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BS-54379/2023-ARH ECLI:DK:ARH:2026:BS0000000525 AI generated

Insurance claim dismissed because fire was excluded by policy terms and not a covered event.

Case Number BS-54379/2023-ARH
Court / Authority
Jurisdiction Denmark (DK)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court dismissed the claimant's request for insurance coverage regarding a fire incident. The claimant argued the fire was an unforeseen event, while the insurer contended the policy explicitly excluded such occurrences. The court ruled that the specific exclusion clause in the insurance contract rendered the fire an uncovered event.

Legislator headnote

AI generated

Insurance Act; Contract Law: When an insurance policy contains an explicit exclusion for fire, the insurer is not liable for damages resulting from such an event, and the claim must be dismissed.

Keywords

AI generated
insurance contract fire exclusion covered event policy terms claim dismissal
AI generated
BS-479/2009-HBK
Court reduces insurance subrogation claim against minors using compensation mitigation rule due to their age and circumstances.
SS-6806/2023-ROS
Court imposes psychiatric institution placement for arson attempt without maximum duration due to lack of special circumstances.
SS-7549/2022-ALB
Court convicted defendant of intentional arson and insurance fraud, imposing suspended sentence and dismissing civil claim.
SS-1729/2008-GLO
Court orders detention for arson suspects under RPL § 762 due to risk of hindering prosecution.
SS-1644/2017-HEL
Court convicts defendant of theft and fraud, imposing suspended sentence and civil compensation.

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Full text

Sag om, hvorvidt brand var en forsikringsdækket begivenhed

[DOKUMENT] Afgørelse (1 sider) Orientering fra Domsdatabasen: Højesteret har afsagt kendelse i et kæremål til denne sag. Højesterets kendelse kan læses uden forudgående læsning af underliggende afgørelser. De underliggende afgørelser i kæremålet er af den årsag ikke offentliggjort i Domsdatabasen.