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Art. 842 Schweizerisches Zivilgesetzbuch (ZGB)
ZGB; Zweite Abteilung: Die beschränkten dinglichen Rechte; Zweiundzwanzigster Titel: Das Grundpfand; Dritter Abschnitt: Der Schuldbrief; A. Allgemeine Vorschriften; I. Zweck; Verhältnis zur Forderung aus dem Grundverhältnis
Art. 842 ZGB
Durch den Schuldbrief wird eine persönliche Forderung begründet, die grundpfändlich sichergestellt ist.
Die Schuldbriefforderung tritt neben die zu sichernde Forderung, die dem Gläubiger gegenüber dem Schuldner aus dem Grundverhältnis gegebenenfalls zusteht, wenn nichts anderes vereinbart ist.
Der Schuldner kann sich bezüglich der Schuldbriefforderung gegenüber dem Gläubiger sowie gegenüber Rechtsnachfolgern, die sich nicht in gutem Glauben befinden, auf die sich aus dem Grundverhältnis ergebenden persönlichen Einreden berufen.
Gerichtsentscheide zu dieser Bestimmung (55)
C/16321/2020 · ge (art. 842 CC)
Appeal Regarding Classification of Financial Advances as Loans Versus Earnest Money
Cited when discussing the nature of the mortgage deed and the presumption of fiduciary security.
29----------- · vd (Art. 842 al. 1 CC)
Mortgage Note Holder Status and Provisional Debt Collection Lifting Appeal
The court discussed the requirement for the claim secured by the mortgage certificate to be due, which is governed by this article.
ZOR.2022.5 · ag (Art. 842 Abs. 1 ZGB)
Plaintiff Fails to Prove Loan Existence and Disbursement for Secured Creditor Status
Cited as the basis for the legal definition of what a Schuldbrief is (a personal claim secured by a pledge).
ZOR.2022.5 · ag (Art. 842 Abs. 2 ZGB)
Plaintiff Fails to Prove Loan Existence and Disbursement for Secured Creditor Status
Cited regarding the legal presumption of the use of a Schuldbrief as security.
ML.2021.114 · vd (Art. 842 al. 1 CC)
Third-Party Property Owner Liability in Mortgage Foreclosure Appeal
This provision defines the mortgage certificate (cédule hypothécaire) and is cited at the beginning of the decision, though its application is implicitly covered by the main ruling concerning the lifting of the opposition based on the associated credit claim.
NE200004 · zh (Art. 842 Abs. 1 ZGB)
Appeal dismissed due to lack of interest and procedural flaws.
Used to explain the nature of the security transfer and the presumption of fiducial security transfer.
NE200004 · zh (Art. 842 Abs. 2 ZGB)
Appeal dismissed due to lack of interest and procedural flaws.
Used to explain that the debt from the deed of charge ranks alongside the secured underlying debt.
101 2019 394 · fr (art. 842 al. 1 CC)
Property Co-Owners v. Mortgage Bond Cancellation and Reissuance
Cited in the reasoning regarding the definition of a mortgage certificate, not in the dispositive.
ML.2020.75 · vd (Art. 842 CC)
Mortgage Bond Foreclosure: Pledge vs. Fiduciary Transfer Dispute
This article, concerning mortgage certificates, is relevant to the substance of the claim but is not explicitly cited in the final orders (I-IV).
ZK1 2019 7 · sz (Art. 842 Abs. 3 ZGB)
Bearer Mortgage Bonds Security Transfer Dispute
Cited as the legal basis supporting the principle that the debtor can raise personal defenses against third-party pledgees who are not in good faith.
ML.2019.80 · vd (Art. 842 al. 1 CC)
Mortgage Enforcement and Penalty Clause Enforceability in Conditional Sale Default
Cited in the introductory summary, confirming the nature of the claim based on a mortgage certificate.
ML.2019.83 · vd (Art. 842 al. 1 CC)
Provisional Lifting of Opposition to Debt Collection Secured by Real Estate Collateral
Cited as part of the legal framework explaining that a mortgage bond incorporates both the claim and the real right of pledge.
ML.2017.76 · vd (Art. 842 CC)
Foreclosure Execution Based on Subrogation vs. Mortgage Note Debt
Cited in the case summary but not explicitly in the final orders (dispositive) related to the main ruling, costs, or procedure applied therein.
ML.2017.51 · vd (Art. 842 al. 3 et 849 al. 1 CC)
Creditor Foreclosure Against Heir on Bearer Note Over Principal Reduction Dispute
These provisions are cited in connection with the debtor's right to oppose exceptions related to the limitation of the amount claimed to the causal debt.
ML.2016.70 · vd (Art. 842 CC)
Mortgage Certificate Foreclosure and Causal Claim Dispute
Cited in the introductory list of applicable provisions, relevant to the nature of mortgage certificates under the new law.