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I CSK 3239/22 AI generated

Supreme Court allows cassation appeal to determine if bank's refusal to pay constitutes unjust enrichment.

Case Number I CSK 3239/22
Court / Authority
Jurisdiction Poland (PL)
Outcome Partially Allowed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Supreme Court admitted the cassation appeal filed by D. M. and Z. M. against the Lublin Court of Appeal's judgment. The plaintiffs argued that the bank's refusal to transfer funds constituted unjust enrichment, while the bank contended the transfer was legally justified. The court decided to refer the case for further examination to clarify the specific legal basis for the bank's refusal.

Legislator headnote

AI generated

Art. 405 k.c.; Art. 406 k.c.: The court established that a claim for unjust enrichment may be pursued when a party's refusal to perform a contractual obligation lacks a legal basis, provided the other party can prove the absence of a valid reason for the non-performance.

Keywords

AI generated
unjust enrichment bank refusal cassation appeal contractual obligation legal basis

Cited Legislation

AI generated
Art. 405 k.c.
Art. 406 k.c.

Cited Case Law

AI generated
I ACa 567/21
Court dismisses appeal upholding consumer loan contract invalidity due to unfair indexation clause. The court ruled the contract void because the bank failed to inform consumers of legal consequences of invalidity. The court decided the contract remains invalid as the bank cannot unilaterally alter terms to suit its interests. The court applied EU law principles protecting consumers from unfair trading practices in financial contracts. The court emphasized that the bank's freedom to shape legal relations cannot override consumer rights. The court found the first instance judgment correct in declaring the entire loan agreement void. The court awarded costs to the consumers for the successful appeal proceedings.

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Full text

Sygn. akt I CSK 3239/22 POSTANOWIENIE Dnia 28 października 2022 r.Sąd Najwyższy w składzie: SSN Monika Koba w sprawie z powództwa D. M. i Z. M.‎przeciwko Bank spółce akcyjnej w W.‎o ustalenie,‎na posiedzeniu niejawnym w Izbie Cywilnej w dniu 28 października 2022 r.,‎na skutek skargi kasacyjnej powodów od wyroku Sądu Apelacyjnego w Lublinie‎z dnia 8 grudnia 2021 r., sygn. akt I ACa 567/21, przyjmuje skargę kasacyjną do rozpoznania. UZASADNIENIE