Court dismisses defendant's defense and orders bank to recover loan debt with interest and costs.

The court ruled in favor of the bank, ordering the defendant to pay the outstanding loan balance, contractual interest, and procedural costs. The defendant argued that the bank's notice of contract termination was invalid due to lack of proper identification and authority, but the court found the notice effective. The court determined the defendant breached the loan agreement and upheld the bank's claim based on clear documentary evidence and the validity of the employee's power of attorney.