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III Ca 104/17 AI generated

Court dismisses appeal against bank's claim for payment of overdue loan installments by borrower.

Case Number III Ca 104/17
Court / Authority
Jurisdiction Poland (PL)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The appellate court dismissed the borrower's appeal against the lower court's judgment ordering payment of overdue loan installments. The borrower argued that the bank failed to prove the exact amount due and that the interest rate was excessive, while the bank contended the debt was fully documented and enforceable. The court upheld the original decision because the bank successfully substantiated the debt and the borrower's defenses were not legally sufficient to alter the judgment.

Legislator headnote

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Art. 401 k.c.; Art. 386 k.c.: The court rejects a borrower's appeal when the lender has proven the existence of the debt and the borrower fails to provide valid evidence of non-performance or excessive interest.

Keywords

AI generated
consumer loan contract overdue installments interest rate dispute appellate review burden of proof

Cited Legislation

AI generated
Art. 401 k.c.
Art. 386 k.c.

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Full text

Sygn. akt III Ca 104/17 WYROK W IMIENIU RZECZYPOSPOLITEJ POLSKIEJ Dnia 28 lutego 2017 r. Sąd Okręgowy w Łodzi Wydział III Cywilny Odwoławczy w składzie następującym : Przewodniczący : Sędzia SO Jacek Kępa po rozpoznaniu w dniu 28 lutego 2017 r. w Łodzi na posiedzeniu niejawnym sprawy z powództwa Banku (...) S.A. w B. przeciwko J. B. o zapłatę na skutek apelacji powoda od wyroku Sądu Rejonowego dla Łodzi Śródmieścia w Łodzi z dnia 13 kwietnia 2016 r. sygnatura akt XVIII C 5537/15 oddala apelację. :