220
ORCO
CH
CH
Art. 87 Bundesgesetz vom 30. März 1911 betreffend die Ergänzung des Schweizerischen Zivilgesetzbuches (OR)
OR; Erste Abteilung: Allgemeine Bestimmungen; Zweiter Titel: Die Wirkung der Obligationen; Erster Abschnitt: Die Erfüllung der Obligationen; D. Zahlung; II. Anrechnung; 2. Bei mehreren Schulden; b. Nach Gesetzesvorschrift
Art. 87 OR
Liegt weder eine gültige Erklärung über die Tilgung noch eine Bezeichnung in der Quittung vor, so ist die Zahlung auf die fällige Schuld anzurechnen, unter mehreren fälligen auf diejenige Schuld, für die der Schuldner zuerst betrieben worden ist, und hat keine Betreibung stattgefunden, auf die früher verfallene.
Sind sie gleichzeitig verfallen, so findet eine verhältnismässige Anrechnung statt.
Ist keine der mehreren Schulden verfallen, so wird die Zahlung auf die Schuld angerechnet, die dem Gläubiger am wenigsten Sicherheit darbietet.
Gerichtsentscheide zu dieser Bestimmung (185)
ZK 2013 521 · be (Art. 87 Abs. 1 OR)
Spousal Maintenance Prescription and Partial Payments Allocation
Applied in the reasoning (point 6) to determine which specific liabilities the partial payments should be allocated to, as no explicit declaration was made.
PB.2007.00055 · zh (Art. 87 Abs. 1 OR)
Secretary's Vacation Compensation Dispute over Invalid Regulation and Prescription Interruption
This provision is implicitly the main ground for the decision as it pertains to compensation for unused leave upon termination of employment, which is the core issue decided.
S 2024 113 · zg (Art. 87 Abs. 1 OR)
Insured Person v. Health Insurer: Premium Debt, Payment Allocation, and Fee Dispute
Cited in the reasoning regarding how payments are allocated when the debtor fails to specify which debt is being settled.
ZSU.2025.64 · ag (Art. 87 al. 1 OR)
Debtor's Payment Precedes Bankruptcy Order, Overturning Ruling
Cited as the ultimate rule for payment allocation when no explicit declaration or receipt designation exists.
AB.2024.00012 · zh (Art. 87 Abs. 1 OR)
Compensation Fund vs. Company: Social Security Contributions Dispute
Applied to determine the order in which payments should be allocated to outstanding debts, although ultimately found not applicable to the specific context of reducing prior year's contributions.
SB.2024.00076 · zh (Art. 87 Abs. 2 OR)
Tax Authority Prepayment Allocation and Equal Treatment of Lienholders
The proportional crediting of the prepayment across all property gain tax tranches (by analogy to this article) was deemed appropriate and compatible with the principle of equal treatment.
III 2024 199 · sz (Art. 87 Abs. 1 OR)
Electricity Debt Recovery and Objection Removal
Cited for the rule of imputation (Anrechnung) of payments made by the defendant onto the oldest outstanding debt.
A/1965/2024 · ge (Art. 87 al. 1 CO)
Insured v. Insurer: Insurance Premium Allocation Dispute
The court refers to Art. 87 CO in the reasoning (point 2.5 and 3.1) to explain why payments were initially imputed to the oldest debts (statutory cost-sharing) before the insurer reallocated them upon the insured's request.
KV.2023.9 · sg (Art. 86 und 87 Abs. 1 OR)
Insurer Overstated Debt After Subsequent Payments; Collection Proceedings Unlawful
Applied analogously to determine the allocation of payments made by the insured person.
KV.2023.9 · sg (Art. 86 und 87 Abs. 1 OR)
Insurer Overstated Debt After Subsequent Payments; Collection Proceedings Unlawful
Cited in the introductory paragraph as a basis for determining imputation of payments.
KV.2023.9 · sg (Art. 86 und 87 Abs. 1 OR)
Insurer Overstated Debt After Subsequent Payments; Collection Proceedings Unlawful
Cited in the summary of the legal basis in the introductory paragraph.
KV.2023.9 · sg (Art. 87 Abs. 1 OR)
Insurer Overstated Debt After Subsequent Payments; Collection Proceedings Unlawful
Applied analogously to determine the allocation of payments made by the insured person when no declaration is made.
C/16680/2019 · ge (art. 87 al. 1 CO)
Employer Liability for Post-Termination Payments and Unpaid Vacation
Cited as part of the legal framework regarding the imputation of payment when no declaration by the debtor exists.
ZSU.2023.90 · ag (Art. 87 Abs. 1 OR)
Tenants' Eviction Upheld for Overdue Rent Despite Signature Dispute
The court applied this article to allocate the payments made by the debtors to the oldest outstanding rent debts in chronological order of their due dates.
C/15944/2016 · ge (art. 87 al. 1 CO)
Fraud Liability and Indemnity Offset in Damages Calculation
Cited in the reasoning regarding the legal order of imputation when no declaration is made (due date/chronology).