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KKO 710/1995 KI-generiert

Supreme Court allows recovery of guarantee payments from guarantor when bank releases guarantor's liability.

Geschäftsnummer KKO 710/1995
Gericht / Behörde
Rechtsordnung Finnland (FI)
Entscheiddatum
Ausgang Gutgeheissen (Allowed)
Originalquelle öffnen Maschinenlesbares Markdown (.md)

Legislator-Zusammenfassung

KI-generiert

The Supreme Court allowed the creditor to recover payments made to the guarantor after the bank released the guarantor from liability. The debtor sold assets to a company whose director had provided a guarantee, using the proceeds to pay down debts and secure the bank's release of the guarantor. The court held that the guarantor could claim reimbursement because the bank's release of liability constituted a benefit that the guarantor was entitled to recover.

Legislator-Regeste

KI-generiert

Section 10 of the Guarantee Act 1993; Section 10 of the Guarantee Act 1993: A guarantor who has been released from liability by the creditor may claim reimbursement from the debtor for payments made to the guarantor.

Schlagwörter

KI-generiert
Guarantee Act 1993 Reimbursement of guarantee Release of liability Bank credit agreement Subrogation rights Guarantor liability Asset sale proceeds Konkurseröffnung

Zitierte Gesetzesbestimmungen

KI-generiert
Section 10 of the Guarantee Act 1993
KI-generiert
kko-precedent_1998_24
Bank payment to guarantor before bankruptcy discharge deemed premature and recoverable under insolvency law.
appeal_1984_helsinki__279
Bank deposit deemed voidable against bankruptcy estate due to prior mortgage transfer to director and wife.
kko-other_2021_68
Supreme Court dismisses debtor's claim against bank for improper set-off of security payments in bankruptcy proceedings.
kko-precedent_2008_46
Supreme Court dismisses claim against guarantors when debt repayment occurred before the statute of limitations expired.
kko-precedent_1997_198
Supreme Court allows third-party payments to a bankrupt debtor's bank account to be clawed back as debt repayment.

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Volltext

Velallisyhtiö oli kriittisenä aikana ennen konkurssia myynyt käyttö- ja vaihto-omaisuutensa yhtiölle, jonka toimitusjohtaja oli antanut velallisyhtiön puolesta omavelkaisen takauksen. Kauppahinnalla oli velallisyhtiön ja pankin kanssa sovitun mukaisesti lyhennetty velallisyhtiön lainoja, jolloin pankki vapautti takaajan vastuusta. Kysymys takaisinsaannista takaajaan nähden.