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BS-18660/2018-VLR ECLI:DK:VLR:2022:BS0000000304 AI generated

Court dismisses appeal against debt collector's breach of contract claim where death is not a default.

Case Number BS-18660/2018-VLR
Court / Authority
Jurisdiction Denmark (DK)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court upheld the first-instance judgment dismissing the debt collector's claim for breach of contract. The appellant argued that the debtor's death constituted a default, but the court found that death alone does not trigger contractual default under the Credit Agreement Act. Consequently, the court ruled that the debt collector cannot invoke the protective consumer provisions to justify terminating the contract for the benefit of heirs.

Legislator headnote

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Credit Agreement Act § 48, stk. 2; A death cannot constitute a default or anticipatory breach of contract, and a debt collector's representative cannot invoke consumer protection provisions to terminate a contract to benefit heirs over creditors.

Keywords

AI generated
debt collector representative contractual default death as breach Credit Agreement Act consumer protection provisions heirs vs creditors contract termination

Cited Legislation

AI generated
Credit Agreement Act § 48, stk. 2
AI generated
BS-1376/2012-VLR
Court dismisses appeal; parties bound by AB 92 arbitration rules unless agreed otherwise.
BS-138/2009-VLR
Court dismisses appeal against bankruptcy trustee, upholding director's liability for misappropriation of funds.
BS-545/2012-VLR
Insurance company appeal dismissed; insurer must pay damages for gross negligence under liability law.
BS-938/2017-VLR
Court dismisses access to file claim as bankruptcy liquidation concluded without funds for § 93 claims.
BS-6991/2021-VLR
Court dismisses appeal in Danish work injury case, upholding lower court's finding of employer liability for container accident.

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Full text

Byrettens dom stadfæstes

[DOKUMENT] Afgørelse (2 sider) V ES TRE LA N DSRET DOM afsagt den 22. marts 2019

Sag BS-18660/2018-VLR (5. afdeling)

Boet efter Part A v/ bobestyrer, advokat Mogens Pahl Christensen (advokat Jesper Andersen)

mod

Jyske Finans A/S (advokat Tanja Lykke Stougaard)

Retten i Hjørring har den 5. april 2018 afsagt dom i 1. instans (sag BS-9126/2017- HJO, tidligere BS SKSd-1073/2017).

Landsdommerne Linda Hangaard, Henrik Estrup og Kresten Trolle (kst.) har deltaget i ankesagens afgørelse.

Påstande Appellanten, Boet efter Part A v/ bobestyrer, advokat Mogens Pahl Christensen, har gentaget sin påstand for byretten om frifindelse.

Indstævnte, Jyske Finans A/S, har påstået dommen stadfæstet.

Anbringender Parterne har i det væsentlige gentaget deres anbringender for byretten.

Landsrettens begrundelse og resultat

Købekontrakten var ikke misligholdt, da Part A afgik ved døden, og dødsfaldet kan efter vilkårene i kontrakten ikke i sig selv anses for en misligholdelse eller en anteciperet misligholdelse.

Bestemmelsen i kreditaftalelovens § 48, stk. 2, har til formål at beskytte forbrugere. Bestemmelsen kan ikke påberåbes af et bobestyrerbo, som vælger at misligholde kontrakten for at tilgodese arvingerne fremfor kreditor.

Landsretten stadfæster derfor dommen.

Efter sagens udfald skal Boet efter Part A v/ bobestyrer, advokat Mogens Pahl Christensen i sagsomkostninger for landsretten betale 15.000 kr. inkl. moms til Jyske Finans A/S. Beløbet vedrører udgifter til advokatbistand. Der er ved fastsættelsen af beløbet lagt vægt på sagens værdi, udfald og forløb.

THI KENDES FOR RET:

Byrettens dom stadfæstes.

I sagsomkostninger for landsretten skal Boet efter Part A v/bobestyrer, advokat Mogens Pahl Christensen inden 14 dage betale 15.000 kr. til Jyske Finans A/S. Beløbet forrentes efter rentelovens § 8 a.