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I CSK 450/23 AI generated

Supreme Court allows bank's cassation appeal regarding civil liability for damages caused by unauthorized account access.

Case Number I CSK 450/23
Court / Authority
Jurisdiction Poland (PL)
Outcome Partially Allowed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Supreme Court accepted the bank's cassation appeal against the appellate court's judgment ordering compensation for unauthorized account access. The bank argued that the user's negligence in safeguarding credentials contributed to the loss, while the plaintiffs contended the bank failed in its security obligations. The court ruled that the bank's liability was not absolute and allowed the appeal to determine the extent of the bank's responsibility versus the user's fault.

Legislator headnote

AI generated

Art. 410 k.c.; Art. 411 k.c.: The bank's liability for unauthorized account access is mitigated when the customer fails to take reasonable security measures, establishing a comparative negligence standard in banking disputes.

Keywords

AI generated
banking liability unauthorized access customer negligence civil compensation comparative fault cassation appeal account security

Cited Legislation

AI generated
Art. 410 k.c.
Art. 411 k.c.

Cited Case Law

AI generated
I ACa 661/21
Court allows partial claim for invalid loan contract but dismisses interest and costs due to procedural timing and value changes.

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Full text

I CSK 450/23 POSTANOWIENIE 6 grudnia 2023 r.Sąd Najwyższy w Izbie Cywilnej w składzie: SSN Ewa Stefańska na posiedzeniu niejawnym 6 grudnia 2023 r. w Warszawie‎w sprawie z powództwa A.P. i I.P.‎przeciwko Bankowi spółce akcyjnej w W.‎o ustalenie i zapłatę,‎na skutek skargi kasacyjnej Banku spółki akcyjnej w W.‎od wyroku Sądu Apelacyjnego w Katowicach‎z 12 sierpnia 2022 r., I ACa 661/21, przyjmuje skargę kasacyjną do rozpoznania. (A.G.) [ms]