FS-2650/2014-ODE ECLI:DK:ODE:2022:FS0000000087 KI-generiert

Court dismisses claim for 37% late fees as excessive and contrary to consumer protection law.

Geschäftsnummer FS-2650/2014-ODE

Gericht / Behörde Retten i Odense

Rechtsordnung

Dänemark (DK)

Entscheiddatum 2014-03-12

Ausgang Abgewiesen (Dismissed)

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Legislator-Zusammenfassung

KI-generiert

The court dismissed the creditor's request to recover 37% late fees from the consumer. The creditor argued that the high rate reflected the risk of non-payment, while the consumer contended it was unreasonably high. The court ruled that such rates violate consumer protection standards and are therefore not enforceable.

Legislator-Regeste

KI-generiert

Consumer Protection Act; Unfair Contract Terms Act: Excessive late fees exceeding statutory limits are deemed unfair and unenforceable against consumers.

Schlagwörter

KI-generiert

excessive late fees consumer protection law unfair contract terms interest rate cap creditor liability vertraglicher Verzugszins Rentenanspruch Ratenzahlung

KI-generiert

FS-5720/2018-HOL

Court dismisses claim for 150% interest due to lack of justification and unlimited duration.

BS-918/2014-OLR

Land's Court dismisses request to remit case, ruling explanation for 37% late fee not required before enforcement.

FS-1177/2012-ROS

Payment claim dismissed due to prior interest ruling; creditor's cited case involves different credit relationship.

FS-11882/2018-ARH

Claim dismissed for accrued interest on expired debt portion due to statute of limitations violation.

BS-34683/2022-ESB

Court dismisses claim for property purchase agreement due to lack of binding offer acceptance in SMS. Verdict: dismissed.