281.1 SCHKGLPLEF

CH

Art. 95 Bundesgesetz vom 11. April 1889 über Schuldbetreibung und Konkurs (SchKG)

SchKG; Dritter Titel: Betreibung auf Pfändung ; I. Pfändung ; A. Vollzug; 7. Reihenfolge der Pfändung; a. Im allgemeinen

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Art. 95 SchKG

In erster Linie wird das bewegliche Vermögen mit Einschluss der Forderungen und der beschränkt pfändbaren Ansprüche (Art. 93) gepfändet. Dabei fallen zunächst die Gegenstände des täglichen Verkehrs in die Pfändung; entbehrlichere Vermögensstücke werden jedoch vor den weniger entbehrlichen gepfändet.

Das unbewegliche Vermögen wird nur gepfändet, soweit das bewegliche zur Deckung der Forderung nicht ausreicht.

In letzter Linie werden Vermögensstücke gepfändet, auf welche ein Arrest gelegt ist, oder welche vom Schuldner als dritten Personen zugehörig bezeichnet oder von dritten Personen beansprucht werden.

Wenn Futtervorräte gepfändet werden, sind auf Verlangen des Schuldners auch Viehstücke in entsprechender Anzahl zu pfänden.

Der Beamte kann von dieser Reihenfolge abweichen, soweit es die Verhältnisse rechtfertigen oder wenn Gläubiger und Schuldner es gemeinsam verlangen.

Im übrigen soll der Beamte, soweit tunlich, die Interessen des Gläubigers sowohl als des Schuldners berücksichtigen.

← Art. 94 SchKG Bundesgesetz vom 11. April 1889 über Schuldbetreibung und Konkurs (SchKG) Art. 95a SchKG →

Gerichtsentscheide zu dieser Bestimmung (186)

ZZ.1986.12 · so (Art. 95 Abs. 1 SchKG)

Supervisory Authority Overturns Seizure of Contingent Football Transfer Fees

This provision is cited in the headnote summarizing the core legal issue regarding the non-seizability of transfer sums.

A/603/2025 · ge (art. 95 LP)

Debtor's Challenge to Seizure of Unlisted Shares Rejected in Favor of Creditors' Interest

The complaint was rejected because the seizure of E______ SA shares complied with the criteria for prioritizing assets under this article.

A/164/2025 · ge (art. 95 al. 1 et 2 LP)

Creditor Challenge to Bailiff's Seizure Prioritization

The rejection of the appeal was based on the fact that the seizure complied with the order prescribed by this article regarding the hierarchy of assets seized.

A/164/2025 · ge (art. 95 al. 4bis LP)

Creditor Challenge to Bailiff's Seizure Prioritization

The Office's decision to waive the seizure of real estate was justified under the discretionary power granted by this provision.

15.2024.67 · ti (art. 95 LEF)

Heir's Interest Realization Upon Seizure of Inherited Estate Subject to Tax Debts

Cited in the reasoning as the criterion for indicating the most appropriate solution (direct seizure of the bank account).

A/1176/2024 · ge (art. 95 al. 3 LP)

Enforcement Office Seizure of Sole Proprietorship Funds Upheld Despite Beneficial Ownership Claim

The claim was rejected because the Office could not refrain from seizing the credit, as no other disposable asset existed.

A/3937/2023 · ge (art. 95 al. 1 et 2 LP)

Challenging Excessive Property Seizure Valuation

Cited in the reasoning as the general order of seizure from which the Office may depart based on the findings.

A/3937/2023 · ge (art. 95 al. 4bis LP)

Challenging Excessive Property Seizure Valuation

Applied by the court to guide the Cantonal Enforcement Office on limiting the seizure after the valuation is completed.

PS230201 · zh (Art. 95 Abs. 3 SchKG)

Canton v. Company: Annulment of Enforcement Based on Overturned Precedent

Cited in the reasoning as the basis for not awarding a procedural indemnity to the respondent.

15.2023.37 · ti (Art. 95 LEF)

Debtor's Appeal Against Income Seizure Dismissed

Cited in the reasoning regarding the procedure for executing the garnishment.

15.2023.19 · ti (art. 95 cpv. 1 LEF)

Supervisory Authority Decision Upheld in Maintenance Arrears Enforcement Case Regarding Disposable Income Calculation and Asset Seizure

Cited in the reasoning regarding the appellant's challenge to the seizure of the real estate quota instead of the movable property (soil deposit).

A/1451/2023 · ge (art. 95 al. 1 et 2 LP)

Creditor Challenge to Seizure Order Regarding Vehicle Seizure and Calculation of Living Expenses

Cited in the reasoning section regarding the priority order for seizure of movable property over real estate.

A/1451/2023 · ge (art. 95 al. 4bis LP)

Creditor Challenge to Seizure Order Regarding Vehicle Seizure and Calculation of Living Expenses

Cited in the reasoning section regarding deviations from the priority order of seizure.

A/1451/2023 · ge (art. 95 al. 5 LP)

Creditor Challenge to Seizure Order Regarding Vehicle Seizure and Calculation of Living Expenses

Cited in the reasoning section regarding the need to reconcile the interests of the creditor and the debtor during seizure.

15.2023.6 · ti (Art. 95 LEF)

Appeal Against Seizure Exceeding Enforcement Decree Amount

Cited in reasoning point 3.1 and 3.3 regarding the order of seizure assets (accounts before real estate).