Insurance liability for vehicle damage is limited to possession risks, excluding business activity risks.

The court dismissed the insurer's claim for liability regarding vehicle damage caused during business operations. The plaintiff argued that the vehicle was used for commercial purposes, while the insurer contended that liability under mandatory insurance covers only risks arising from mere possession. The court ruled that the statutory scope of mandatory insurance is strictly limited to risks connected to the vehicle's possession, explicitly excluding risks stemming from the owner's business activities.