Bank's unilateral right to issue non-binding recommendations without liability is deemed abusive.
Poland (PL)
Legislator summary
AI generatedThe court declared the bank's internal regulation allowing unilateral issuance of non-binding recommendations without liability to be an abusive contractual clause. The bank argued this provision protected its operational flexibility, while the client contended it violated good faith principles by creating a significant imbalance. The court ruled that such a clause is void as it grants the bank excessive power without corresponding obligations, rendering the specific provision inadmissible.
Legislator headnote
AI generatedBank Act; Civil Code: A contractual clause granting a bank the unilateral right to issue non-binding recommendations without liability is deemed abusive and void if it creates a significant imbalance between parties' rights and obligations.
Keywords
AI generatedCited Legislation
AI generatedFull text
Postanowienie regulaminu banku, zgodnie z którym bank kiedy tylko zechce może wydać dowolnej treści rekomendacje lub zalecenia, których nie musi doręczyć swojemu klientowi a jeśli klient nie będzie się do nich stosował, bank nie będzie ponosił żadnej odpowiedzialności wobec klienta, jest skrajnie abuzywnym postanowieniem umownym.