Legislator Case Law & Legislation
DE FR IT EN
Analyze in Legislator
065640 AI generated

Third-party beneficiary in life insurance lacks standing to claim death benefit as part of the estate.

Case Number 065640
Court / Authority
Jurisdiction Portugal (PT)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court dismissed the appeal regarding a third-party beneficiary's attempt to claim insurance proceeds as part of an inheritance. The plaintiff argued that the beneficiary, who would inherit if the insured died simultaneously, had a right to demand the benefit from the insurer. However, the court ruled that since the beneficiary did not survive the insured, the benefit never entered the estate and Article 451, Section 2 of the Civil Code, which governs inheritance by a surviving heir, was inapplicable.

Legislator headnote

Official

CONTRATO A FAVOR DE TERCEIRO CONTRATO DE SEGURO LEGITIMIDADE HERANÇA

Keywords

AI generated
third-party beneficiary life insurance contract inheritance legitimacy simultaneous death succession law

Cited Legislation

AI generated
Art. 451, n. 2 do Codigo Civil

Need to analyze how this precedent applies to your matter?

Cross-reference this judgment against statutes, commentaries, and subsequent citing case law inside Legislator AI.

Open in Legislator →

Full text

[Nº CONVENCIONAL] JSTJ00005188

[Nº DO DOCUMENTO] SJ197501240656401

[PRIVACIDADE] 1

[REFERENCIA DE PUBLICACAO] BMJ N243 ANO1975 PAG222

[TEXTO INTEGRAL] N

[URL] https://www.dgsi.pt/jstj.nsf/954f0ce6ad9dd8b980256b5f003fa814/E5CB89C552B4A3C1802568FC0039906C?OpenDocument

SUMÁRIO

Celebrado um contrato de seguro contra acidentes pessoais cobrindo o risco de morte, pelo qual se atribuiu, verificado esse facto, determinada importancia a um terceiro, o herdeiro deste, quando ele tiver falecido ao mesmo tempo que o segurado, não tem legitimidade para demandar a seguradora a exigir aquela importancia, por ela, ou o direito de a pedir, não ter chegado a fazer parte da herança e não ser aplicavel o n. 2 do artigo 451 do Codigo Civil, onde so se contempla a hipotese de morte do herdeiro anterior a do segurado.