Court partially allowed loan contract claim, reducing interest and fees deemed unfair to consumer.

The court partially dismissed the Funduszu Inwestycyjnego Zamkniętego Wierzytelności's claim against A. G., ordering payment of 1,533.55 zł while rejecting the remainder. The plaintiff sought 6,872.44 zł based on a loan agreement, but the defendant argued for invalid clauses and lack of proof. The court found that certain fees were not individually agreed upon and interest calculations were flawed, applying consumer credit law to invalidate non-individualized charges and reduce the award. Consequently, the plaintiff recovered only 22% of the claimed amount, with the defendant bearing the majority of litigation costs.