ATAS/1080/2004 · Insurance Coverage for Earth Movement Secondary to Excluded Surface Water Runoff (Cour de Justice (Cour civile))

Synthèse Legislator

Généré par l'IA

The dispute centered on whether an insurance policy covered damages resulting from the movement of subsurface conditions, specifically when the movement was a secondary effect of an excluded peril (surface water runoff). The court reasoned that the policy's exclusion for damage caused by the movement of earth or land, including surface water runoff, applied because the damage was directly caused by the earth movement, which was itself triggered by the excluded surface water runoff, thereby falling under the exclusion rather than an exception that might cover earth movement caused by a covered peril.

Regeste Legislator

Officiel

; LOI SUR LE CONTRAT D'ASSURANCE ; INDEMNITÉ JOURNALIÈRE ; PRESTATION D'ASSURANCE(EN GÉNÉRAL) ; COUVERTURE ; ASSURANCE PRIVÉE ; LIBRE PASSAGE(ASSURANCES) ; ASSURANCE COLLECTIVE ; ASSURANCE INDIVIDUELLE ; OBLIGATION DE RENSEIGNER

Mots-clés

Généré par l'IA

assurance contre les dégâts des eaux politique de l'eau assurance publique contre les dommages naturels distance aux eaux publiques risque écologique prévention antisismique

Dispositions légales citées

Généré par l'IA

Art. 66 al. 1 LTF

Cited in dispositive 89 regarding the distribution of costs between the parties.

Art. 64 LTF

Cited in dispositive 59 regarding the granting of legal aid.

Généré par l'IA

A/977/2007

Insurance Coverage Dispute: Earth Movement Exclusion vs. Ensuing Water Damage Loss

A/4365/2006

Earth Movement Exclusion in Insurance Coverage Dispute

A/1908/2004

Commercial Property Insurer Upheld in Denying Coverage for Water Damage Due to Earth Sinking Exclusion

A/4283/2005

Insurance Coverage for Surface Water Flood Damage

A/1917/2004

Insurance Coverage for Subterranean Structure Failure and Subsidence

Questions juridiques clés extraites par Legislator

Généré par l'IA

Art. 66 al. 1 LTF

Cited in dispositive 89 regarding the distribution of costs between the parties.

Art. 64 LTF

Cited in dispositive 59 regarding the granting of legal aid.

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Insurance Coverage for Earth Movement Secondary to Excluded Surface Water Runoff

Synthèse Legislator

Regeste Legislator

Mots-clés

Dispositions légales citées

Décisions connexes

Questions juridiques clés extraites par Legislator

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