Insurance claim reduced due to insured's failure to verify vehicle history and disclose prior damage.

The court partially dismissed the plaintiff's insurance claim, awarding 61,500 PLN while reducing the original demand of 85,000 PLN. The plaintiff argued for full payment based on the theft of their car, but the defendant contended the insured failed to perform necessary due diligence. The court ruled that the insured's failure to verify the vehicle's origin and disclose prior damage constituted a breach of the duty of disclosure, legally justifying the reduction of the compensation to the car's actual value at the time of theft.