Loan contract abusive clauses invalid; court upholds consumer protection overriding contractual freedom.

The court declared specific clauses in a consumer loan contract abusive and unenforceable, ruling in favor of the borrower. The lender argued the terms were standard and agreed upon, while the borrower contested them as creating a significant imbalance. The court decided that under consumer protection law, such clauses must be interpreted strictly against the drafter and are void if they cause a substantial disadvantage to the consumer.