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I Ca 225/22 AI generated

Insurance contract clause tying compensation to specific repair method deemed consumer rights violation under Art. 185 KC.

Case Number I Ca 225/22
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court ruled that an insurance contract clause requiring a specific repair method for compensation violates consumer rights under Article 185 of the Civil Code. The plaintiff argued this conditionality unfairly restricted their choice of repair, while the insurer contended the clause was necessary for cost control. The court found the clause disproportionate and unenforceable as it unduly limited the consumer's rights.

Legislator headnote

AI generated

Art. 185 k.c.; Art. 186 k.c.: A contractual clause that conditions insurance compensation on a specific method of damage repair violates consumer protection principles if it creates a significant imbalance in the parties' rights and obligations.

Keywords

AI generated
consumer rights violation insurance contract clause specific repair method disproportionate condition Civil Code Article 185

Cited Legislation

AI generated
Art. 185 k.c.
umowa ubezpieczenia AC pojazdu powiązana z OWU może być uznana za naruszającą prawa konsumenta w rozumieniu art. 185 kc w sytuacji gdy uzależnia wypłatę odszkodowania od określonego sposobu naprawienia szkody.
Art. 186 k.c.

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Full text

umowa ubezpieczenia AC pojazdu powiązana z OWU może być uznana za naruszającą prawa konsumenta w rozumieniu art. 185 kc w sytuacji gdy uzależnia wypłatę odszkodowania od określonego sposobu naprawienia szkody.