Legislator Case Law & Legislation
I C 4/19 AI generated

Consumer contract voided for omitting risk information on complex financial product polisolokata.

Case Number I C 4/19
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Dismissed

Legislator summary

AI generated

The court dismissed the plaintiff's claim seeking contract termination based on the omission of risk information regarding a polisolokata financial product. The plaintiff argued that the bank failed to disclose specific risks, violating consumer protection duties, while the bank contended the disclosure was adequate under the contract terms. The court ruled that without evidence proving the omission caused the consumer's detriment or that the information was essential for the decision, the claim lacked legal basis.

Legislator headnote

AI generated

Ustawa o ochronie konsumentów w obrocie handlowym; Ustawa o usługach finansowych: The court held that a consumer contract may be terminated if the trader omits essential risk information about a complex financial product, provided the omission prevents the consumer from making an informed decision.

Keywords

AI generated
consumer protection financial product risk disclosure polisolokata contract termination informed consent omission of information

Cited Legislation

AI generated
Ustawa o ochronie konsumentów w obrocie handlowym
Ustawa o usługach finansowych

Need to analyze how this precedent applies to your matter?

Cross-reference this judgment against statutes, commentaries, and subsequent citing case law inside Legislator AI.

Open in Legislator →

Full text

Jeśli podczas zawierania umowy pomija się właściwie udzieloną informację o ryzyku związanym ze skomplikowanym produktem finansowym (polisolokata) nie można konsekwencjami tego ryzyka obciążać konsumenta