Civil court dismisses consumer loan claim due to lack of written contract termination and procedural impossibility of payment.

The civil court dismissed the plaintiff's claim for repayment of a consumer loan against the defendant. The defendant argued that the contract was terminated without a written notice and that she could not pay due to the 'cash-in-home' payment option. The court ruled that the plaintiff failed to prove a valid written termination and that the specific payment terms made enforcement impossible without a formal notice. Consequently, the court held the contract remained valid and rejected the statute of limitations defense.