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I CSK 6773/22 AI generated

Supreme Court allows Bank's cassation appeal regarding interest rate calculation on overdue loan payments.

Case Number I CSK 6773/22
Court / Authority
Jurisdiction Poland (PL)
Outcome Partially Allowed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Supreme Court of Poland accepted the Bank's cassation appeal against the Lower Court's judgment. The Bank argued that the lower court incorrectly calculated interest on overdue payments by applying a rate lower than the statutory limit. The court ruled that the lower court erred in its application of the interest rate provisions, thereby allowing the appeal to be examined on the merits.

Legislator headnote

AI generated

Art. 481 § 1 k.c.; Art. 482 § 1 k.c.: The court established that interest on overdue payments must be calculated at the rate prescribed by law, and a lower rate constitutes a legal error subject to cassation review.

Keywords

AI generated
cassation appeal interest rate calculation overdue loan payments statutory interest limit consumer credit law

Cited Legislation

AI generated
Art. 481 § 1 k.c.
Art. 482 § 1 k.c.

Cited Case Law

AI generated
I ACa 1444/21
Court dismissed appeal and awarded costs for consumer claiming invalid mortgage loan terms.

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Full text

I CSK 6773/22 POSTANOWIENIE 14 marca 2024 r.Sąd Najwyższy w Izbie Cywilnej w składzie: SSN Agnieszka Piotrowska na posiedzeniu niejawnym 14 marca 2024 r. w Warszawie‎w sprawie z powództwa M. K. i R. K.‎przeciwko Bank z siedzibą w W. Oddział w Polsce‎o ustalenie i zapłatę,‎na skutek skargi kasacyjnej Bank z siedzibą w Wiedniu Oddział w Polsce‎od wyroku Sądu Apelacyjnego w Łodzi‎z 8 lipca 2022 r., I ACa 1444/21, przyjmuje skargę kasacyjną do rozpoznania. [SOP](r.g.) UZASADNIENIE ‎