Legislator Rechtsprechung & Gesetzgebung
832.20 UVGLAALAINF CH

Art. 46 Bundesgesetz vom 20. März 1981 über die Unfallversicherung (UVG) - Versäumnis der Unfallmeldung

UVG; Dritter Titel: Versicherungsleistungen; 4. Kapitel: Festsetzung und Gewährung der Leistungen
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Art. 46 UVG · Versäumnis der Unfallmeldung

Versäumen der Versicherte oder seine Hinterlassenen die Unfallmeldung in unentschuldbarer Weise und erwachsen daraus dem Versicherer erhebliche Umtriebe, so können die auf die Zwischenzeit entfallenden Geldleistungen bis zur Hälfte entzogen werden.

Der Versicherer kann jede Leistung um die Hälfte kürzen, wenn ihm der Unfall oder der Tod infolge unentschuldbarer Versäumnis des Versicherten oder seiner Hinterlassenen nicht binnen dreier Monate gemeldet worden ist; er kann die Leistung verweigern, wenn ihm absichtlich eine falsche Unfallmeldung erstattet worden ist.

Unterlässt der Arbeitgeber die Unfallmeldung auf unentschuldbare Weise, so kann er vom Versicherer für die daraus entstehenden Kostenfolgen haftbar gemacht werden.

← Art. 45 UVG Bundesgesetz vom 20. März 1981 über die Unfallversicherung (UVG) Art. 47 UVG →

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Gerichtsentscheide zu dieser Bestimmung (46)

35.2024.44 · ti (Art. 46 cpv. 2 LAINF)
Worker Accident Injury Versus Insurer Salary Repayment Dispute
This provision was the basis for the initial decision to deny daily allowances due to a falsely notified salary, and its application was debated and implicitly considered in the partial acceptance of the appeal regarding the denial of daily allowances.
A/2978/2022 · ge (Art. 46 al. 2 LAA)
Insured's Road Accident Benefits Repayment Revoked Due to Insurer's Knowledge of Police Report
The court found that the insurer could not rely on this article to cancel benefits and claim reimbursement, leading to the annulment of the decision based on this provision.
35.2022.76 · ti (Art. 46 cpv. 2 seconda frase LAINF)
Insurer Repayment Demand for Pre-existing Condition and False Declaration
This provision was the basis for the initial denial of benefits due to intentional false notification, and the final order partially confirms the original decision based on its application to daily allowances.
605 2022 61 · fr (Art. 46 al. 2 LAA)
Insured False Declaration on Accident Circumstances: Partial Insurance Benefit Upholding and Restitution Order
The court partially upheld the appeal by affirming the denial of daily allowances based on false declarations.
UV.2022.00088 · zh (Art. 46 Abs. 2 UVG)
Disability Benefits Repayment Following Salary Declaration Discrepancy
This provision was explicitly cited in the dispositive when establishing that there was no intentional misrepresentation of income by the appellant.
UV.2022.00088 · zh (Art. 46 Abs. 2 UVG)
Disability Benefits Overpayment and Intentional Misrepresentation Dispute
It is established that the provision was considered in order to assess whether a penalty was justified due to an intentional false declaration of income.
A/1450/2021 · ge (art. 46 al. 2 LAA)
Insured Worker Misrepresents Assault as Workplace Accident to Secure Benefits
The appeal was rejected because the appellant intentionally provided false information regarding the accident, justifying the refusal of benefits under this provision.
UV.2021.00077 · zh (Art. 46 Abs. 2 UVG)
Claimant v. Insurer: Accident Insurance Benefits Denial Overturned Due to Minor Inconsistencies in Accident Report
The ruling overturns the decision based on the finding that there was no intentional false report of the accident, which is the condition cited in this provision for denying benefits.
35.2021.32 · ti (Art. 46 cpv. 2 LAINF)
Appeal Denied: Insufficient Proof of Employment for Accident Insurance Benefits
Although this article was cited by the insurance company in the decision under appeal (point 1.2) as the basis for denying benefits, the court ultimately rejected the appeal by confirming the prior decision based on the lack of proof regarding the employment relationship, which is implicitly covered by the scope of the LAINF provisions regarding insured persons (Art. 1a LAINF, discussed in reasoning 2.3), but since the final order rejects the appeal and upholds the decision based on insufficient proof of insurance coverage (i.e., employment relationship), the substantive legal ground is the non-application of the insurance requirement under LAINF, which is grounded in Art. 1a LAINF, although the actual rejection order (1) does not explicitly cite the substantive law.
UV.2020.00175 · zh (Art. 46 Abs. 2 UVG)
Director's Reduced Disability Benefits Due to Unverified Salary and False Declaration
Cited in the reasoning to justify the 75% reduction of the daily allowance due to intentional misrepresentation in the accident report.
A/745/2019 · ge (Art. 46 al. 2 LAA)
Insurer's Appeal Admissibility Regarding Restitution of Disability Benefits vs. Medical Expenses
The CNA used this article to refuse benefits in its initial decision (para 12), but the final judgment focuses on the procedural aspect (inadmissibility of opposition) regarding that decision.
A/745/2019 · ge (Art. 46 al. 2 LAA)
Insurer's Appeal Admissibility Regarding Restitution of Disability Benefits vs. Medical Expenses
This article was the basis for the CNA's decision to annul the coverage due to intentional false declarations, which formed the core of the dispute being reviewed regarding the admissibility of the opposition.
A/1450/2021 · ge (Art. 46 al. 2 LAA)
Insurer Revokes Coverage Over Conflicting Injury Accounts; Appeal Suspensive Effect Denied
This provision was the basis for the insurer's initial decision to deny benefits due to false statements.
Arr.t.2021.117 · vd (art. 46 al. 2 LAA)
Insured's Fraudulent Salary Claim Limits Accident Benefit Recovery
This article was cited in the dispositive (Order VI) as the basis for confirming the rejection of daily indemnities.
AA.151.18.159.2020 · vd (Art. 46 al. 2 LAA)
Insured Recovers Medical Costs Despite False Declaration Allegations Due to Proportionality Violation
Cited in the reasoning to establish the basis for the initial refusal of benefits/restitution, which is the core subject matter reviewed and partially overturned in the final orders.