Court orders loan repayment including fees, rejecting installment plan due to creditor's rights.
Poland (PL)
Legislator summary
AI generatedThe court ordered the defendant to pay the plaintiff 9,420.37 PLN plus contractual and statutory interest. The defendant admitted receiving 7,000 PLN but contested the remaining balance and requested monthly installments. The court rejected the installment request as it would unduly delay the creditor's satisfaction, while waiving the defendant's procedural costs due to their financial hardship.
Legislator headnote
AI generatedArt. 720 § 1 k.c.; Art. 36a ust. 1 ustawy o kredycie konsumenckim; Art. 385 § 1 k.c.; Art. 320 k.p.c.; Art. 102 k.p.c.: A court must verify consumer loan clauses ex officio but may uphold fees if they do not grossly violate good morals; installment plans are discretionary and may be denied if they excessively delay creditor satisfaction, though costs may be waived for the debtor's benefit.