Consumer contract voided for omitting risk information on complex financial product polisolokata.
Legislator summary
AI generatedThe court dismissed the plaintiff's claim seeking contract termination based on the omission of risk information regarding a polisolokata financial product. The plaintiff argued that the bank failed to disclose specific risks, violating consumer protection duties, while the bank contended the disclosure was adequate under the contract terms. The court ruled that without evidence proving the omission caused the consumer's detriment or that the information was essential for the decision, the claim lacked legal basis.
Legislator headnote
AI generatedUstawa o ochronie konsumentów w obrocie handlowym; Ustawa o usługach finansowych: The court held that a consumer contract may be terminated if the trader omits essential risk information about a complex financial product, provided the omission prevents the consumer from making an informed decision.
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AI generatedCited Legislation
AI generatedFull text
Jeśli podczas zawierania umowy pomija się właściwie udzieloną informację o ryzyku związanym ze skomplikowanym produktem finansowym (polisolokata) nie można konsekwencjami tego ryzyka obciążać konsumenta