSo5VN6ZLPHfV8ke77LDTqYtM1/LSVU9azhlLA1t/5lYlzHq7u7/9+EEq3JbIxMDML2DmwTFX 7Q2Ku/dT+Wpqovt+paU1r7z6HB+f9OznvvVm1NCbw3MPIhl05TznTRpKfY+PDVHFda3483zHl0e0 XynoGfGMpxePmutzycJ1PJzBBfx2uN2+2Qu41dWPO010I9Xa9Su18kn78kbQAr6yNDWfvYo28bzs /70ErDmjcmHltGozBzfeOrWOc+aacvnTGksD3xK8ibsDFjiDMXaLzfUUaXTQg55XznHN1HHceDWZ u9KIHH4BeUfDa9X8Rv0VTvQ878E1s8dxvuMT7nrf0r2gJgw53ovvG5uvo/u1G7SZo0ydwyE5y583 wjqsAmvDf+Le1Y14sxIIsPoFvDbt2sAL+CvJeDkE5Hg1kTKfSRSl3EbduxO4aCb7WV5xBVfZOWdP nzzqlcnkOVx8PKQwnpQhS3Ue77fj0I6KkXtW6aRYLp3NkWt9Yx6R3V+TCLaVRrQlcG4RegHoB6Cf q3GvQ9a7T/Pkg8DrHdqjH9C13+XE2r4kW4mAV+K3a/8ZzZ0+ssNwKQBS/SA1Zmpb4Pd3/Tclo6M8 qs1o4YxIJ7Qb1WaO+fpWALr9D58rllhi/e/Xr7lzjcFAst0/D7yP4uL+tQ6xDHB17cB2JkpSCwCI fLvCAnIL5l6LL1Bat9YaJzzP4Gf6rbntgaVA58UHXxRrGO/YDXNLU9y+f6n7+zv7rSSFHiDmAlg4 bsJaq+MJn6Zbr1+CtCvLlIZ3wCIAFu1HORqFlQqm7t22Fh0l2ohBQxzE4d8VeKvC1qAl02HqeWt9 ouuYIgBn2mHC57UnYiM+kNMLWYrKyN035ipZ8m09d5NJh1YrK1Bn46n3r9JSOvo7Li7qMlSHkdXc ybx7O+dM1ub6FC4j6yT9LcdwoIp7IcmJZUFObms33oioJGUZt9dYW9e0+SW5n3yLhBOaBVDcS5m1 D2VTry5CkI1hno6NL31TYgd/ifdZrz9MikuuxWSS1Dq/VLV58J64ssTaWjSHLj0n328q5a9mLSep 8OqQSvQo/e2l9eQkZp4zmDmwL3ufKPQJenEJCaskogbMO8qQOg4puL/igLLe2rpU0or8iJCjS+vn rrhAkiur39rGaCkocdzlOmtrn2RUZF8HeVf+9JJJxLgDnx6T8mSkjdLA3jyRKnhMpqGl+Ebvl+6L mjr0WMhY0p7M62yr1lug5/pVOJKQfdzWZOpSPv5GNzJ/i9PsARxocT93oU8e2i7zBTakYIG9D3zX 98OL30d4+7RrgyHAX0lmiENAzpAasp1w01opyGZHu6mDqLLEg6fjSzUDLu1C8zXTN936zeKCAM5O yfvW6srpc/26jLJpVfDGux0rz78e3EqGR5Ib/fyaiXvOcxFjCXgYwQnADZHidOYYsr20/Bfh/yfc uPi++hzJDiLgnfiHa8USSyyx/p6GAMKZq9XKQOw24P12DFWShwXw11Jc6WlBcswfgNfwb137F1oi 1bmdJoBfatOxu6ZkN2lt0e/L+vftqdkG0ESbDpqSUjJaf7h38UA5Gc22v+5tpdlJUlqzU+fOugAs unWTnNmpvfC3Dp16anaTlp35L8RLLLHE+j8jUwBt/ybwlr45BkYYTV6gocGzyXlJ8/XVAfTC0dB6 NLARZInaDSvNconeU7lzmwO3Wm+n7VWfb5HkLPLbrB1qQ2vNzsRWkRwYd2ppmOoMW34gtwrq0lD1 4ditaV1lOMrA58uKizFt7yZ9A1kol3BqIfvPP1kdIiDIV2bLxg/j0mvfSVKSmTY4otE3c6ZtEOvJ 4dnea/zHTzJhGrmOTcE6hsMn0jH6ZxIpUL2wQqV48mJX5pD9yZhuZyzUOfrQpzuNLRWovLWocZjW dq5KZtey8kjcNJJMHbXQjWTtppcHdShvdi0jngQZZGc8UJojZ5py+yZXrrHeXnkyIiY8khzxmQ0g a1s1Zl2/Orn/GB5MYUwjy1AbsjpeTdeSm79x6JfCHDDngLzFqO7UuZBbKiDBysMGi1SmCY4nNB4n KRt+yDCjTZfRtN2+j3brd3LDqSvFIaQVq3wwxsoNsE3FyCvE+oNOSF4GRAiBd2W7NnAE/koyjg4B OY71ZI9vbEBDXSoEtQkzbCf2KZi57SlLySGsuYKWVxb+SlMM2ft0xRxPi5HQcTiH1vM98eTuGZCv Jszq1ombXtR+vd9E+KR+RIwl4CncpAuJ9q3xeMOALVucvPkwKe1M3/7SANrhSmLtv7ykQRzEQRzE 4bfQuysQvhEIsgbeb8dEJXn8f+2de1jO9//Hn05zaA6h02KhTJoSOSy0chaVZEZIzKHWFGutbU0s EUWShEh00FFzqlRChZa4O6CSEkLoIKVyqvv5/aN7tn3XNt/9rt/vt+vr/biuxz9dXXVdr+7r3eO6 7s/9fm0CWldv8e5NJA1+FbwOf/S9QqHwrXfN63eSWn+koeKDusx1F9Q1zHn8JSe47NoHoCvcwq6A zAV5ZpOLmTl76FgdBKDg94PzoLSixgX+scVgxYZ4Q+0JXJdFSz6V6G6ZN5KfOh+8GFNShb2Ho0Yc vyzp1Vx9YvcXBpqlXWb7F0aTavUlP/TwGqvIsd9drDtdXY2Gh3vSdFTGcHVms/WDmwXg8z2O09W1 aXni7ho2lfYPXj6aOtYxNxobnsvXJy8q1Nb5lLHl9V1qGjONlo7U45j1GQfJKrw8t8B+tMooLj7x 7NCj0ggcsxl2b4xTClvu7MuaZW2gwYX+WQ9fPtw46Rv9AZzoce1GxpPHqC3cdnvy0BnsomliDsgp 3Lh8fEZo6tOJy3beRGVDCsisNnejbaXd1ax5pondKA3v4D1RsWTM/ABuKq5SOt9A8NmRzBGq2tya w3yyCVd3TyropzWb7qWUJ/NH7lkyi92HWJ0COvb+6rPl/UrKHywqa3oMPg7cp7XYO6O9bQqM9lbg I99SbHMyQdbnQPhCjOzQDsZAayoYu8XdMX5JdinhCzw474aGZDskrOp/6z19e7qmvTI9ssu6ncRN K6en/ir6Zj3TyZqFEUZ2zjfbLQ5QSD8b1K3+0rqifn3HM6mWwY9IlEqfoSh2BdaMANq3bYs4Z10w SM9p6uKNvE3uzi66jM6KBlgfd0sEr+A3KCp2x1ffr0CQ3S8fUpg6WgG7/f0AmyLAZDvQc7AYlKDl 9dIVSFgBJNv+7z3SIPjvRmeA8uuP+r3buS00NfsB7fUBqIrhCP74kQZK7I1OfaVF5fFfc9oxapuF N+BD23M4kJIG8jDIU8M2fKr9eOGu4vv2jvbDTqzrf8Q+OJ/7T+ai/PteEcOmLue31zmBWY6KS6eO o/P+6JehSeHb133vzknOCZVnSkp1X5z6/OyoQTMYTwbk+30Asz7vcH1wMs8e2RN468kFt+W6ak1j vsmLs7eZODFyoUq93nz/Sr9Gqj5Ls+v/5RgFfuhbVV54KxvXHZWKh1v7MOr8yQOhl7OOelmMopFr 4h3yaVCQzUdUGLqISYmx9cmH14QsMBpHI+d4RqcnjU+20yvrO9ruaVgDB5b7yCtMG6zO7YfimHzs 4L7Se3FbbYzH0uJgZYDrMj29i9ErpDYhdy+5xFej8XkmyJttqk65PFFVn82M5/R7cNH/toacAhd7 HeXVE5sSD95uHsunx8xNNdS4PaH2edP99OxFE1U51MSVmeQ0UtIrxG7oTSuvjKfLXDaPClmtsHnn sWSWP8k/7TpNl507dW9upzvXb0Tgi36qXnXQdc/C2aVAlNWbXUtWy2sgI1rWkNYe/9bT2oLv6ZnU GQxTuzR1yir6n7uX94LN3R4k2FtsXDSaPfsNv/WJsX7JF5/O5dxDV368/qrlqrG7JHISXOH3MXDY URevwiagZLPWtzNttzC9kYHNJI7fasDha+V4JYJXIGPduoW4cyccZA2Orjb/+cvdF05RHXouNSUE jnwfvgQ8pYD6NDEwgQhewd/GyGgoYuP2Iz/AAW1lX5uo2xVF1yIBeQJ4COAHMShB68F75suB3tqK +AlyvSRWocVbvr5ELEwljty6DzIK5DnU3fXaZqDV44aSkmLqAqftRbtqnltFZiVh3zi4TXc4ICkj 9fk8s3eAqZFkcF+z/M8OV/knh3nsHavW5wY6dTrbf5BecVj2ncRqUulVvlfXaMs+P6mMnJO9Lrs6 vobPO9ZJfI8Plle5qaTc4+xwh40ln56jdmTsVhQu7ahjZmgo2VrAaPIxGqLXBI3sNUAy0iGhOOhG 0+S6XK/AD+SViic5hNTeu5OX42SoIBm4YMv13IdXawMc7XOtlhteaN8OZ4dO++62gU/9qNC0VLzK mP3BCgtNiarRZ3nbCmpCm3mnbe6x2Rc6dFW+rvy+VppbdM6lPY84YO8jorH5bsvFza8KTFyNB0oG fKBbG3Kh8k5+8BKJmtoQiUtqWW42OS7vaPTg/csmVnbqpFLgHnu5IdZjLoc7RiQdvtvQizyNF0/3 fD3HSKWgt6Jy+sxlrld9bzcsaX4YPsd50jyafbHx2SeuW02tEl7Jz46sgU2IBOe+6YEwM+CdN7qH txBkDMg4kHmoSfPW6gyMAGA0eslJrQby3Vt8CfJhrwzvpVpqwFgA4ybb7NTyqyYu1LTE7m0SaRGr cc4aqAmagEJvfdzcrNVrpu0WrfPPqFJMolK2ueyZCF4BgNDQNS3rJJkO8vKYQ8uM899R17mITp1C u3ZsG9dnul0t3KXaWEdgEwFPAsrDxeBE8IrgFfxHyMl1QHLyNjQ3nwFZ3fnslmXDAYwGMFenf2e7 nUHuL6HUMAMgWowAZIuABSJ4XxvrqNOmd9eWS60t/HLarMokzGOImMJSWUilg80/4mPZOwXLtp3G MRIBCVHYpQ+YfRuOWtk6xAjTkZDDUJiENSM7dR+MlGR32SnqIesFUUWCj8JxYbEq0H0MVhYRNST4 9DQGyu7VHrIpAotziZjdn+OqBTB9ylQElMr2taf4YiiAbuZJ2F9KsOogVADITfIC2YTvNACM34Ab TZVI2LYVX61qWRmquSAAJoeIoCOxYMFy2M8eAPQ1xfp7RBMf4sHFVS2/vH1/+Gc1IewxsaNYioam Utmax/vwnd0PALC/kOBpRwDysD5+BQ8iJ61avnIXz5bc9hio2Qc/7l00w23mBE7aURy78GQN8uvz QSZi/kctz1FP+zoShU0Er36j6e7uwiN50i8LSmrwWLbU4QGJsopCRCxXR9s2/0nwJoDMRGGMG3p0 AIA2MLCKQCmJMr4En1zCSfcF6CP7CeYrNmNjMZFZ+0vwno/6EonzgJs7DFrdtFYs87kI3reemBgX 2YrpRJDxIC/NiLGczPd9JAUoLHwHXTq0Qe+PgY0EXAg4E/Ai0GuUGJ4IXhG8gjemZ88uyMkJlG1O Ow1SMjR17Vz2nrhYCjOLbQB80G/wTqhQ65fgJVo+3ygQwfsrTzjrQq1XyzO+n+y+ilU//T54m+tC YSjbpLnC8yiipURgUiz2GgAmTiF4JNt+FWI6Gr2hj9nhz5CZtBtGfVs2iMipjcSZipeoIMG7+5Gy 8D1AdRIcC4jHJHj/CAbJlqforQ+E1UUiKuhr5M8HTCdPwo4igmxEc4IndPEOVOcnIegmwTt70BeA 2uwdIKvhNLgtOk7fhMLGu/hx0wbYO7SsG9W13I5p+5/jQFwcmGeNL2apA5pz4HGbeMX7KE1tWaCB d9Wx83wNDlYQO0p+Dt4ykKXwnKkOoDOCr71CdbQtNPoMwy6vpZDYdXO3+MSJczwOndfT6jPLc7EG NRb4le2s5CCfe0RsRSPISFjKdp7Pd9kBkqi/6h/mYLOIPkFp5WHH87OrSPUSWVBWkzjmM/NP/pIi eAX/f4SHrwV5TRa6CTKzJh+eO5EqPpeSQaLHIHPMCb2McY+I3IdE7gMit4JISf8J2traYogieEXw Cv4SObkOyM7eCzIHUukxSKXxIHOGpH45nR+uOlEEEu1HjUMnbUO0nUV8qE1oy9TSchIDFMErgvd/ GrySHfMQsNoSZD3IF+Ni187z6AB4AfDVXerrv/JU8/sbCqTYeJ1IqKoBGfU6eJet3QayGdLqC+pG 78IDhksCrpCWZWS7n4OygsQRj8kieAX/KNq0AWJjvwF5RRa7J35l1oxDn02nlrFzPTT6ewNjXJ3r OWx6qx+UJYKDgzFlyhQxVBG8IngFrdKzZ0dZ7EpksXscUulxkJeHnHE0pubnYbeRnQ25vmYYlVSH Tq2cMx4eHlBXVxfDFMErgvfvBm+OnyV22s8F2QTyCaJcLfHzJvOxNtuwKr4OblebsbHo98G7xNUH ZDP4OB0TegCYsAy5JMp+FZQieAX/RAKjDsjOjVqQT/9NjpGsdyrsMWttyPdJSRFBduP5nrFLo8VL GvIPopckUlNTodjKTniBCF4RvG8vqqpKyMs7ADIfUmkipNJTryXzh6d5LKX2MGsO0NdP14L8tQHR N707kKhv5Yyprq5GcHAwNDU1xWBF8Irg/TvB67dybstzxXyMyN8Erzcc4mrfLHjlAUxcLoJX8I9H uStw/cfPceuUD0pPuf7OiuRN2OHgDARWIpAE6/a56wB0jX9Y8mfBSxIFBQVQUlISQxbBK4JXAAAI iQqQnQ/VIGv+TSrfCfT07rlyj61TY6P5o+TVfL+bJk3ynvg2ku3/7KyxtbUVwxXBK4JXBK8IXkHr fDcJiF8BnLUGYsxb96Ipunxo6dIP+4nLJMjDOlOUu9E9vrryr4KXJEpLSzFw4EAxbBG8InjfYtq3 BcYPBFLX9EeGpz4yNg//nTc8R8PVZj7aGVfDngR5rr+1MmjjeZEku/zVWePg4CAGLYJXBK8IXhG8 gt/yrT6QsxJI+Qw4PA84Mr91s6xgNmzECCod5XySo8oC572SV5vMkCr6vUnwkkRiYqIYuAheEbxv KR0B7LUAMr4A4i2BSNPWzTBBT1PzaXYYxY7fkSDjpk1V6cbvI++8UfCSxOrVq8XARfCK4BXBK4JX 0EKYpz14fRcqUjaj6vSf+zR3l0H46vHlw7S0b44xNLwyXn9mxf6Ccu8EEi/fMHhPnjwphi6CVwTv W0gfxW4ItlFGoZsCUr5SwOk/MX+tkv4qowHstOJEjlNZ2YZzbp9w9PhFnF8vtaki277JWVNeXi6G LoJXBK8IXhG8ghbuXQgHeQ+szPlref/d/HAXHQ3AAMAEDRN3nQqyXbrs9fIm/4Ti4uLE0EXwiuB9 C/FfZwPej8STCztR+xc2Xg/VSNuy6MoQTcXCPjo6F8bqTC6OuXzPbyGJgjc8a3JycsTQ38bgFQqF QqFQKBQK/1sUQxAKhUKhUCgUiuAVCoVCoVAoFApF8AqFQqFQKBQKhSJ4hUKhUCgUCoXC/1v/BXBZ V/fG43JKAAAAAElFTkSuQmCC
(5) Pensionable age is calculated to the accuracy of one month. Decimal points of the change in life expectancy are converted into months.
(6) Pensionable age is established by a regulation of the Government of the Republic by 1 January of each year which enters into force in two years.
(7) Pensionable age may be increased by not more than three months in a year. Where, according to calculations, pensionable age increases more than three months in a year, the pensionable age of the following years is adjusted by the months not taken into account upon increasing the pensionable age.
(8) The grant of old-age pension to a person is based on the pensionable age established on the basis of subsection 6 of this section which was in force in the year in which the right of the person to receive old-age pension arose for the first time.
(9) The grant of old-age pension to a person on the basis of § 91 of this Act before attaining the pensionable age is based on the pensionable age established on the basis of subsection 6 of this section which is in force in the year in which the person submits a pension application.
[RT I, 03.01.2019, 1 – entry into force 01.01.2024, § 7¹ in force until 31 December 2029]
[Repealed – RT I, 03.01.2019, 1 – entry into force 01.01.2021]
[Repealed – RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) A person has the right to receive old-age pension up to five years before and at any time after attaining the pensionable age provided in § 7 or established on the basis of subsection 6 of § 71 of this Act (hereinafter flexible old-age pension).
[RT I, 19.12.2020, 1 – entry into force 01.01.2024]
(2) A person has the right to receive flexible old-age pension before attaining the pensionable age provided in § 7 or established on the basis of subsection 6 of § 71 of this Act as follows
[RT I, 19.12.2020, 1 – entry into force 01.01.2024]
1) if the pension qualifying period is at least 20 years, up to one year;
2) if the pension qualifying period is at least 25 years, up to two years;
3) if the pension qualifying period is at least 30 years, up to three years;
4) if the pension qualifying period is at least 35 years, up to four years;
5) if the pension qualifying period is at least 40 years, up to five years.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(3) A person has the right to receive flexible old-age pension after attaining the pensionable age provided in § 7 or established on the basis of subsection 6 of § 71 of this Act whose pension qualifying period provided in Chapter 8 of this Act and earned in Estonia is at least 15 years.
[RT I, 19.12.2020, 1 – entry into force 01.01.2024]
(4) Flexible old-age pensions are not recalculated as old-age pensions under favourable conditions or pensions granted on the basis of a specific Act.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(4<sup>1</sup>) Flexible old-age pension shall not be increased after attaining the pensionable age provided for in § 7 of this Act pursuant to the procedure provided for in § 111 of this Act for a period during which the person receives a state pension or a pension from another state.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(5) Flexible old-age pension shall not be granted to a person who has been granted a pension on the basis of a specific Act or old-age pension under favourable conditions.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) The following persons who have earned the pension qualifying period required for the grant of an old-age pension have the right to receive an old-age pension under favourable conditions
1) a parent, parent's spouse, parent’s registered partner, guardian or foster parent who for at least eight years has raised a child under 18 years of age with a moderate, severe or profound disability or five or more children – five years before attaining the pensionable age;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
2) a parent, parent's spouse, parent’s registered partner, guardian or foster parent who has raised four children for at least eight years – three years before attaining the pensionable age;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
3) a parent, parent's spouse, parent’s registered partner, guardian or foster parent who has raised three children for at least eight years – one year before attaining the pensionable age;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
4) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
5) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
6) persons suffering from pituitary dwarfism – at the age of 45.
(2) If several persons specified in clauses 1–3 of subsection 1 of this section have the right to apply for old-age pension under favourable conditions with respect to the same children, the persons shall agree on who exercises the right to receive old-age pension under favourable conditions. Such agreement shall be expressed by a written consent to waive the exercise of the right to receive the old-age pension under favourable conditions. In the case of waiver by one person or several persons, the years by which a person has the right to receive old-age pension under favourable conditions before attaining the pensionable age shall be divided equally between the remaining entitled persons.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(3) If the persons specified in clauses 1–3 of subsection 1 of this section do not agree on the exercise of the right to receive old-age pension under favourable conditions and several of those persons have the right to receive old-age pension under favourable conditions with respect to the same children, the years by which a person has the right to receive old-age pension under favourable conditions before attaining the pensionable age shall be divided equally between the entitled persons.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(4) Old-age pensions under favourable conditions are granted for life.
(1) Old-age pension consists of the following
1) the base amount;
2) a part calculated on the basis of years of pensionable service, the amount of which equals the number of years of pensionable service multiplied by the value of a year of pensionable service;
3) an insurance part, the amount of which equals the sum of the insurance components of an insured person multiplied by the value of a year of pensionable service;
4) a joint part, the amount of which equals the sum of half of the insurance components and half of the solidary components multiplied by the value of a year of pensionable service.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1<sup>1</sup>) Calculation of the amount of the insurance part shall be based on the sum of the insurance components which is calculated for the period from 1 January 1999 to 31 December 2020.
[RT I, 19.12.2020, 1 – entry into force 01.01.2021]
(1<sup>2</sup>) Calculation of the amount of the joint part shall be based on half of the sum of the insurance components calculated as of 1 January 2021.
[RT I, 19.12.2020, 1 – entry into force 01.01.2021]
(2) The value of a year of pensionable service is the monetary value of one year of pensionable service, an insurance component and a solidary component of 1.000.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(3) If a pension claimant does not have a pension part provided for in subsection 1 of this section, pension shall be granted on the basis of the existing pension parts.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(4) [Repealed – RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(5) The instructions for the calculation of the insurance component, insurance part and joint part shall be established by the minister in charge of the policy sector.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(5<sup>1</sup>) The old-age pension of a person who has been established to have no work ability on the basis of the Work Ability Allowance Act shall be greater than the following old-age pensions
1) the old-age pension calculated on the basis of subsection 1 of this section;
2) the old-age pension if the person has completed thirty years of pensionable service.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(5<sup>2</sup>) The old-age pension of a person who has been established to have partial work ability on the basis of the Work Ability Allowance Act shall be greater than the following old-age pensions
1) the old-age pension calculated on the basis of subsection 1 of this section;
2) 60 per cent of the old-age pension if the person has completed thirty years of pensionable service.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(6) If the amount of an old-age pension granted to a person is less than the national pension rate, the old-age pension shall be paid to the person at the national pension rate.
(1) Old-age pension to which pension supplements provided for in § 24 of this Act have been added is increased or reduced depending on the time of retirement, life table of Statistics Estonia and interest rate. Interest rate is the interest rate shown on the current interest rate term structure of the debt securities of the central governments of the euro area countries published by the European Central Bank.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(2) The data concerning the life table and interest rates used upon calculation of the increase and reduction coefficient of old-age pension shall be updated once a year on 1 January.
(3) The minister in charge of the policy sector shall established by a regulation the conditions and procedure for the calculation of the increase and reduction coefficient of old-age pension.
(4) Upon the grant of flexible old-age pension to a person, recalculation or suspension of the payment of old-age pension, the Social Insurance Board shall calculate old-age pension pursuant to the procedure provided for in §§ 11 and 24 of this Act and use the increase or reduction coefficient for the calculation of old-age pension.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(5) Increase coefficient of old-age pension is applied where old-age pension is granted after attaining the pensionable age provided in § 7 or established on the basis of subsection 6 of § 71 of this Act.
[RT I, 19.12.2020, 1 – entry into force 01.01.2024]
(6) Reduction coefficient of old-age pension shall be applied if old-age pension is granted in the pensionable age provided for in subsection 2 of § 91 of this Act.
(7) Increase coefficient of old-age pension shall be applied if the person has suspended the payment of pension or reduced the amount of pension on the basis of § 251 of this Act and the payment continues or the amount of pension is increased later.
[RT I, 19.12.2020, 1 – entry into force 01.01.2021]
(8) Increase coefficient of old-age pension shall not be applied if the suspension of the payment of pension arises from law.
(9) The provisions of this section do not apply to the calculation of pension granted on the basis of a specific Act.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
[RT I, 10.03.2015, 5 – entry into force 01.04.2015]
(1) In order to calculate the insurance component of an insured person, the amounts of the state pension insurance part of individually registered social tax calculated for the insured person shall be totalled and divided by the average amount of the pension insurance part of the individually registered social tax in the given calendar year.
[RT I, 10.03.2015, 5 – entry into force 01.04.2015]
(2) Amounts which are transferred into the state pension insurance funds for an insured person pursuant to § 10 of the Social Tax Act and which are entered in the social protection information system shall be taken into account as the pension insurance part of individually registered social tax. The following shall also be taken into account
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
1) the social tax calculated by the payer of social tax, in the cases provided for in clauses 1–4, 6 and 9 of subsection 1 of § 2 and clause 2 of subsection 1 of § 6 of the Social Tax Act. The social tax calculated, except social tax on the unemployment insurance benefit, in the case provided for in clause 8 of subsection 1 of § 2 of the same Act;
2) the social tax calculated by the state, local government, other legal person in public law or an artistic association recognised on the basis of the Creative Persons and Artistic Associations Act in the cases provided for in subsections 1–12 of § 6 of the Social Tax Act;
[RT I, 10.01.2014, 2 – entry into force 20.01.2014]
3) the social tax paid by a sole proprietor, in the cases provided for in clause 5 of subsection 1 of § 2 and § 61 of the Social Tax Act.
[RT I, 02.07.2012, 8 – entry into force 01.08.2012]
(2<sup>1</sup>) Upon calculation of the insurance component and the solidary component of an insured person, amounts which are transferred into the state pension insurance funds for an insured person pursuant to Regulation (EEC, Euratom, ECSC) No 259/68 of the Council laying down the Staff Regulations of Officials and the Conditions of Employment of Other Servants of the European Communities and instituting special measures temporarily applicable to officials of the Commission (Staff Regulations of Officials) (OJ L 56, 04.03.1968, p. 1–7) shall be taken into account. The procedure regulating the receipt and keeping records of such amounts shall be established by a regulation of the Government of the Republic.
[RT I, 27.10.2020, 1 – entry into force 01.01.2021]
(3) The rate of the pension insurance part of social tax provided for in this Act is 20 per cent.
(4) The amounts of the pension insurance part and the state pension insurance part of social tax shall be rounded to the accuracy of one cent.
[RT I 2010, 22, 108 – entry into force 01.01.2011]
(1) In order to calculate the average amount of the pension insurance part of individually registered social tax, the data on the pension insurance part of individually registered social tax entered in the social protection information system in the given calendar year shall be taken as the basis for the calculation.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) The Government of the Republic shall establish the procedure for calculation of the average amount of the pension insurance part of individually registered social tax.
(3) The Government of the Republic shall approve the average amount of the pension insurance part of individually registered social tax of the previous calendar year not later than on 20 March of the current year and such average amount shall be implemented in the grant and recalculation of pensions for a term commencing as of 1 April.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017; regulations established by the Government of the Republic on the basis of subsections 3 and 5 of § 13 of this Act shall be effective as of 1 January 2017 in so far as they are not contrary to this Act.]
(4) If a pension is granted with a commencement date before 1 April, the estimated average amount of the pension insurance part of individually registered social tax approved by the Government of the Republic for entry in the social protection information system shall be taken as the basis for calculation of the pension.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(5) The Government of the Republic shall approve the estimated average amount of the pension insurance part of individually registered social tax to be entered in the social protection information system for the next calendar year at least ten calendar days before the beginning of the calendar year.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017; regulations established by the Government of the Republic on the basis of subsections 3 and 5 of § 13 of this Act shall be effective as of 1 January 2017 in so far as they are not contrary to this Act.]
(1) In order to calculate the solidary component of an insured person, the data on the state pension insurance part of individually registered social tax entered in the social protection information system in the given calendar year shall be taken as the basis for the calculation.
(2) In order to calculate the solidary component, the amounts of the state pension insurance part of individually registered social tax calculated for the insured person shall be totalled and divided by the pension insurance part of individually registered social tax calculated on the minimum wage for January of the corresponding year multiplied by twelve.
[RT I, 19.12.2020, 1 – entry into force 01.01.2021]
(3) The state pension insurance part of social tax paid on the basis of §§ 6 and 61 of the Social Tax Act shall be taken into account as equivalent to payment of the pension insurance part of social tax on the minimum wage.
(4) [Omitted – RT I, 19.12.2020, 1 – entry into force 01.01.2021]
(5) The value of a solidary component shall be calculated to the accuracy of three decimal places.
(6) The value of a solidary component is up to 1,000 for one calendar year.
(7) The value of a solidary component of persons who have joined mandatory funded pension is up to 0,800 for one calendar year.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
–
[Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) Upon the death of a provider, family members who were maintained by the provider have the right to receive a survivor’s pension. The right of the provider’s children, parents, widow or widower, or registered partner with whom the registered partnership contract has been terminated due to death, to receive a survivor’s pension does not depend on whether they were maintained by the provider or not.
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
(2) Family members who have the right to receive a survivor’s pension are
1) a provider’s child, brother, sister or grandchild who is under 18 years of age (or who is under 24 years of age and is a student enrolled in daytime study or, for medical reasons, in another form of study at an upper secondary school or vocational educational institution or a student enrolled in full-time study at a university or institution of applied higher education), or who is older if he or she was established to have partial or no work ability pursuant to the Work Ability Allowance Act before he or she attained 18 years of age (or in the case of a student enrolled in daytime study or, for medical reasons, in another form of study, or in full-time study, before he or she attained 24 years of age). A brother, sister or grandchild has the right to receive a pension if he or she does not have parents with capacity for work;
[RT I, 13.12.2014, 1 – entry into force 01.07.2016 (date of entry into force changed – RT I, 17.12.2015, 1)]
2) a provider’s parent who is of pensionable age or who has been established to have partial or no work ability pursuant to the Work Ability Allowance Act;
[RT I, 13.12.2014, 1 – entry into force 01.07.2016 (date of entry into force changed – RT I, 17.12.2015, 1)]
3) a provider’s non-working widow who is pregnant (from the twelfth week of pregnancy);
3<sup>1</sup>) a provider’s non-working registered partner with whom the registered partnership contract has been terminated due to death, who is pregnant (from the twelfth week of pregnancy);
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
4) a provider’s widow or widower or registered partner with whom the registered partnership contract has been terminated due to death, who has been established to have partial or no work ability pursuant to the Work Ability Allowance Act or who is of pensionable age and whose marriage to or registered partnership with the provider had a duration of at least one year;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
5) a provider’s divorced spouse who attained pensionable age or was established to have partial or no work ability pursuant to the Work Ability Allowance Act before the divorce or within three years after the divorce and whose marriage to the provider had a duration of at least twenty-five years;
[RT I, 13.12.2014, 1 – entry into force 01.07.2016 (date of entry into force changed – RT I, 17.12.2015, 1)]
5<sup>1</sup>) a provider’s registered partner with whom the registered partnership contract has been terminated, who has been established to have partial or no work ability pursuant to the Work Ability Allowance Act before termination of the registered partnership contract or before three years have passed from the termination of the registered partnership contract and whose registered partnership with the provider had a duration of at least 25 years;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
6) a parent or guardian of a provider’s child who is not employed and is raising the provider’s child who is under 3 years of age in his or her family.
(3) Under the conditions provided for in this section, the following also have the right to receive a survivor's pension
1) a child whose parent's spouse, registered partner or foster parent is dead and who is not maintained by the parent;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
2) a person who has raised and maintained a child as a parent's spouse or registered partner or as a foster parent for at least eight years.
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
(4) The person specified in subsection 2 or 3 of this section shall be granted a survivor’s pension if the provider has by the date of his or her death earned the pension qualifying period which would have been necessary for the grant of an old-age pension (§ 7) or a following pension qualifying period in Estonia depending on age
Age Required pension qualifying period 25–26 1 27–28 2 29–30 3 31–32 4 33–35 5 36–38 6 39–41 7 42–44 8 45–47 9 48–50 10 51–53 11 54–56 12 57–59 13 60–64 14 [RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(4<sup>1</sup>) In the case of a provider who had been established to have partial or no work ability on the basis of the Work Ability Allowance Act, the requirement for a pension qualifying period provided for in subsection 4 of this section shall be reduced by one year for each three full years during which the person had been established to have partial or no work ability.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(4<sup>2</sup>) The requirement for pension qualifying period provided for in subsection 4 of this section for the grant of a survivor's pension shall not apply if the provider died as a result of a work injury or occupational disease identified pursuant to Estonian legislation.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(4<sup>3</sup>) A person specified in subsection 2 or 3 of this section, whose provider was up to 24 years old on the day of his or her death, shall be granted a survivor’s pension if the provider had lived in Estonia at least one year immediately before his or her death on the bases specified in clause 1 or 2 of subsection 1 of § 4 of this Act, or if the provider had earned the pension qualifying period of at least one year in Estonia.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(5) Under the conditions provided for in this section, a survivor’s pension shall also be granted if the provider is missing and the police authorities have initiated proceedings for establishing the whereabouts of a missing person concerning him or her and the police authorities have failed to establish the whereabouts of the person within 12 months.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(6) A survivor's pension shall be granted for the period during which persons specified in subsection 2 or 3 of this section meet the requirements for receiving a pension.
(6<sup>1</sup>) The studies of the persons specified in clause 2 of subsection 1 of this section are certified by data obtained from the Estonian Education Information System, or by a document certifying the studies presented by the person. In the case of studying in Estonia, if there are discrepancies in the data, the data of the Estonian Education Information System shall take precedence. If there are no data concerning studies in the Estonian Education Information System by the beginning of an academic year, a person of 18 to 24 years of age specified in clause 1 of subsection 2 of this section shall be paid a survivor’s pension from the end of the last month of the academic year until the end of the month in which the new academic year begins.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(6<sup>2</sup>) A survivor's pension shall be paid pursuant to subsection 5 of this section until the whereabouts of the provider are established or the provider is declared dead but not longer than for a period of five years.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(7) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.07.2016 (entry into force changed – RT I, 17.12.2015, 1)]
(8) A survivor’s pension shall not be granted on the basis of this Act and payment of a granted survivor’s pension shall be terminated if a person receives an old-age pension, a pension for incapacity for work or a national pension from another state.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1) The greatest of the following old-age pensions shall be the basis for calculation of a survivor's pension
1) the old-age pension of the provider calculated on the basis of § 11 of this Act;
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
2) the old-age pension if the person has completed thirty years of pensionable service.
(2) A survivor's pension shall be calculated based on the pension calculated pursuant to subsection 1 of this section at the following rates
1) to one family member, 50 per cent;
2) to two family members, 80 per cent;
3) to three or more family members, 100 per cent.
[RT I 2004, 16, 120 – entry into force 01.04.2004]
(1) The following have the right to receive a national pension
1) persons who have attained the pensionable age and who do not have the right to receive old-age pension and who have been permanent residents of Estonia or have resided in Estonia on the bases specified in clauses 1 or 2 of subsection 1 of § 4 for at least five years immediately before making a pension claim;
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
2) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
3) persons specified in § 20 of this Act who, in connection with the insufficient pension qualifying period of their provider, do not have the right to receive a survivor's pension, if the provider was a permanent resident of Estonia or had resided in Estonia on the bases specified in clauses 1 or 2 of subsection1 of § 4 for at least one year directly before his or her death;
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
4) persons who have attained the pensionable age who are paid a pension retained in the former amount for a specified term pursuant to subsection 1 of § 60 of this Act.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(2) A national pension shall be granted for the following terms
1) to persons specified in clauses 1 and 4 of subsection 1 of this section, for life;
2) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
3) to persons specified in clause 3 of subsection 1 of this section, for the period during which they meet the requirements provided for in § 20 of this Act.
(3) A national pension shall not be granted and payment of a granted national pension shall be terminated if a person receives a pension from another state.
A national pension shall be calculated at the following rates
1) to persons specified in clauses 1 and 4 of subsection 1 of § 22 of this Act, 100 per cent of the national pension rate;
2) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
3) in the case specified in clause 3 of subsection 1 of § 22 of this Act, 100 per cent of the national pension rate in the case of three or more family members, 80 per cent of the national pension rate in the case of two family members and 50 per cent of the national pension rate in the case of one family member.
[RT I 2004, 16, 120 – entry into force 01.04.2004]
[Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) The following pension supplements shall be added to pensions granted pursuant to this Act
1) 100 per cent of the national pension rate to participants and widows and widowers of participants in the Estonian War of Independence;
2) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
3) 10 per cent of the national pension rate to participants in the Second World War and members of the Self-Defence Force.
(1<sup>1</sup>) The following pension supplement shall be added to old-age pensions granted pursuant to this Act and survivor’s pensions calculated on the basis of clause 1 of subsection 1 of § 21 of this Act
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
1) to a parent, parent's spouse, parent’s registered partner, guardian or foster parent for every child who is born between 31 December 1980 and 31 December 2012 and whom they have raised for at least eight years, in the amount of two times the value of a year of pensionable service;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
1<sup>1</sup>) to a parent, parent's spouse, parent’s registered partner, guardian or foster parent for every child who is born before 1 January 2013 and whom they have raised for at least eight years, in the amount of 1.5 times the value of a year of pensionable service;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
2) to a parent, parent's spouse, parent’s registered partner, guardian or foster parent, who is born before 1 January 1983 and who is not an obligated person for the purposes of the Funded Pensions Act, for every child who is born between 1 January 2013 and 31 August 2021 and whom they have raised for at least eight years, in the amount of 3.5 times the value of a year of pensionable service;
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
3) to a parent, parent's spouse, parent’s registered partner, guardian or foster parent who is not an obligated person for the purposes of the Funded Pensions Act in the first three years of the child's life, for every child who is born on 1 September 2021 or later and whom they have raised for at least eight years, in the amount of 3.5 times the value of a year of pensionable service.
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
(2) [Repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
(3) If a person has the right to receive several of the pension supplements listed in subsection 1 of this section, one pension supplement of his or her choice shall be granted to such person.
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
(4) If a person has the right to receive several of the pension supplements listed in this section, the person shall be paid all pension supplements at the same time, except in the case provided for in subsection 3 of this section.
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
(5) The pension supplement specified in clause 1 of subsection 11 of this section shall not be paid if the years of pensionable service have been calculated on the basis of clause 12 of subsection 2 of § 28 for the same child.
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
(6) The pension supplement specified in clauses 2 and 3 of subsection 11 of this section shall not be paid if supplementary contributions provided for in § 10 of the Funded Pensions Act have been made for thirty-six months for the same child. If supplementary contributions have been made for less than thirty-six months, the pension supplement specified in clauses 2 and 3 of subsection 11 of this section shall be paid in proportion to the number of months for which supplementary contributions have not been made.
[RT I, 27.10.2020, 1 – entry into force 06.11.2020]
(6<sup>1</sup>) A person who had no right to receive supplementary contributions provided for in § 10 of the Funded Pensions Act until the child attained three years of age in proportion to the number of months during which the person was not an obligated person and for which supplementary contributions have not been made has the right to receive the pension supplement specified in the second sentence of subsection 6 of this section.
[RT I, 27.10.2020, 1 – entry into force 06.11.2020]
(7) If several persons specified in subsection 11 of this section have the right to apply for a pension supplement with respect to the same child, the persons shall agree on who exercises the right to receive the pension supplement. Such agreement shall be expressed by a written consent to waive the exercise of the right to receive the pension supplement. If the persons specified in subsection 11 of this section do not agree on the exercise of the right to receive the pension supplement, the pension supplement shall be divided equally between the entitled persons. In the case of waiver by one person or several persons, the pension supplement shall be divided equally between the remaining entitled persons.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(8) [Repealed – RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(9) [Repealed – RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(10) The list of the documents necessary for applying for a pension supplement shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
(1) State pensions shall be recalculated
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
1) as of 1 April once a year on the basis of data which are entered in the social protection information system and which concern the individually registered social tax of the previous year;
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
2) if circumstances arise which require the reduction of the pension, except in the case provided for in clause 1 of this section, as of the first day of the month following the month in which such circumstances arise;
3) if circumstances arise which require the increase of the pension, as of the date of submission of a corresponding application, except in the case provided for in clause 1 of this section.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(2) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1) A person has the right to choose to be paid old-age pension the amount of which differs from the old-age pension calculated on the basis of § 11 of this Act, taking account of the specifications provided for in § 111 of this Act.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(2) The amount of old-age pension may be 50 or 100 per cent of the old-age pension calculated for a person.
(3) A person may submit an application once per calendar month for an increase or reduction of the old-age pension granted to the person and calculated on the basis of §§ 11 and 111 of this Act in the amount provided for in subsection 2 of this section, unless otherwise provided by law.
(4) A person may submit an application for the suspension of the payment of old-age pension once per calendar month.
(5) If the payment of old-age pension is suspended, the payment thereof shall continue on the basis of an application of the person.
(6) The Social Insurance Board shall make the decision on the increase or reduction, suspension or continuation of the payment of old-age pension within five working days after the submission of the corresponding application. The payment of old-age pension is suspended, continued or old-age pension is paid in an increased or reduced amount from the beginning of the following calendar month.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) By 1 April of each calendar year, state pensions calculated pursuant to this Act shall be indexed by an index the value of which depends to the extent of 20 per cent of the annual increase of the consumer price index and to the extent of 80 per cent of the annual increase in receipt of the pension insurance part of social tax. The indexing shall be carried out pursuant to the procedure provided by subsection 7 of this section.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(1<sup>1</sup>) Upon calculation of the index, the annual increase of the consumer price index shall be multiplied by 0.2, the annual increase in receipt of the pension insurance part of social tax shall be multiplied by 0.8 and the results shall be added together.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(2) The annual increase of the consumer price index shall be calculated by dividing the value of the consumer price index of the previous calendar year by the value of the consumer price index of the year before the previous calendar year, on the basis of the value of the consumer price index officially published by Statistics Estonia.
(3) The annual increase in receipt of the pension insurance part of social tax shall be calculated by dividing the total amount of the pension insurance part of social tax of the previous calendar year by the total amount of the pension insurance part of social tax of the year before the previous calendar year, on the basis of information of the Ministry of Finance concerning the receipt of the pension insurance part of social tax.
(4) The annual increase of the consumer price index and in the receipt of social tax shall be expressed to the accuracy of three decimal places.
(5) A state pension shall not be indexed if the value of the index is less than 1.000.
[RT I 2009, 15, 93 – entry into force 01.03.2009]
(5<sup>1</sup>) The Government of the Republic may approve a lower value of the index than the one provided for in subsection 1 of this section if
1) the estimated real growth of the gross domestic product of the same year is negative, or
2) the difference between the expenditure prescribed for state pension insurance specified in subsection 1 of § 57 of this Act and the estimated income from social tax transferred into the state pension insurance funds exceeds 1 per cent of the estimated gross domestic product of the same year.
[RT I 2009, 15, 93 – entry into force 01.03.2009]
(5<sup>2</sup>) The Government of the Republic shall add or clear the part of index which was not increased or reduced together with the approval of the new value of the index within five years as of the application of subsection 5 or 51 of this section.
[RT I 2009, 15, 93 – entry into force 01.03.2009]
(6) The Government of the Republic shall approve the index with the value of at least 1.000 and the part of the index to be added or cleared on the basis of subsection 52 of this section not later than by 20 March of the current year.
[RT I 2009, 15, 93 – entry into force 01.03.2009]
(7) By 1 April of a calendar year, the Social Insurance Board shall calculate the national pension rate, new values of the base amount of pension and the value of a year of pensionable service by
1) multiplying the national pension rate by the index approved pursuant to subsection 6 of this section;
2) multiplying the base amount of a pension by the index approved pursuant to subsection 6 of this section the incremental part of which has been multiplied by the coefficient 1.1;
3) multiplying the value of a year of pensionable service by the index approved pursuant to subsection 6 of this section the incremental part of which has been multiplied by the coefficient 0.9.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(8) [Repealed – RT I, 27.10.2020, 1 – entry into force 06.11.2020]
(1) A pension qualifying period is a period during which an insured person is engaged in an activity which grants the right to receive a state pension.
(2) A pension qualifying period shall be divided as follows
1) the years of pensionable service which are calculated until 31 December 1998;
2) the accumulation period which is calculated as of 1 January 1999.
(3) The list of documents necessary to certify years of pensionable service, requirements for the documents and specifications concerning the calculation of years of pensionable service shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 06.12.2012, 1 – entry into force 01.01.2013]
(4) The procedure for calculation of a pension qualifying period shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) Time during which the employer of a person is required to pay social tax for the person shall be included in the years of pensionable service of the person.
(2) Years of pensionable service shall also include
1) the time during which a person is a member of an artistic association or trade association as of the time the person begins engaging in creative activity. As of 1 January 1991, the time during which a person was or is engaged in creative activity shall be included in their length of service if social tax was or is paid;
2) the period of service of a person in the Defence Forces of Estonia or any period of service deemed to be equal thereto in accordance with the Defence Forces Service Act, and any period of service in the employment of the Ministry of Internal Affairs;
3) [repealed – RT I 2008, 48, 264 – entry into force 23.11.2008]
4) the time during which a person is enrolled in daytime study at a vocational educational institution, in daytime study at a university or institution of applied higher education, or in a form of study deemed to be equal thereto;
[RT I 2010, 41, 240 – entry into force 01.09.2010]
5) the period of assignment in a foreign mission for the spouse of a diplomat of the Republic of Estonia;
6) the term of office of the President of the Republic of Estonia for the non-working spouse of the President;
7) the time during which a person cares for a Category I disabled person, for a disabled child or for a person under 18 years of age who is disabled since childhood, and the time during which a mother, father, parent's spouse, guardian or actual caregiver of the child cares for a child under 3 years of age until the child attains 3 years of age;
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
8) the time during which a person receives unemployment benefit from a state employment office or participates in labour market training organised by an employment office;
9) the time during which a person works in a church (congregation) or other registered religious organisation. As of 1 January 1991, such time shall be included in the length of service if social tax was or is paid for the period;
10) the time during which a person worked on a farm before its liquidation or before commencing work on a collective farm, state farm or elsewhere, if the person at that time was at least 14 years of age;
11) the time during which a person worked on a farm, if the farm was exempt from taxes in accordance with the Estonian SSR Farm Act;
12) two years for a parent or parent's spouse or guardian or foster parent for every child whom he or she has raised for at least eight years;
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
13) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
14) the time during which a person works as a sole proprietor if social tax was or is paid;
14<sup>1</sup>) the time during which a person operated as a member of the management or controlling body of a legal person if social tax was paid;
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
15) the time during which an employee or sole proprietor specified in clause 14 of this section is temporarily incapacitated for work;
16) the time during which a person punished by conditional imprisonment performs mandatory work, the time during which a person does community work in lieu of imprisonment or the time during which a person works in a medical-labour centre.
[RT I, 06.12.2012, 1 – entry into force 01.01.2013]
(2<sup>1</sup>) The persons specified in clause 12 of subsection 2 of this section shall agree in whose years of pensionable service the two years for every child who has been raised for at least eight years shall be included. Such agreement shall be expressed by a written consent to waive the inclusion of the time specified in clause 12 of subsection 2 of this section in the years of pensionable service of the person. If the persons are unable to come to an agreement, the specified time shall be divided equally between the entitled persons. In the case of waiver by one person or several persons, the time specified in clause 12 of subsection 2 of this section shall be divided equally between the remaining entitled persons.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(3) The following shall be included in the years of pensionable service earned in Estonia under favourable conditions
1) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
2) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
3) [repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
4) the duration of employment in a leper house or institution for plague control, multiplied by two;
5) in the case of a person who was subject to forced displacement from Sõrve peninsula in Saaremaa to Germany in October or November 1944, the time from displacement until settling in Estonia, but not longer than until 31 December 1946, multiplied by three.
(4) The time of activities provided for subsections 1–3 of this section which took place in the territory of the former Union of Soviet Socialist Republics up to 1 January 1991 shall be included in the years of pensionable service if the pension qualifying period of the person earned in Estonia is at least fifteen years and no other state is paying pension for such pension qualifying period.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(5) The time during which a person is in compulsory military service or compulsory alternative service shall be included in the years of pensionable service if the person was referred to service from Estonia or the person lived in Estonia before and after being referred to service from outside of Estonia and the pension qualifying period of the person earned in Estonia is at least fifteen years and no other state is paying pension for such pension qualifying period.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(1) Years of pensionable service shall be certified on the basis of information in the population register with legal effect or documents certifying years of pensionable service. If there is information with legal effect certifying years of pensionable service in the population register, the information in the register shall be taken into account.
(2) If no information or documents concerning years of pensionable service have been preserved in the population register, the insured person has the right to submit a request to the Social Insurance Board to take into account the testimonies of witnesses.
[RT I, 06.12.2012, 1 – entry into force 01.01.2013]
(1) Years of pensionable service shall be calculated to the accuracy of a day.
(2) Upon calculation of the amount of a pension, years of pensionable service with the length of at least six months shall be rounded to a full year, and years of pensionable service with the length of less than six months shall not be taken into account.
(3) Compliance with the requirement for a pension qualifying period which grants the right to receive an old-age pension or survivor’s pension shall be determined on the basis of unrounded years of pensionable service.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) One year towards the accumulation period of an insured person shall be calculated for the insured person for whom the pension insurance part of individually registered social tax has been paid or calculated pursuant to the Social Tax Act in an amount equal to at least the minimum wage for a year.
[RT I, 02.07.2012, 8 – entry into force 01.08.2012]
(2) Upon calculation of the accumulation period, the pension insurance part of individually registered social tax of an insured person for each calendar year shall be compared to the pension insurance part of social tax calculated on the minimum wage for January of the corresponding year multiplied by twelve.
[RT I, 02.07.2012, 8 – entry into force 01.08.2012]
(3) If the pension insurance part of social tax is paid by the state, local government or other legal person in public law pursuant to § 6 of the Social Tax Act and by a sole proprietor pursuant to § 61 of the Social Tax Act, the accumulation period shall be calculated to be equivalent to payment of the pension insurance part of social tax on the minimum wage.
[RT I, 02.07.2012, 8 – entry into force 01.08.2012]
(4) Amounts which have been received for each insured person from the pension scheme of the institutions of the European Communities based on the Council Regulation specified in subsection 21 of § 12 of this Act shall be taken into account upon calculation of the accumulation period.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(1) The Social Insurance Board shall verify on the basis of the data entered in the social protection information system the compliance of the person provided for in this Act with the requirements for the right to receive old-age pension, and notify the person of the creation of the right to receive old-age pension pursuant to § 7 of this Act at least six months before the creation of the corresponding right. The Social Insurance Board shall communicate the notice concerning the creation of the right to receive old-age pension to the e-mail addresses of the person or in the manner specified in clauses 2 and 3 of subsection 1 of § 27 of the General Part of the Social Code Act.
(2) Compliance with the requirements specified in subsection 1 of this section shall be verified on the basis of the following data
1) general data of the person: personal identification code, surname and given names, data on residence and contact details, data on death, declaration of death, data on the person being missing or a fugitive, data on establishment of guardianship, data on permit or right of residence, data on residence within the meaning of subsection 1 of § 6 of the Income Tax Act;
2) data on the individually registered social tax of the person;
3) data on the years of pensionable service of the person;
4) data concerning the grant and payment of pension to the person.
[RT I, 08.07.2016, 1 – entry into force 01.07.2017]
(1) Claimants for a state pension shall submit pension applications to the Social Insurance Board.
(1<sup>1</sup>) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1<sup>2</sup>) A person residing or settling in a foreign state who requests payment of previously granted pension to the foreign state shall submit a written application to the Social Insurance Board.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(2) A pension application shall set out the given names and surname, personal identification code or date of birth, data on residence and contact details of the applicant, information on the type of pension applied for, information on pension received from a foreign state and employment, information on raising and caring for a child, notation concerning the method of delivery of the decision and payment of the pension, information on the documents certifying years of pensionable service of the person, date of submission of the application and confirmation on submission of the application.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(3) The date on which the Social Insurance Board receives a pension application is deemed to be the date of making a pension claim.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(4) If the pension application is sent by post, the date on the date stamp of the place from which the pension application is sent is deemed to be the date of making a pension claim.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(5) [Repealed – RT I 2002, 61, 375 – entry into force 01.08.2002]
(6) The Social Insurance Board shall assist a pension claimant when necessary in obtaining the necessary documents for making a pension claim.
(7) The Social Insurance Board shall forward the health data of a person residing in the Republic of Estonia to the other party if the person is applying for the establishment of permanent incapacity for work and the grant of pension for incapacity for work from the other party on the basis of a bilateral international agreement.
[RT I, 17.12.2015, 1 – entry into force 01.07.2016]
(8) In order to forward the health data specified in subsection 7 of this section with the consent of the person, a person who has completed medical training shall have access to the following information in the health information system
1) information concerning the submitter of information;
2) information concerning out-patient visits and hospitalisations;
3) information concerning medicinal products.
[RT I, 17.12.2015, 1 – entry into force 01.07.2016]
(9) The list of information concerning a person in the health information system specified in subsection 8 of this section and the periods for inquiries shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 17.12.2015, 1 – entry into force 01.07.2016]
(1) The Social Insurance Board shall make a decision to grant or refuse to grant a state pension within fifteen working days as of the submission of a proper application.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) A state pension shall be granted as of the date of making a pension claim. A pension shall be granted as of an earlier date in the following cases
1) an old-age pension as of the date of attaining pensionable age (subsection 1 or 2 of § 7 of this Act) if the pension application is submitted within three months after the date of attaining pensionable age;
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
1<sup>1</sup>) an old-age pension under favourable conditions as of the date of creation of the right to receive old-age pension under favourable conditions (subsection 1 of § 10 of this Act) if the pension application is submitted within three months after the date of creation of the right to receive old-age pension under favourable conditions;
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
2) a survivor’s pension or national pension shall be granted as of the date of death of the provider or the date of initiation by the police authorities of the procedure for establishing the whereabouts of the missing person, but not more than twelve months before making a pension claim.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(2<sup>1</sup>) If a pension claimant submits a pension application and data required for making a decision to grant pension before the date of attaining pensionable age, but not earlier than six months before the date of attaining pensionable age, the decision to grant pension shall be made at the latest on the date of attaining pensionable age and the pension shall be granted as of the date of creation of the right to receive pension. A decision to refuse to grant pension shall be made as soon as possible but not later than on the date of attaining pensionable age.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(3) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
(4) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
[Repealed – RT I, 06.12.2012, 1 – entry into force 01.01.2013]
[Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
Pensioners shall be granted a pension certificate and the list of information included therein shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) The monetary compensation paid on the basis of this Act shall be paid monthly for the current month pursuant to the procedure provided for in § 28 of the General Part of the Social Code Act, except for a state pension paid as home delivery by post in Estonia at the expense of the pensioner.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1<sup>1</sup>) Based on a written application of the person residing in a foreign state, pension may be paid retroactively once per quarter or once every half-year.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(2) [Repealed – RT I 2008, 48, 264 – entry into force 23.11.2008]
(3) [Repealed – RT I 2008, 48, 264 – entry into force 23.11.2008]
(4) A state pension which is granted to a minor in a social welfare institution shall be transferred to the personal bank account of the child.
[RT I, 30.12.2015, 5 – entry into force 01.01.2016]
(5) On the basis of a reasoned application submitted to the Social Insurance Board, a state pension shall be paid as home delivery by post at the expense of the payer of the pension to a person whose mobility is restricted or who lives in a low density area and whose access to banking services is restricted and who is
1) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
2) [repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
3) a person of pensionable age.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(6) Based on the application specified in subsection 5 of this section, the Social Insurance Board shall make a decision with a period of validity of up to one year. The Social Insurance Board may make a decision on the basis of the application specified in subsection 5 of this section with a longer period of validity if this is necessary due to the nature of the reasons proceeding from which the Social Insurance Board makes the decision on the basis of the application specified in subsection 5 of this section. The Social Insurance Board shall make the decision on the basis of the application specified in subsection 5 of this section within ten working days after the submission of the corresponding application.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
Payment of a state pension shall be based on the total amount of the state pension, which is comprised of the state pension granted to the person and the pension supplements or increases.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
Upon payment of a state pension and calculation of the amount set off against a pension, amounts shall be rounded to the accuracy of one cent.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
The minister in charge of the policy sector shall establish the instructions for the grant, recalculation, suspension of payment, and payment of state pensions.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) A person is required to notify the Social Insurance Board of all circumstances which bring about suspension or termination of the payment of pension or change in the amount of pension within ten days after the circumstances arise.
(2) The circumstances specified in subsection 1 of this section are the following
1) commencement of work in professions, positions, production areas or engagement in works which bring about suspension or termination of the payment of pension paid on the basis of a specific Act;
2) settlement in a foreign state;
3) change in data on the residence of a person residing in a foreign state;
4) commencement of work in a foreign state if suspension or termination of the payment of pension depends on employment;
5) in the case of survivor's pension, also commencement of studies in a foreign state, taking of academic leave or interruption of studies and grant of old-age pension, pension for incapacity for work or national pension by a foreign state;
6) other circumstances.
(3) Upon grant, recalculation and payment of pension, the Social Insurance Board has the right to take into account, in addition to the information provided for in the Population Register Act, other information known to the Social Insurance Board which bring about suspension or termination of the payment of pension or change in the amount of pension.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1) If a person disagrees with an administrative act of the Social Insurance Board, he or she has the right to file a challenge with the Social Insurance Board within thirty days after the date on which the person becomes or should become aware of the challenged administrative act or to directly file an appeal with an administrative court under the conditions and pursuant to the procedure provided by the Code of Administrative Court Procedure. In order to resolve challenges, the Social Insurance Board may form committees and to involve experts if necessary. A challenge shall be resolved within sixty days after registration of the challenge by the Social Insurance Board.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(2) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
(3) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) A common pension shall be granted to family members specified in § 20 of this Act and persons deemed to be equal to them who have the right to receive a survivor’s pension or national pension upon the loss of a provider.
(2) On the basis of an application of a family member, his or her share shall be separated from the survivor’s pension or the national pension paid upon the loss of a provider, and paid to him or her separately.
(3) Where a widow or widower or a registered partner with whom the registered partnership contract has been terminated due to death, or a divorced person remarries or enters into a registered partnership contract, the survivor’s pension or national pension granted to the person due to the death of their spouse or registered partner or in the case provided in subsection 5 of § 20 of this Act is retained for twelve months.
[RT I, 06.07.2023, 6 – entry into force 01.01.2024]
(4) Persons who are under 18 years of age, or orphans who are under 24 years of age, and who are enrolled in daytime study or, for medical reasons, in another form of study at an upper secondary school or vocational educational institution, or in full-time study at a university or institution of applied higher education, or orphans who are older if they were established to have partial or no work ability pursuant to the Work Ability Allowance Act before they attained 18 years of age (or if they are students enrolled in daytime study or, for medical reasons, in another form of study, or full-time study, before they attained 24 years of age) have the right, taking into account the provisions of subsection 2 of § 21 and clause 3 of § 23 of this Act, to receive two survivor’s pensions or two national pensions or both a survivor’s pension and a national pension concurrently, depending on the pension qualifying period of their parents.
[RT I, 13.12.2014, 1 – entry into force 01.07.2016 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) The state pension of persons who have not completed the pension qualifying period earned in Estonia required for the grant of a state pension, but who have the right to a pension on the basis of an international agreement, shall be calculated pursuant to the procedure provided for in this section. This section applies to persons who are residing in the territory of a Contracting State.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(2) In case of old-age pension, the theoretical amount of old-age pension shall be calculated at first, in particular taking account of all pension qualifying periods earned in Estonia and in the Contracting Party as if they had been completed in Estonia. For calculating the actual amount of old-age pension, the theoretical amount of old-age pension shall be multiplied by the number of years in the pension qualifying period earned in Estonia and shall be divided by the number of years of the total pension qualifying period earned in all Contracting Parties, including in Estonia.
[RT I 2006, 49, 370 – entry into force 20.11.2006]
(2<sup>1</sup>) If an old-age pensioner who has no data on the individually registered social tax commences work in Estonia and the amount of the old-age pension of the person is reduced upon recalculation of old-age pension on the basis of subsection 2 of this section and clause 1 of subsection 1 of § 25 of this Act, payment of the old-age pension shall continue in the former amount.
[RT I, 19.12.2020, 1 – entry into force 29.12.2020]
(3) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
(4) The theoretical amount of old-age pension which is the basis for calculation of a survivor's pension is calculated pursuant to the procedure provided for in subsection 1 of § 21 of this Act. For calculating the actual amount of old-age pension, the theoretical amount of old-age pension shall be multiplied by the number of years in the pension qualifying period earned in Estonia and shall be divided by the number of years of the total pension qualifying period earned in all Contracting Parties, including in Estonia. A survivor’s pension shall be calculated pursuant to subsection 2 of § 21 of this Act from the actual amount of old-age pension calculated on the basis of this subsection.
[RT I 2006, 49, 370 – entry into force 20.11.2006]
(5) If the total amount of old-age pensions paid to persons residing in Estonia specified in subsection 1 of this section pursuant to international agreements by Contracting Parties together with the pensions paid by Estonia is less than the national pension rate, an amount which covers the difference between the national pension rate and pensions received pursuant to international agreements shall be paid to the person on the basis of his or her application.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(5<sup>1</sup>) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(6) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(7) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(8) [Repealed – RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1) If a person commences work in an institution of the European Community, the Social Insurance Board shall organise the calculation and totalization of the old-age pension for the insured person, and entry of the total amount in the pension scheme of the institution of the European Community pursuant to the procedure provided by subsection 21 of § 12 of this Act.
(2) The expenses related to the transfer of the pension funds provided for in subsection 1 of this section shall be covered from the state budget.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(1) The pension of a person whose right to receive a pension arises on the basis of this Act shall be granted and paid to a foreign state taking account of the following specifications
1) flexible old-age pension and old-age pension under favourable conditions shall be granted and paid to a foreign state to the person who has attained pensionable age;
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
2) national pension and pensions related to reduced work ability shall not be granted and paid to a foreign state;
3) upon grant and payment of state pension, the time of activities specified in subsection 4 of § 28 of this Act which took place in the territory of the former Union of Soviet Socialist Republics shall not be included in the years of pensionable service;
4) dependants of the pensioner shall not be granted pension of the basis of subsection 4 of § 46 of this Act if the pensioner is staying in a foreign state due to the reasons provided for in subsections 1–3 of § 46 of this Act and the person has not attained pensionable age.
(2) If the time of activities specified in subsection 4 of § 28 of this Act has been included in the years of pensionable service of a person residing in a foreign state, the pension of the person shall be recalculated pursuant to clause 2 of subsection 1 of § 25 of this Act.
(3) The pension of a person whose right to receive a pension arises on the basis of a specific Act shall be granted and paid to a foreign state taking account of the requirements and procedure provided for in this Act and the following specifications
1) a pension provided for in a specific Act, except for a survivor's pension, shall be paid to a person who has attained pensionable age;
2) pensions related to reduced work ability shall not be granted or paid to a foreign state to a person residing in the foreign state, except for pensions related to reduced work ability the payment of which continues after attaining pensionable age.
(4) The specifications provided for in this section concerning the grant and payment of pensions within the scope of application of the international agreement shall not apply to persons residing in a foreign state which has entered into an international agreement with Estonia.
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
(5) If state pension has been granted to a person residing in a foreign state on the basis of this section before entry into force of the international agreement specified in subsection 4 of this section, the international agreement shall apply to the person as of entry into force thereof. State pensions which have been granted shall be recalculated if circumstances arise which require the recalculation of pension as of the day of entry into force of the international agreement.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(1) The payment of pension shall be suspended if the person settles in a foreign state. The payment of pension to the person shall continue as of the date of suspension after submission of an application in a format which can be reproduced in writing.
(2) The payment of pension to a person to whom the pension has been granted before attaining pensionable age, except a person receiving survivor’s pension, and who settles in a foreign state which has not entered into an international agreement with Estonia shall be continued after submission of an application in a format which can be reproduced in writing and verification of data as of the date of attaining pensionable age or the date the person complies with one of the requirements provided for in clauses 1 and 2 of subsection 1 of § 4 of this Act.
[RT I, 18.02.2022, 1 – entry into force 28.02.2022]
(1) A pensioner residing in a foreign state shall submit to the Social Insurance Board a written life certificate certified by the authority of the state of residence or the foreign mission of the Republic of Estonia by 1 March each year.
[RT I, 22.06.2021, 1 – entry into force 01.01.2018]
(2) A pensioner residing in a foreign state is not required to submit the certificate specified in subsection 1 of this section if
1) he or she submits to the Social Insurance Board a document proving his or her residency provided for in the Income Tax Act which is certified by the tax authority of the state of residence or other competent official;
2) an agreement on the exchange of data concerning pensioners has been entered into with the competent authority of his or her state of residence;
[RT I, 22.06.2021, 1 – entry into force 01.01.2018]
3) he or she provides life certification through an electronic channel established for this purpose by the Social Insurance Board or appears in person at the Social Insurance Board.
[RT I, 18.02.2022, 1 – entry into force 28.02.2022]
(3) Upon failure to submit a life certificate within the prescribed term, payment of pension shall be suspended as of 1 April of the current year. If the pensioner has previously submitted the document specified in clause 1 of subsection 2 of this section, his or her pension shall be suspended on the basis of the period of validity of the certificate. If a certificate is submitted later, payment of pension shall continue retroactively as of suspension of the payment of pension.
[RT I, 22.06.2021, 1 – entry into force 01.01.2018]
(4) The composition of data of life certification shall be established by a regulation of the minister in charge of the policy sector.
[RT I, 18.02.2022, 1 – entry into force 28.02.2022]
(1) Survivor's pension and national pension shall not be paid to persons specified in clause 3 of subsection 1 of § 22 of this Act who are employed, except to children under 18 years of age, or to students under 24 years of age enrolled in daytime study or, for medical reasons, in another form of study, or full-time study.
[RT I 2010, 41, 240 – entry into force 01.09.2010]
(1<sup>1</sup>) An early retirement pension shall not be paid if the person continues working until he or she attains pensionable age as provided in § 7 of this Act.
(2) For the purposes of this Act, employment means earning of income which is subject to social tax on the basis of an employment contract, contract of service or contract under the law of obligations, or engagement in public service, provision of a service or the sale of goods within the meaning of the Simplified Business Income Taxation Act and operating as an undertaking.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(3) The employment of the persons specified in clause 3 of subsection 1 of § 22 of this Act and subsection 11 of this section shall be certified by the data in the employment register provided for in § 251 of the Taxation Act.
[RT I, 16.04.2014, 3 – entry into force 01.07.2014]
(1) A state pension shall be paid on the basis of an authorisation document during the period of validity of such document.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(2) The authorisation document shall be notarised or certified by the head of the in-patient medical institution in which the pensioner is treated.
(3) If no term is set out in an authorisation document, it is valid for one year as of the date of certification.
(4) If an authorisation document is certified by the head of an in-patient medical institution, it is valid for the one-time receipt of unreceived pension for a period of up to six months.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(1) If a pension which is paid by post is not withdrawn for at least two months, payment of the pension shall be suspended. After submission of the corresponding application and a document provided for in subsection 2 of § 2 or § 4 of the Identity Documents Act, the pension shall be paid retroactively.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(3) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(4) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(5) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) If a court convicts a pensioner and punishes him or her by imprisonment, payment of his or her state pension shall be suspended during imprisonment.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(2) If a person is taken into custody as a preventive measure, payment of his or her state pension shall be suspended for the time the person is held in custody. The pension shall be paid to the person retroactively after a court judgment enters into force if the person is acquitted or is not subject to punishment by imprisonment.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(3) If a court orders the administration of coercive psychiatric treatment with regard to a pensioner, during the period such treatment is administered his or her pension shall be paid at one half of the national pension rate, but in the amount not exceeding the pension granted, recalculated and indexed for the person.
[RT I, 22.06.2016, 1 – entry into force 01.01.2018]
(4) If a pensioner specified in subsections 1–3 of this section has dependants listed in clause 1 of subsection 2 of § 20 of this Act, his or her state pension shall be paid to them in the following amounts
1) in the case of one dependant, 25 per cent of the pension;
2) in the case of two dependants, 50 per cent of the pension;
3) in the case of three or more dependants, 75 per cent of the pension.
(5) If the pension paid pursuant to subsections 3 and 4 of this section exceeds the amount of the pension granted, recalculated and indexed for the person, the pension shall be paid in the granted, recalculated and indexed amount.
[RT I 2002, 53, 338 – entry into force 01.07.2002]
(6) If a person is paid old-age pension on the basis of § 251 of this Act the amount of which is 50 per cent of the old-age pension granted to the person or if the payment of pension is suspended, the Social Insurance Board shall grant an old-age pension to the pensioner specified in subsections 3 and 4 of this section the amount of which is 100 per cent of the old-age pension calculated for the person.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(1) If a pensioner is missing or declared to be a fugitive because he or she evades service of imprisonment, payment of the pension shall be suspended after one month has passed from the receipt of such information from the police.
(2) Upon establishing the whereabouts of the pensioner, pension shall be paid retroactively as of the suspension of payment of the pension. Pension shall not be paid retroactively if the person has been declared to be a fugitive because he or she evades service of imprisonment.
(3) If a person is missing and the right of his or her dependants to receive survivor's pension has arisen on the basis of subsection 5 of § 20 of this Act, the pension paid retroactively to the person shall be reduced by the survivor's pension paid to the dependants.
[RT I, 22.06.2016, 1 – entry into force 02.07.2016]
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) Set-offs against state pensions may be made pursuant to the procedure provided for in the General Part of the Social Code Act only
1) on the basis of a decision subject to enforcement pursuant to the Code of Enforcement Procedure;
2) on the basis of a decision of the Social Insurance Board to reclaim pension amounts or pensioner’s living alone allowance overpaid to a pensioner;
[RT I, 06.12.2016, 1 – entry into force 01.01.2017]
3) in the case specified in subsection 3 of § 14 of the Family Benefits Act.
(2) The amount set off against a state pension shall be calculated based on the pension prescribed for the pensioner, on the basis of the total amount of the state pension.
(2<sup>1</sup>) If a person is paid old-age pension on the basis of § 251 of this Act the amount of which is 50 per cent of the old-age pension granted to the person or if the payment of pension is suspended, the Social Insurance Board shall grant an old-age pension to the person the amount of which is 100 per cent and the amount set off shall be calculated based on the old-age pension the amount of which is 100 per cent of the old-age pension calculated for the person.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
(3) On the basis of a decision subject to enforcement pursuant to the Code of Enforcement Procedure, up to 50 per cent of a state pension may be set off, but at least 50 per cent of the national pension rate shall be retained for a pensioner.
(4) On the basis of a decision of the Social Insurance Board, up to 20 per cent of a state pension may be set off in addition to amounts set off pursuant to subsection 3 of this section, but at least 50 per cent of the national pension rate shall be retained for a pensioner.
(5) With the written consent of the pensioner, an amount which exceeds the limits provided for in subsection 4 of this section may be set off against the state pension on the basis of a decision of the Social Insurance Board.
(6) The Social Insurance Board shall transfer an amount set off pursuant to subsection 3 of this section to the official bank account of an enforcement agent or the bank account of a tax administrator.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) If a person does not have the right to receive state pension or if payment of a state pension terminates before an amount set off on the basis of a decision of the Social Insurance Board is fully recovered, the Social Insurance Board shall reclaim the state pension paid to the person without basis pursuant to the procedure provided for in the General Part of the Social Code Act.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1<sup>1</sup>) If the Social Insurance Board issues a precept to a person concerning the commencement of compulsory enforcement upon failure to perform the obligation to comply with the recovery but there is no information concerning the address of the person or the person does not live at the address known and the actual location of the person is unknown and the precept cannot be delivered in any other manner provided for in the General Part of the Social Code Act, the conclusion of the precept shall be published in the official publication Ametlikud Teadaanded.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(3) If a person loses his or her provider due to a traffic accident, the Social Insurance Board shall collect the paid survivor’s pension or national pension from an insurer engaging in motor third party liability insurance if the right of claim against the insurer dealing in motor third party liability insurance arises for the person who receives state pension.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
State pension insurance shall be organised by the Social Insurance Board which is in the area of government of the Ministry of Social Affairs.
[Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
[Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
[Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(1<sup>1</sup>) [Repealed – RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2) On the basis of data in the social protection information system, records on social tax paid or calculated for a person, years of pensionable service and accumulation period and the grant and payment of pensions shall be maintained.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(2<sup>1</sup>) In addition to the data specified in subsection 2, records shall be maintained, based on the data in the social protection information system, concerning a person with regard to the funds received from the pension scheme of the institutions of European Communities and the accumulation period calculated based on such funds.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
(3) On the basis of data in the social protection information system, the insurance component of every insured person and the sum of the insurance components shall be calculated once a year pursuant to the procedure provided for in § 12 of this Act.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
[Repealed – RT I, 03.01.2019, 1 – entry into force 01.01.2021]
Funds for financing state pension insurance shall be prescribed in the annual state budget.
(1) The sources for covering expenditure prescribed for state pension insurance in the state budget are
1) the pension insurance part of social tax according to the Social Tax Act and the balance of such funds which remain unused at the end of the budgetary year;
2) fines according to the Employees Disciplinary Punishments Act and the balance of such funds which remain unused at the end of the budgetary year;
3) funds received into the state budget from the recovery of pension amounts and the balance of such funds which remain unused at the end of the budgetary year;
4) allocations prescribed from the state budget for specific purposes that are paid into the pension insurance reserve and emergency reserve, and the balance of such funds which remain unused at the end of the budgetary year;
5) other funds prescribed in the state budget for payment of pensions;
6) funds prescribed in the state budget for incurring the expenditure specified in subsection 2 of § 57 of this Act.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(1<sup>1</sup>) In addition to the funds specified in subsection 1 of this section, the amounts received into the state budget pursuant to the procedure provided by the Council Regulation specified in subsection 21 of § 12 of this Act shall be used as a source for covering the expenditure prescribed for state pension insurance. If an insured person is an obligated person within the meaning of the Funded Pensions Act, then 16/22 of the amount received shall be transferred to the state pension insurance funds.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(2) [Repealed – RT I 2007, 62, 395 – entry into force 01.01.2008]
(1) Only the following expenditure shall be financed out of the sources for covering expenditure prescribed for state pension insurance specified in clauses 1–5 of subsection 1 and subsection 11 of § 56 of this Act
1) old-age pensions, survivor's pensions and pensions retained in their former amounts provided for in this Act, except pension supplements provided for in § 24 of this Act and parts of pensions which correspond to the years of pensionable service provided for in subsection 3 of § 28 of this Act;
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
2) pensions provided for in the Superannuated Pensions Act and the Old-Age Pensions under Favourable Conditions Act;
3) payments prescribed on the basis of the Council Regulation specified in subsection 21 of § 12 of this Act.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(2) All other expenditure arising from this Act shall be financed out of funds specified in clause 6 of subsection 1 of § 56 of this Act.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(3) Pensions and pension supplements paid by the Estonian state pursuant to other Acts shall be financed out of funds prescribed by the corresponding Acts.
(4) If, pursuant to Acts established after adoption of the state budget, the sources for covering expenditure prescribed for state pension insurance decrease or the expenditure increases, additional sources for covering expenditure shall be provided by law.
(1) In the case of persons whose category of disability has been determined for a specified term on the basis of the State Allowances Act and who within such term have not reached the pensionable age, their categories of disability are deemed to correspond to the permanent incapacity for work determined until the expiry of such term and medical examination for incapacity for work shall be conducted in respect of them within the specified term.
(2) The category of disability of a person shall not be reviewed if the category has been determined for a specified term on the basis of the State Allowances Act and the person attains the pensionable age not later than by 31 March 2003.
(3) The categories of disability of persons specified in subsection 2 of this section and persons up to the pensionable age whose category of disability has been determined for an unspecified term on the basis of the State Allowances Act are deemed to correspond to the permanent incapacity for work determined until the pensionable age.
(4) In the cases provided for in subsections 1 and 3 of this section, the following percentages of loss of capacity for work are deemed to correspond to the following categories of disability
1) a 100 per cent loss of capacity for work corresponds to Category I disability;
2) an 80 per cent loss of capacity for work corresponds to Category II disability;
3) a 60 per cent loss of capacity for work corresponds to Category III disability.
(5) Persons between the age of 16 and the pensionable age whose category of disability has been determined for an unspecified term on the basis of the State Allowances Act have the right to apply for assessment of work ability pursuant to the procedure provided for in the Work Ability Allowance Act.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(5<sup>1</sup>) If a person uses the right provided for in subsection 5 of this section, the decision on determination of the category of disability shall be revoked as of the month following the calendar month of making the decision concerning the assessment of work ability on the basis of the Work Ability Allowance Act.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(6) Except in the cases provided for in subsection 4 of this section, categories of disability are, until 31 March 2003, deemed to correspond to degrees of permanent incapacity for work as follows
1) total incapacity for work with a 100 per cent loss of capacity for work corresponds to Category I disability;
2) partial incapacity for work with an 80 or 90 per cent loss of capacity for work corresponds to Category II disability;
3) partial incapacity for work with a 40 to 70 per cent loss of capacity for work corresponds to Category III disability.
(7) For the purposes of subsection 1 of § 10 of this Act, raising of a disabled child or a person under 18 years of age who is disabled since childhood is deemed to be equivalent to raising of a disabled child who is under 18 years of age.
The deferred old-age pension of a person who applies for deferred old-age pension after 1 January 2021 on the basis of § 6123 of this Act shall not be increased pursuant to the procedure provided for in subsection 3 of § 8 of the wording of this Act in force until 31 December 2020 for a period
1) during which the person does not meet the conditions for the grant of state pensions provided for in subsections 1 and 11 of § 4 of this Act;
2) during which the person receives a state pension or a pension from another state;
3) after the person attains the pensionable age before 1 January 2002.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(1) A person who meets the conditions provided for in subsection 21 of § 12 of this Act and receives an old-age pension based on the state pension insurance before 1 January 2008 has the right to apply for the recalculation of the pension and the insurance component of the insured person according to the amounts received in the pension insurance funds from the pension scheme of the institutions of the European Communities.
[RT I, 10.03.2015, 5 – entry into force 01.04.2015]
(2) The rights provided for in this Act shall extend to all applications for the transfer of pension rights which are submitted after 1 May 2004.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
[RT I, 10.03.2015, 5 – entry into force 01.04.2015]
(1) For calendar years 1999, 2000 and 2001, one year towards the accumulation period of an insured person shall be calculated for the insured person for whom individually registered social tax has been paid or calculated pursuant to the Social Tax Act in an amount equal to at least the minimum monthly wage for a year.
(2) For calendar years 1999, 2000 and 2001, upon calculation of the accumulation period, the individually registered social tax of an insured person for a calendar year shall be compared to the social tax calculated on the minimum monthly wage for January of the corresponding year multiplied by twelve.
(3) For calendar years 1999, 2000 and 2001, if social tax is paid by the state pursuant to § 6 of the Social Tax Act, the accumulation period shall be calculated to be equivalent to payment of social tax on the minimum monthly wage.
(4) In order to calculate the insurance component of an insured person for the calendar years 1999, 2000 and 2001, the amounts of the individually registered social tax calculated for the insured person shall be totalled and divided by the average amount of the individually registered social tax in the given calendar year.
[RT I, 10.03.2015, 5 – entry into force 01.04.2015]
(5) The Government of the Republic shall approve the average amount of individually registered social tax of the year 2001 not later than on 20 March 2002 and this shall be implemented in the grant and recalculation of pensions for a term commencing on 1 April 2002.
(6) If a pension is granted with a commencement date before 1 April 2002, the average amount of individually registered social tax of the year 2001 which is approved by the Government of the Republic shall be taken as the basis for calculation of the pension.
(1) Upon calculation of the insurance component of an insured person in the case of a person specified in subsections 21 and 22 of § 13 of the Social Tax Act, the share of the state pension insurance part of individually registered social tax shall be 16 per cent and the solidary component of the person shall be up to 0.800 from 1 January until 31 August 2021.
(2) If a person specified in subsection 1 of this section has submitted an application for non-payment of contributions specified in subsection 1 of § 673 of the Funded Pensions Act, the share of the state pension insurance part of individually registered social tax shall be 20 per cent from 1 December 2020 until 31 August 2021 and the solidary component of the person shall be up to 1.000 from 1 January until 31 August 2021.
(3) In the case of a sole proprietor
1) the share of the state pension insurance part of individually registered social tax specified in subsection 2 of this section shall be calculated on the basis of social tax paid on 1/12 of the business income received in 2020 and on 2/3 of the income received in 2021;
2) the solidary component specified in subsection 2 of this section shall be calculated on the basis of social tax paid on 2/3 of the business income received in 2021.
[RT I, 21.04.2020, 1 – entry into force 01.07.2020]
(1) The payment of pensions granted before the entry into force of this Act shall be continued in the former amount until the specified date in the following cases
1) for pensioners whose pension calculated pursuant to this Act proves to be smaller than the pension previously paid;
2) for pensioners whose category of disability has not been reviewed or whose percentage of loss of capacity for work is determined to be higher than or equal to the percentage determined previously, unless the pension calculated pursuant to this Act proves to be greater than the pension previously paid;
3) for pensioners for whom the right to receive a state pension does not arise pursuant to this Act, except in the case provided for in subsection 2;
(2) The type of pensions of old-age pensioners who were granted a state pension before the entry into force of this Act and for whom the right to receive an old-age pension does not arise pursuant to this Act shall be retained and the pensions shall be calculated pursuant to the provisions of § 11 of this Act. If a calculated pension proves to be smaller than the pension previously paid, payment of the pension shall continue in the former amount.
(2<sup>1</sup>) The payment of a pension to one parent, or the widow, widower or guardian who is raising a child, brother, sister or grandchild of the provider who is from 3 to 14 years of age in his or her family and to whom a survivor's pension has been paid during the period from 1 April 2000 to 31 December 2001 shall be continued in the former amount for the specified term.
[RT I 2002, 53, 338 – entry into force 01.07.2002]
(3) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
(4) [Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (entry into force changed – RT I, 17.12.2015, 1)]
(5) [Repealed – RT I 2003, 88, 589 – entry into force 01.01.2004]
During an emergency, an emergency situation, a state of emergency or a state of war, the Social Insurance Board may, on the proposal of the minister in charge of the policy sector, extend the validity of the results of the examination for establishment of permanent incapacity for work if reassessment is significantly restricted due to the emergency, emergency situation, state of emergency or state of war for objective reasons and the extension of the validity of the results of the examination for establishment of permanent incapacity for work is necessary for the person declared permanently incapacitated for work for the preservation of the social guarantees of the person until the need for the rearrangement arising from the emergency, emergency situation, state of emergency or state of war ceases to exist.
[RT I, 21.04.2020, 1 – entry into force 22.04.2020, applied retroactively as of 12 March 2020]
During the emergency situation declared by the Government of the Republic on 12 March 2020, the Social Insurance Board may apply the possibility to extend the validity of the results of the examination for establishment of permanent incapacity for work provided for in § 601 of this Act retroactively as of 12 March 2020.
[RT I, 21.04.2020, 1 – entry into force 22.04.2020]
(1) From 1 January to 31 March 2002, the base amount of a pension shall be 410 kroons, the value of a year of pensionable service shall be 27 kroons 85 cents and the national pension rate shall be 800 kroons.
(1<sup>1</sup>) From 1 July 2002 to 31 March 2003, the base amount of a pension shall be 444 kroons 44 cents, the value of a year of pensionable service shall be 31 kroons 69 cents and the national pension rate shall be 867 kroons 20 cents.
(1<sup>2</sup>) From 1 July 2003 to 31 March 2004, the base amount of a pension shall be 577 kroons 33 cents.
(1<sup>3</sup>) On 1 April 2004, the base amount of pension is additionally increased after indexation by 50 kroons and the value of a year of pensionable service is increased by 1.13 kroons.
(1<sup>4</sup>) On 1 July 2005, the base amount of pension is increased by 150 kroons, the value of a year of pensionable service is increased by 3.02 kroons and the national pension rate is increased by 100 kroons.
(1<sup>5</sup>) On 1 April 2006, the base amount of pension is increased after indexation by 60 kroons and the value of a year of pensionable service is increased by 1.53 kroons.
(1<sup>6</sup>) On 1 July 2007, the base amount of pension is increased by 250 kroons and the national pension rate is increased by 150 kroons.
[RT I 2007, 40, 286 – entry into force 23.06.2007]
(1<sup>7</sup>) On 1 April 2020, the base amount of pension is additionally increased after indexation by 7 euros.
[RT I, 28.11.2019, 1 – entry into force 01.01.2020]
(1<sup>8</sup>) On 1 April 2021, the base amount of pension is increased by 16 euros and the national pension rate is increased by 30 euros. Upon indexation of the base amount of pension and the national pension in accordance with § 26 of this Act, the base amount of pension and the national pension rate shall be increased after the indexation.
[RT I, 19.12.2020, 1 – entry into force 01.04.2021]
(1<sup>9</sup>) On 1 January 2023, the base amount of pension and the national pension rate are increased by 20 euros.
[RT I, 02.02.2022, 1 – entry into force 01.01.2023]
(2) The value of the base amount of a pension, a year of pensionable service and the national pension rate for the following periods shall be calculated pursuant to the procedure provided for in § 26 of this Act.
(1) A person who has been declared permanently incapacitated for work after 1 July 2010 and a person specified in subsection 3 of § 58 of this Act shall have the right to apply for an examination or re-examination for establishment of permanent incapacity for work provided for in this Act from 1 July 2016 until 31 December 2016.
(2) As of 1 July 2016, a person has the right to receive a pension for incapacity for work or a national pension on the basis of incapacity for work provided for in this Act if the person has been declared permanently incapacitated for work with a 40 to 100 per cent loss of capacity for work and the person complies with other requirements for receiving a pension for incapacity for work or a national pension on the basis of incapacity for work provided for in this Act.
(3) Chapters 3 and 9 of the wording of this Act in force before 1 July 2016 and implementing provisions issued on the basis thereof shall apply to a person who has the right to receive a pension for incapacity for work on the basis of a bilateral international agreement entered into by the Republic of Estonia and who is residing in the territory of the other party, until the amendment of the international agreement. If a person settles in the Republic of Estonia from the territory of the other party, payment of the pension for incapacity for work to the person shall continue until the expiry of the term of permanent incapacity for work.
(4) Subsection 11 of § 16 of the wording of this Act in force before 1 January 2016 shall apply to a person who applies for an examination for establishment of permanent incapacity for work together with determination of the degree of severity of disability until 31 December 2016.
(5) The wording of this Act in force before 1 July 2016 shall apply upon retroactively establishing the disability of a disabled child or a person under 18 years of age who is disabled since childhood.
[RT I, 17.12.2015, 1 – entry into force 01.07.2016]
The condition provided for in § 20 and subsection 4 of § 41 of this Act concerning partial or no work ability established on the basis of the Work Ability Allowance Act is also met if the person has been declared permanently incapacitated for work with a 40 to 100 per cent loss of capacity for work on the basis of this Act or whose category of disability determined for an unspecified term on the basis of the State Allowances Act is deemed to correspond to the permanent incapacity for work determined until the pensionable age pursuant to § 58 of this Act.
[RT I, 17.12.2015, 1 – entry into force 01.07.2016]
(1) In the case of a person who has been declared permanently incapacitated for work with a 40 to 100 per cent loss of capacity for work, the requirement for a pension qualifying period provided for in subsection 22 of § 7 of this Act shall be reduced by one year for each three years during which the person had been established to have permanent incapacity for work.
(2) The condition of no work ability provided for in subsection 51 of § 11 of this Act is deemed to be complied with also in the case of a person who has been declared permanently incapacitated for work with a 100 per cent loss of capacity for work.
(3) The condition of partial work ability provided for in subsection 52 of § 11 of this Act is deemed to be complied with also in the case of a person who has been declared permanently incapacitated for work with a 40 to 90 per cent loss of capacity for work.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) Applications for the examination for establishment of permanent incapacity for work submitted before 1 January 2017 shall be reviewed and permanent incapacity for work shall be established on the basis of the version of this Act hitherto in force.
[RT I, 17.12.2015, 1 – entry into force 01.01.2017]
(2) An application for pension for incapacity for work of a person who has been declared permanently incapacitated for work as a result of an examination for establishment of permanent incapacity for work specified in subsection 1 of this section submitted before 1 January 2017 shall be reviewed and a pension for incapacity for work shall be granted on the basis of the version of this Act hitherto in force.
[RT I, 17.12.2015, 1 – entry into force 01.01.2017]
(3) If a person disagrees with the results of an examination for establishment of permanent incapacity for work by the Social Insurance Board provided for in subsection 1 of this section, the person shall file a challenge with the Social Insurance Board pursuant to the procedure provided for in § 40 of this Act. The Social Insurance Board shall conduct a further examination if necessary. A challenge shall be resolved within sixty days after registration of the challenge by the Social Insurance Board. If a person disagrees with a decision on the challenge, he or she has the right to file an appeal with an administrative court under the conditions and pursuant to the procedure provided by the Code of Administrative Court Procedure.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) On the date of application for re-examination set out in the results of the examination for establishment of permanent incapacity for work, a person may contact the Estonian Unemployment Insurance Fund for the assessment of work ability pursuant to the procedure provided for in the Work Ability Act unless otherwise provided for in this Act.
(2) A person has the right to contact the Estonian Unemployment Insurance Fund for the assessment of work ability pursuant to the procedure provided for in the Work Ability Act before the date of re-examination set out in the results of the examination for establishment of permanent incapacity for work.
(3) The results of the examination for establishment of permanent incapacity for work obtained on the basis of this Act shall be declared invalid as of the month following the calendar month of making the decision concerning the assessment of work ability on the basis of the Work Ability Allowance Act.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) For the purposes of this Act and other Acts, pension for incapacity for work is also deemed to be state pension.
(2) Subsection 3 of § 48 of this Act shall also apply to the reclamation of amounts of pensions for incapacity for work and national pensions paid to persons declared permanently incapacitated for work.
(3) Pensions for incapacity for work shall also be financed out of the sources for covering expenditure prescribed for state pension insurance specified in clauses 1–5 of subsection 1 and subsection 11 of § 56 of this Act.
(4) Pension for incapacity for work or national pension on the basis of permanent incapacity for work shall be paid upon application therefor to a person specified in subsection 3 of § 58 of this Act in the determined amount until the person attains pensionable age. Chapters 1 and 6–13 of this Act shall apply to granted pensions for incapacity for work and national pensions on the basis of incapacity for work unless otherwise provided for in this Act.
(5) Pension for incapacity for work or national pension on the basis of incapacity for work shall be paid upon application therefor to a person declared permanently incapacitated for work on the basis of an application for an examination for establishment of permanent incapacity for work submitted before 1 January 2017 in the determined amount for the specified term. Chapters 1 and 6–13 of this Act shall apply to granted pensions for incapacity for work and national pensions on the basis of incapacity for work unless otherwise provided for in this Act.
[RT I, 17.12.2015, 1 – entry into force 01.01.2017]
(6) A decision to grant pension made on the basis of a decision on determination of the category of disability or the results of an examination for establishment of permanent incapacity for work specified in subsection 51 of § 58 and § 6113 of this Act shall be revoked and the payment of pension shall terminate as of revocation of the decision on determination of the category of disability or the decision concerning the assessment of work ability.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) The results of the examination for establishment of permanent incapacity for work of a person shall be extended without establishment of permanent incapacity for work and payment of granted pension for incapacity for work and national pension on the basis of incapacity for work and pension supplements shall continue in the previously determined amount if the duration of his or her permanent incapacity for work expires up to 180 days before attaining pensionable age. On the basis of an application of the person, the results of the examination for establishment of permanent incapacity for work of the person shall not be extended.
(2) Subsection 1 of this section shall apply to persons born between the years 1953 and 1960 if the duration of their permanent incapacity for work expires up to 180 days before the following ages according to the year of birth
Year of birth Age 1953 63 years 1954 63 years 3 months 1955 63 years 6 months 1956 63 years 9 months 1957 64 years 1958 64 years 3 months 1959 64 years 6 months 1960 64 years 9 months
(3) Chapters 1 and 6–13 of this Act shall apply to pensions for incapacity for work and national pensions on the basis of incapacity for work paid on the basis of this section unless otherwise provided for in this Act.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) A pension for incapacity for work shall be granted on the basis of an application for the period of permanent incapacity for work pursuant to the version of this Act in force until 1 January 2017 to a person declared permanently incapacitated for work to whom national pension has been granted on the basis of incapacity for work on the basis of clause 2 of subsection 1 of § 22 of the version of this Act hitherto in force, if the person has earned the following pension qualifying period in Estonia depending on age by the time of the transfer from national pension to pension for incapacity for work
[RT I, 17.12.2015, 1 – entry into force 01.01.2017]
Age Required pension qualifying period 16–24 No requirement for length of service 25–26 1 27–28 2 29–30 3 31–32 4 33–35 5 36–38 6 39–41 7 42–44 8 45–47 9 48–50 10 51–53 11 54–56 12 57–59 13 60–64 14
(2) A person to whom pension for incapacity for work has been granted on the basis of clause 2 of subsection 1 of § 18 or in the amount provided for in subsection 3 of § 18 of the version of this Act in force until 1 January 2017 has the right to apply for recalculation of the pension for incapacity for work pursuant to the provisions of clause 1 of subsection 1 of § 18 and subsection 2 of § 18 of the version of this Act in force until 1 January 2017 if the pension calculated on the basis of such provisions is higher.
[RT I, 17.12.2015, 1 – entry into force 01.01.2017]
(3) In the cases provided for in subsections 1 and 2 of this section, a pension supplement provided for in § 24 of this Act shall be added to the pension for incapacity for work, taking into account the provisions of the specified section.
(4) Compliance with the requirement for a pension qualifying period which grants the right to receive a pension for incapacity for work shall be determined on the basis of unrounded years of pensionable service, taking into account the provisions of this Act concerning calculation of years of pensionable service.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) When a person to whom a previously granted pension for incapacity for work is paid until attainment of the pensionable age attains such age, an old-age pension shall be granted to him or her without a pension application.
(2) In the case specified in subsection 1 of this section, an old-age pension shall be calculated on the basis of the existing pension qualifying period at the time of grant of the old-age pension pursuant to the provisions of § 11 of this Act.
(3) If an early retirement pension was paid to a person before the grant of a pension for incapacity for work, payment of the early retirement pension shall continue after attaining the pensionable age without a pension application. If payment of the pension for incapacity for work terminates before the person attains the pensionable age, payment of the early retirement pension shall continue without a pension application as of the day following the day of termination of the incapacity for work.
(4) In the case specified in subsection 3 of this section, the same percentage reduction which was the basis for calculation of the early retirement pension for the first time shall apply upon calculation of the early retirement pension.
(5) If an old-age pension calculated pursuant to subsection 2 of this section proves to be less than the pension previously paid, the old-age pension shall be paid in the previous amount.
(6) If a person to whose pension for incapacity for work a pension supplement provided for in § 24 of this Act and subsections 1 and 4 of § 14 of the Persons Repressed by Occupying Powers Act is transferred to an old-age pension or if payment of the early retirement pension to such person is continued, he or she retains the right to receive the previous pension supplement.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) Persons who have attained pensionable age and who were paid the national pension on the basis of permanent incapacity for work until the persons attained pensionable age are also entitled to receive national pension.
(2) National pension shall be granted to the persons specified in subsection 1 of this section for life.
(3) The amount of national pension of the persons specified in subsection 1 of this section shall be 100 per cent of the national pension rate.
(4) The provisions of this Act concerning national pension shall apply to the national pension provided for in this section.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) Instead of the requirement for enrolment in full-time study, provided in clause 1 of subsection 2 of § 20, subsection 4 of § 41 and 1 of § 43 of this Act, persons admitted to educational institutions before the academic year 2003/2004 are required to enrol in daytime study.
[RT I, 02.07.2013, 1 – entry into force 01.09.2013]
(2) Instead of the requirement for enrolment in daytime study at a vocational educational institution provided for in clause 1 of subsection 2 of § 20 and subsection 1 of § 43 of this Act, persons admitted to vocational training before the academic year 2012/2013 are required to enrol in full-time study or another form of study for medical reasons.
[RT I, 02.07.2013, 1 – entry into force 01.09.2013]
(1) Regulations established by the Government of the Republic on the basis of subsections 3 and 5 of § 13 of this Act shall be effective as of 1 January 2017 in so far as they are not contrary to this Act.
(2) The actual and the estimated average amount of the pension insurance part of individually registered social tax entered in the state pension insurance register before 1 January 2017 shall be transferred to the social protection information system on 1 January 2017.
[RT I, 08.07.2016, 1 – entry into force 01.01.2017]
A caregiver of a child specified in the wording of this Act as valid before 1 January 2018 shall also be considered a foster parent specified in clauses 1–3 of subsection 1 of § 10, clauses 1 and 2 of subsection 11 of § 24 and clause 12 of subsection 2 of § 28 of this Act.
[RT I, 28.11.2017, 2 – entry into force 01.01.2018]
(1) If a person requests to be granted and paid early retirement pension, the wording of this Act in force before 1 January 2021 shall apply to the grant and payment of pension, taking account of the specifications provided for in this section.
(2) In 2021, persons whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 16 years have the right to receive early retirement pension.
(3) In 2022, persons whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 17 years have the right to receive early retirement pension.
(4) In 2023, persons whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 18 years have the right to receive early retirement pension.
(5) In 2024, persons whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 19 years have the right to receive early retirement pension.
(6) In 2025, persons whose pension qualifying period provided for in Chapter 8 of this Act and earned in Estonia is at least 20 years have the right to receive early retirement pension.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
A person who has been granted early retirement pension before 1 January 2021 shall be paid early retirement pension on the basis of the wording of this Act in force before 1 January 2021.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
Where a person who has attained the pensionable age provided in § 7 or established on the basis of subsection 6 of § 71 of this Act and whose pension qualifying period earned in Estonia is at least 15 years has not applied for deferred old-age pension before 1 January 2021, the person has the right to choose once whether the person is granted flexible old-age pension on the basis of the wording entered into force on 1 January 2021 or deferred old-age pension on the basis of the wording in force before 1 January 2021.
[RT I, 19.12.2020, 1 – entry into force 01.01.2024]
Old-age pension granted before 1 January 2021 shall be recalculated on the basis of an application of the person or the payment thereof shall be suspended pursuant to the procedure provided for in § 251 of this Act.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
A person who is paid a pension for incapacity for work and to whom flexible old-age pension is granted during the period of duration of incapacity for work shall be paid the flexible old-age pension. If the pension for incapacity for work terminates before the person attains the pensionable age, payment of the flexible old-age pension shall continue without a pension application as of the day following the day of termination of the incapacity for work.
[RT I, 03.01.2019, 1 – entry into force 01.01.2021]
If the old-age pension of a person has been reduced on the basis of § 111 of this Act and the old-age pension of the person would be reduced due to the inclusion of the pension supplement in the reduction of the pension as of 1 June 2022, the payment of the old-age pension to the person shall continue together with the pension supplement in the former amount until the total amount of the old-age pension of the person upon recalculation exceeds the amount of the former amount
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
(1) The payment of the pension to a person to whom an old-age pension under favourable conditions has been granted and is paid on the basis of the Old-Age Pensions under Favourable Conditions Act in force until 31 December 2030 is continued on the former conditions.
(2) The payment of the pension to a person to whom a superannuated pension has been granted and is paid on the basis of the Superannuated Pensions Act in force until 31 December 2036 is continued on the former conditions.
(3) In the case an old-age pension under favourable conditions has not been granted to a person but the person has the right to receive the pension, the pension is granted on the basis of the wording of the Old-Age Pensions under Favourable Conditions Act in force before 1 January 2031.
(4) In the case a superannuated pension has not been granted to a person but the person has the right to receive the pension, the pension is granted on the basis of the wording of the Superannuated Pensions Act in force before 1 January 2037.
[RT I, 22.02.2023, 1 – entry into force 04.03.2023]
(1) The Social Insurance Board grants at the latest on 31 March 2029 a national pension provided in this Act to a person receiving social benefits on the basis of § 140 of the Social Welfare Act who complies with the requirements for receiving a national pension provided in clause 1 of subsection 1 of § 22 of this Act.
(2) A person specified in subsection 1 of this section who, during the payment of social benefits granted on the basis of § 140 of the Social Welfare Act, received other income the amount of which was less than the national pension rate per calendar month, is paid a national pension also in the case the person receives a pension from another state the amount of which is less than the national pension rate per calendar month.
[RT I, 14.12.2023, 1 – entry into force 01.01.2024]
(1) Pension shall be granted to or recalculated for pensioners who have the right to a pension, pension supplement or additional pension qualifying period upon entry into force or amendment of the Act after the date of entry into force of the Act or the entry into force of the relevant amendment if the application and the documents necessary for the grant of the pension have been submitted within six months after the entry into force of the Act or the relevant amendment. If an application is submitted later, pension shall be granted in accordance with subsection 2 of § 32 of this Act or recalculated in accordance with subsection 1 of § 25 of this Act.
[RT I, 02.07.2012, 2 – entry into force 01.01.2013]
(2) The Social Insurance Board shall notify within six months as of 1 June 2022 a pensioner whose right to change the type of pension arises on the basis of subsection 41 of § 20 of this Act, and grant a pension to the person and recalculate the pension of the person as of 1 June 2022.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
The funds allocated by state budgets to the pension insurance reserve and emergency reserve before 1 January 2008 are also deemed to be the allocations prescribed in the state budget for specific purposes which are paid into the pension insurance reserve and emergency reserve specified in clause 4 of subsection 1 of § 56 of this Act.
[RT I 2007, 62, 395 – entry into force 01.01.2008]
(1) State pensions shall be paid pursuant to the procedure provided by subsections 1 and 5 of § 36 of this Act as of 1 February 2009.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(2) Until 1 February 2009, a state pension shall be paid monthly for the current month through the Social Insurance Board either to the bank account of the pensioner or by post at the expense of the payer as requested by the pensioner. A state pension shall be transferred to the account of a pensioner in a bank in a foreign state at the expense of the recipient.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(3) As of 1 February 2009, a state pension granted before 1 February 2009 shall be paid pursuant to the procedure provided in § 36 of this Act.
[RT I 2008, 48, 264 – entry into force 23.11.2008]
(4) If the pensioner has not notified the Social Insurance Board of his or her bank account number or submitted an application in accordance with clause 2 of subsection 1 of § 36 and it is therefore not possible to pay the pension pursuant to the procedure provided for in § 36 of this Act, payment of the pension shall be suspended as of 1 February 2009. After submission of the appropriate application and the document provided for in subsection 2 of § 2 of the Identity Documents Act, the pension shall be paid retroactively.
[RT I, 06.12.2012, 1 – entry into force 01.01.2013]
(5) Under the conditions and pursuant to the procedure provided for in subsections 5 and 6 of § 36 of this Act, state pensions shall also be paid to persons with a profound disability receiving pension for incapacity for work and persons with a profound disability declared permanently incapacitated for work receiving national pension.
[RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) The Government of the Republic shall prepare an analysis by the year 2019 concerning the effect of the pensionable age provided for in this Act on the financial and social sustainability of the pension insurance system and, if necessary, submit a proposal to the Riigikogu on changing of the pensionable age provided for in § 7 of this Act or establishing of a flexible pensionable age.
[RT I 2010, 18, 97 – entry into force 16.05.2010]
(2) The Government of the Republic shall prepare an analysis by the year 2023 and every five years thereafter concerning the financial and social sustainability of the pension insurance system and, if necessary, submit a proposal to the Riigikogu on amendment of the pension system.
[RT I, 27.10.2020, 1 – entry into force 06.11.2020]
The base amount of pension, value of a year of pensionable service and the national pension rate shall be converted into euros according to the euro conversion rate of the Estonian kroon which is determined by the Council of the European Union in accordance with Article 140(3) of the Treaty on the Functioning of the European Union.
[RT I 2010, 22, 108 – entry into force 01.01.2011]
[Repealed – RT I, 13.12.2014, 1 – entry into force 01.01.2017 (date of entry into force changed – RT I, 17.12.2015, 1)]
(1) The pension supplement provided for in clause 11 of subsection 11 of § 24 of this Act shall be paid without the agreement specified in subsection 7 of the same section to a person who receives pension upon entry into force of this section and whose years of pensionable service include the pension qualifying period provided for in clause 12 of subsection 2 of § 28 of this Act.
(2) A person specified in clause 11 of subsection 11 of § 24 of this Act who does not consent to the payment of the pension supplement to the person whose years of pensionable service include the pension qualifying period provided for in clause 12 of subsection 2 of § 28 of this Act may submit an application to the Social Insurance Board on the basis of which payment of the pension supplement is terminated to the person specified in subsection 1 of this section. The pension supplement shall be continued to be paid pursuant to the agreement provided for in subsection 7 of § 24 of this Act to one person specified in clause 11 of subsection 11 of the same section.
[RT I, 02.07.2012, 2 – entry into force 01.01.2018 (date of entry into force changed – RT I, 11.07.2014, 2)]
(3) If an obligated person has not chosen to make additional contributions on the basis of subsection 7 of § 723 of the Funded Pensions Act, the pension supplement shall be calculated for the person on the basis of clause 2 of subsection 11 of § 24 of this Act, taking account of the specification that it shall cover all children born between 1 July and 31 December 2020.
[RT I, 03.01.2019, 1 – entry into force 13.01.2019]
(4) If an obligated person has not chosen to make supplementary contributions on the basis of subsection 6 of § 725 of the Funded Pensions Act, the pension supplement shall be calculated for the person on the basis of clause 2 of subsection 11 of § 24 of this Act, taking account of the specification that it shall cover all children born up to six months before the obligation to make contributions accompanying the submission of a choice application specified in subsection 1 of § 726 of the Funded Pensions Act has arisen for the person.
[RT I, 27.10.2020, 1 – entry into force 06.11.2020]
(5) A pension supplement provided for in clause 11 of subsection 11 of § 24 of this Act shall not be added to old-age pension calculated on the basis of clause 2 of subsection 51 and clause 2 of subsection 52 of § 11 and § 6117 of this Act or on the basis of clause 2 of subsection 1 of § 18 and § 6117 of the wording of this Act in force until 1 January 2016.
[RT I, 18.02.2022, 1 – entry into force 01.06.2022]
–
[Omitted from this text.]
(1) This Act enters into force on 1 January 2002.
(2) Section 71 of this Act is in force until 31 December 2029.
[RT I, 03.01.2019, 1 – entry into force 01.01.2024]