III C 1460/17
AI generated
Insurance claim dismissed for vehicle theft due to lack of title transfer and registration at time of loss.
Poland (PL)
Legislator summary
AI generatedThe plaintiff's lawsuit for payment of 42,000 PLN regarding a stolen car was dismissed by the court. The defendant refused liability because the plaintiff failed to transfer ownership or register the vehicle with the defendant before the theft occurred. The court ruled that these procedural failures constituted valid grounds for denying the insurance payout under the general terms and conditions.
Legislator headnote
AI generated§ 11 ust. 2 OWU; § 45 ust. 1 OWU; § 45 ust. 3 OWU: Failure to transfer ownership or register the insured vehicle with the insurer prior to the insured event constitutes a valid ground for denying the insurance claim.
Keywords
AI generated
insurance claim denial
vehicle theft coverage
ownership transfer requirement
registration formalities
civil procedure costs
general terms conditions
insurance policy validity
Cited Legislation
AI generated§ 11 ust. 2 OWU
§ 45 ust. 1 OWU
§ 45 ust. 3 OWU
art. 98 k.p.c.
art. 113 ust. 1 ustawy z dnia 28 lipca 2005 r. o kosztach sądowych w sprawach cywilnych
art. 2 ust. 1 ustawy z dnia 28 lipca 2005 r. o kosztach sądowych w sprawach cywilnych
art. 5 ust. 1 pkt 3 ustawy z dnia 28 lipca 2005 r. o kosztach sądowych w sprawach cywilnych
art. 817 k.c
art. 824 § 1 k.c
art. 481 k.c
Related Decisions
AI generatedII C 611/11
Insurance claim dismissed because plaintiff failed to prove ownership of the stolen vehicle at the time of the theft.
II Ca 190/18
Appeal dismissed; court upheld insurance payout for stolen car despite seller address ambiguity.
I C 161/15
Insurance contract claim upheld; insurer denied payment citing false ownership claim; court ruled insurer liable for theft loss.
I C 741/22
Court awards partial damages for stolen car under insurance policy, dismissing remaining claims and ordering cost allocation.