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I CSK 900/23 AI generated

Supreme Court allows cassation appeal to determine invalidity of loan contract due to usury and unfair terms.

Case Number I CSK 900/23
Court / Authority
Jurisdiction Poland (PL)
Outcome Partially Allowed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Supreme Court of Poland accepted the cassation appeal filed by the bank against the appellate court's judgment. The plaintiffs argued that the loan contract was invalid due to excessive interest rates and unfair contractual terms, while the bank contested these claims. The court decided to refer the case for further examination to address the alleged violations of consumer protection and usury laws.

Legislator headnote

AI generated

Ustawa o ochronie konsumentów; Kodeks cywilny: When a loan contract contains usurious interest rates or unfair terms violating consumer protection statutes, the court must examine the validity of the agreement upon cassation appeal.

Keywords

AI generated
loan contract invalidity usury interest rates consumer protection law unfair contractual terms cassation appeal procedure Bank spółka akcyjna Sąd Najwyższy

Cited Legislation

AI generated
Ustawa o ochronie konsumentów
Kodeks cywilny

Cited Case Law

AI generated
I ACa 944/21
Court corrects clerical error and dismisses appeal in invalid mortgage loan contract dispute.

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Full text

I CSK 900/23 POSTANOWIENIE 29 lipca 2024 r.Sąd Najwyższy w Izbie Cywilnej w składzie: SSN Karol Weitz na posiedzeniu niejawnym 29 lipca 2024 r. w Warszawie‎w sprawie z powództwa A. Z. i A. Z.1‎przeciwko Bank spółce akcyjnej w W.‎o stwierdzenie nieważności umowy,‎na skutek skargi kasacyjnej Bank spółki akcyjnej w W.‎od wyroku Sądu Apelacyjnego w Białymstoku‎z 21 września 2022 r., I ACa 944/21, przyjmuje skargę kasacyjną do rozpoznania. [SOP](r.g.)