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I C 316/17 AI generated

Insurance policy clauses interpreted against insurer due to ambiguity and professional duty of precision.

Case Number I C 316/17
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court ruled that the insurance policy clauses must be interpreted in favor of the insured because of their ambiguity. The insurer, as the drafter of the general terms, failed to formulate them with the required precision. Consequently, the court applied the principle of contra proferentem to resolve the dispute.

Legislator headnote

AI generated

Ustawa o ubezpieczeniach i innych formach ubezpieczenia; Ustawa o ochronie konsumentów: When an insurance policy drafter creates ambiguous terms, the law mandates interpretation against the drafter to protect the consumer.

Keywords

AI generated
contra proferentem principle insurance policy interpretation ambiguity in clauses consumer protection law professional duty of precision

Cited Legislation

AI generated
Act on Insurance and Other Forms of Insurance
Act on Consumer Protection

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Full text

Ubezpieczyciel jako profesjonalista oraz autor ogólnych warunków ubezpieczenia ma obowiązek sformułować je precyzyjnie i dlatego w razie niejasności czy wątpliwości, co do poszczególnych postanowień tych warunków, należy je interpretować na korzyść ubezpieczającego.