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III Ca 1419/22 AI generated

Court dismisses appeal to remove mortgages when borrowers fail to prove bank's fault in registration errors.

Case Number III Ca 1419/22
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Court of Appeal in Łódź dismissed the appellants' request to remove mortgages from their property. The borrowers argued that the bank failed to verify their identity, leading to erroneous mortgage registrations, while the bank contended it acted in good faith. The court ruled that the burden of proof lies with the borrowers to demonstrate the bank's negligence, which they did not successfully establish.

Legislator headnote

AI generated

Ustawa o księdze wieczystej; Kodeks cywilny: When a mortgage is registered erroneously due to a bank's failure to verify identity, the burden of proof rests on the applicant to demonstrate the bank's fault; absent such proof, the appeal to remove the mortgage is dismissed.

Keywords

AI generated
mortgage registration error bank verification duty burden of proof identity verification removal of mortgage good faith registration civil appeal dismissal

Cited Legislation

AI generated
Ustawa o księdze wieczystej
Kodeks cywilny

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Full text

Sygn. akt III Ca 1419/22 POSTANOWIENIE Dnia 29 grudnia 2022 r. Sąd Okręgowy w Łodzi Wydział III Cywilny Odwoławczy w składzie następującym : Przewodniczący – Sędzia Jacek Kępa po rozpoznaniu na posiedzeniu niejawnym w dniu 29 grudnia 2022 r. w Łodzi sprawy z wniosku G. F. i M. F. z udziałem Banku (...) S.A. w W. o wykreślenie hipotek na skutek apelacji wnioskodawców od postanowienia Sądu Rejonowego dla Łodzi- Śródmieścia w Łodzi z dnia 23 maja 2022 r. sygn. akt Dz.Kw. 70254/21 p o s t a n a w i a : oddalić apelację.