220
ORCO
CH
CH
Art. 313 Bundesgesetz vom 30. März 1911 betreffend die Ergänzung des Schweizerischen Zivilgesetzbuches (OR)
OR; Zweite Abteilung: Die einzelnen Vertragsverhältnisse; Neunter Titel: Die Leihe; Zweiter Abschnitt: Das Darlehen; B. Wirkung; I. Zinse; 1. Verzinslichkeit
Art. 313 OR
Das Darlehen ist im gewöhnlichen Verkehre nur dann verzinslich, wenn Zinse verabredet sind.
Im kaufmännischen Verkehre sind auch ohne Verabredung Zinse zu bezahlen.
Gerichtsentscheide zu dieser Bestimmung (30)
HG210147 · zh (Art. 313 Abs. 1 OR)
Factoring Company v. Client: Dispute Over Outstanding Payments and Accounting Errors
States that loans are only interest-bearing if interest has been agreed upon.
HG210147 · zh (Art. 313 Abs. 2 OR)
Factoring Company v. Client: Dispute Over Outstanding Payments and Accounting Errors
States that loans in commercial transactions are interest-bearing even without explicit agreement.
FI.2023.0110 · vd (art. 313 et 314 CO)
Parent-Child Loan Reclassified as Gift Taxable Upon Agreement
Cited in the reasoning concerning interest on loans.
ZL.2023.00062 · zh (Art. 313 Abs. 1 OR)
Disability Pension Supplementary Benefits Denial Based on Loan Asset Threshold
Cited regarding the condition for loan interest.
C/16321/2020 · ge (Art. 313 al. 1 CO)
Appeal Regarding Classification of Financial Advances as Loans Versus Earnest Money
Cited to state the presumption that civil loans are gratuitous.
C/16321/2020 · ge (Art. 313 al. 2 CO)
Appeal Regarding Classification of Financial Advances as Loans Versus Earnest Money
Cited in relation to the presumption of interest for commercial loans, but the court ruled the loans were civil and non-onerous.
C/3583/2021 · ge (art. 313 al. 1 CO)
Borrower v. Lender: Negative Libor and Default Interest on Loan Agreement
Cited to state that a loan is generally presumed to be gratuitous unless stated otherwise.
ZOR.2022.5 · ag (Art. 313 Abs. 1 OR)
Plaintiff Fails to Prove Loan Existence and Disbursement for Secured Creditor Status
Cited as not mandating the agreement of interest for a loan agreement.
ML.2021.233 · vd (Art. 313 CO)
Loan Interest Clause Usury Challenge in Provisional Payment Order Objection
Cited in the introductory part of the decision.
FV180107 · zh (Art. 313 Abs. 2 OR)
Claimant v. Bank Regarding Early Mortgage Termination Fees and Negative Interest Rates
This provision defining the borrower's obligations was cited in the reasoning, but not in the final operative orders (dispositive).
C/26281/2015 · ge (art. 313 CO)
Loan Agreement Negative Interest Rate Dispute
Cited in the reasoning regarding interest due in commercial loan contracts.
EL.2017.11 · sg (Art. 313 Abs. 1 OR)
Appeal on Supplementary Benefits Calculation Involving Imputed Income and Property Transactions
Cited in the reasoning regarding the common practice of agreeing to interest-free loans in a private context, which impacts the analysis under Art. 11 Abs. 1 lit. g ELG.
EL.2017.11 · sg (Art. 313 Abs. 1 OR)
Supplementary Benefits Appeal Regarding Imputed Property Income and Prior Asset Transfer
Cited in the reasoning (E. 2.5) as context for the common practice of interest-free loans, which influences the assessment of a waived interest income.
HG160185 · zh (Art. 313 Abs. 2 OR)
Garage Business Sale Dispute and Unsecured Loan Repayment
Cited in the reasoning for the entitlement to interest on the loan, supporting the interest rate applied to the awarded loan amount in Order 1.
HG160185 · zh (Art. 313 OR)
Garage Business Sale Dispute and Unsecured Loan Repayment
Cited in the reasoning regarding the borrower's obligation to pay interest on the loan, supporting the interest calculation underpinning Order 1.