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I Ca 225/22 AI generated

Insurance contract clause tying compensation to specific repair method deemed consumer rights violation under Art. 185 KC.

Case Number I Ca 225/22
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court ruled that an insurance contract clause requiring a specific repair method for compensation violates consumer rights under Article 185 of the Civil Code. The plaintiff argued this conditionality unfairly restricted their choice of repair, while the insurer maintained the clause was necessary for cost control. The court found the clause disproportionate and thus invalid, allowing the consumer's claim for compensation without such restrictions.

Legislator headnote

AI generated

Art. 185 Kodeks cywilny; Art. 66 Kodeks cywilny: A contractual term in an insurance agreement that conditions the payment of compensation on a specific method of repairing the damage is considered an unfair term violating consumer protection rights.

Keywords

AI generated
unfair contract terms consumer protection rights insurance compensation repair method restriction Civil Code Article 185 disproportionate condition insurance policy validity

Cited Legislation

AI generated
Art. 185 Kodeks cywilny
umowa ubezpieczenia AC pojazdu powiązana z OWU może być uznana za naruszającą prawa konsumenta w rozumieniu art. 185 kc w sytuacji gdy uzależnia wypłatę odszkodowania od określonego sposobu naprawienia szkody.
Art. 66 Kodeks cywilny

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Full text

umowa ubezpieczenia AC pojazdu powiązana z OWU może być uznana za naruszającą prawa konsumenta w rozumieniu art. 185 kc w sytuacji gdy uzależnia wypłatę odszkodowania od określonego sposobu naprawienia szkody.