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Art. 496 Bundesgesetz vom 30. März 1911 betreffend die Ergänzung des Schweizerischen Zivilgesetzbuches (OR)
OR; Zweite Abteilung: Die einzelnen Vertragsverhältnisse; Zwanzigster Titel: Die Bürgschaft; B. Inhalt; I. Besonderheiten der einzelnen Bürgschaftsarten; 2. Solidarbürgschaft
Art. 496 OR
Wer sich als Bürge unter Beifügung des Wortes «solidarisch» oder mit andern gleichbedeutenden Ausdrücken verpflichtet, kann vor dem Hauptschuldner und vor der Verwertung der Grundpfänder belangt werden, sofern der Hauptschuldner mit seiner Leistung im Rückstand und erfolglos gemahnt worden oder seine Zahlungsunfähigkeit offenkundig ist.
Vor der Verwertung der Faustpfand- und Forderungspfandrechte kann er nur belangt werden, soweit diese nach dem Ermessen des Richters voraussichtlich keine Deckung bieten, oder wenn dies so vereinbart worden oder der Hauptschuldner in Konkurs geraten ist oder Nachlassstundung erhalten hat.
Gerichtsentscheide zu dieser Bestimmung (15)
ZSU.2022.86 · ag (Art. 496 Abs. 1 OR)
Bank v. Guarantor: Enforcement of Solidary Guarantee and Counterclaim for Damages
Establishes the conditions under which a surety can be pursued if the principal debtor is in default or demonstrably insolvent.
OG.2016.00058 · gl (Art. 496 Abs. 1 OR)
Creditor Recovers from Daughter Due to Debtor's Fraudulent Conveyance to Wife
Cited to explain the conditions under which a solidary guarantor can be held liable, particularly regarding the principal debtor's default and demand for payment.
ML.2020.261 · vd (Art. 496 al. 1 CO)
Guarantor's Opposition to Payment Order Lifted Provisionally Despite Bankruptcy Notification Claims
This provision concerns the liability of a joint and several guarantor and was discussed in relation to the creditor pursuing the guarantor before the principal debtor, concluding that the pursuit was valid.
23.2019.EKA · vd (art. 496 al. 1 CO)
Debt Liberation Action Against Bank Regarding Mortgage Bonds and Loan Obligations
Used to justify the bank's ability to sue the surety (the plaintiff) before suing the principal debtor.
23.2019.EKA · vd (art. 496 al. 2 CO)
Debt Liberation Action Against Bank Regarding Mortgage Bonds and Loan Obligations
Used to determine when the creditor can pursue the surety before realizing furniture and receivables pledges.
OG O1Z 17 2 · ar (Art. 496 Abs. 1 OR)
Creditor v. Guarantor: Failure to Plead Principal Debtor's Default in Guarantee Claim
The appeal was dismissed based on the finding that the appellant failed to adequately allege the prerequisite of fruitless dunning of the principal debtor under this article.
ML.2013.163 · vd (Art. 496 al. 1 CO)
Provisional Lifting of Opposition to Payment Order in Bankruptcy Context
Cited as the legal basis for determining when a secured creditor can pursue the guarantor before the principal debtor.
ML.2013.3 · vd (Art. 496 al. 1 CO)
Surety Opposition to Payment Order Based on Lack of Demand to Principal Debtor
The court confirmed the requirement of a proper warning (sommation) to the principal debtor under this article as a condition for pursuing the surety before the principal debtor.
ML.2012.96 · vd (Art. 496 al. 6 CO)
Guarantor Liability Contingent on Joint Guarantee Validity
This provision on the form requirement for special power of attorney for surety was used to establish the nullity of the wife's commitment, leading to the debtor's release.
C1 08 56 · vs (art. 496 al. 1 CO)
Surety Extinguished by Failure to Timely Summon Principal Debtor
The court used this article as the basis for requiring a specific notice to the principal debtor, which was found to be missing.
11 98 12 · lu (Art. 496 Abs. 1 OR)
Construction Payment Dispute Over Contractual Guarantee Requirements
The lack of the required 'solidarity' in the guarantee, which implies the obligation under this article, was a reason for the refusal of payment.
14.1995.131 · ti (Art. 496 CO)
Suretyship Agreement Validity and Debt Extinguishment Dispute
Cited in the final orders as a provision relating to the substantive law applied in the judgment.
RBOG.1995.Nr.19 · tg (Art. 496 ff. OR)
Bank v. Joint Guarantor (Provisional Opening)
This range of articles concerning suretyship is cited to establish when the guarantee agreement constitutes an acknowledgment of debt for the purpose of the main legal issue.
RBOG.1995.Nr.19 · tg (Art. 496 ff. OR)
Surety Liability Based on Principal Debtor's Account Confirmation
These provisions regarding suretyship are cited in connection with establishing the due date of the principal debt and the debtor's default, prerequisites for the suretyship contract to serve as an acknowledgment of debt for summary proceedings.
83----------- · vd (Art. 496 al. 1 CO)
Surety Liability Upheld Following Default on Principal Debtor Loan
The court explicitly used this article in the reasoning leading to the final judgment, which was confirmed by the appellate court's decision to reject the appeal.