Civil liability insurance must pay full technical and economic restoration costs regardless of victim's repair plans.

The court ruled that the insurer's obligation to pay full technical and economic restoration costs is independent of the victim's actual or future repair intentions. The plaintiff argued for full compensation based on market costs, while the defendant claimed the claim should be reduced if the vehicle was not repaired. The court decided that the insurer must cover the full cost of restoring the vehicle to its pre-accident state, irrespective of whether the victim has already repaired it or plans to do so later.