Legislator Case Law & Legislation
DE FR IT EN
Analyze in Legislator
ICCJ_86260 AI generated

Bank credit execution by subrogated insurer: interpretation of OUG 99/2006 art. 120 and Law 136/1995 art. 22

Case Number ICCJ_86260
Court / Authority
Jurisdiction Romania (RO)
Decision Date
Outcome Inadmissible
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The High Court of Cassation and Justice dismissed as inadmissible the request for a preliminary ruling filed by the Specialized Cluj Court regarding Case No. 18785/211/2013. The dispute concerned the interpretation of Article 120 of Emergency Government Ordinance No. 99/2006 on credit institutions and capital adequacy, read in conjunction with Article 22 of Law No. 136/1995 on insurance, specifically addressing whether a request for approval of forced execution of a credit contract is valid when submitted by an insurer subrogated in the rights of the creditor bank. The court applied Article 521(3) of the Code of Civil Procedure to find the referral inadmissible, leaving the lower court's proceedings to continue without a binding legal clarification from the supreme judiciary.

Legislator headnote

AI generated

art. 22 din Legea nr.136/1995, art. 521 alin. (3) din Codul de procedură civilă; Bank credit execution by subrogated insurer: interpretation of OUG 99/2006 art. 120 and Law 136/1995 art. 22: 18785/211/2013. The dispute concerned the interpretation of Article 120 of Emergency Government Ordinance No. 99/2006 on credit institutions and capital adequacy, read in conjunction with Article 22 of Law No. 136/1995 on insurance, specifically addressing whether a request for approval of forced execution of a credit contract is valid when submitted by an insurer subrogated in the rights of the creditor bank. The court applied Article 521(3) of the Code of Civil Procedure to find the referral inadmissible, leaving the lower court's proceedings to continue without a binding legal clarification from the supreme judiciary.

Keywords

AI generated
subrogation of insurer banking law credit insurance contract interpretation credit institution preliminary ruling procedure

Cited Legislation

AI generated
art. 22 din Legea nr.136/1995
art. 521 alin. (3) din Codul de procedură civilă
Cited to establish the binding nature of the decision issued by the court for resolving questions of law.
AI generated
ICCJ_118617
Insurance subrogation appeal timeliness and validity of private debt demand as judicial enforcement summons under equivalence principle
Decizia nr. 413/2003
Subrogated claim by credit insurer for unpaid trade receivables and the sufficiency of partial payment to establish the risk of non-payment under Law 136/1995
ICCJ_86259
Admissibility of preliminary ruling on credit institution capital adequacy and civil debt enforcement by assignee creditor under OUG 99/2006 and 1864 Civil Code
ICCJ_86925
Transfer of executive title status to subrogated insurer under credit contracts
Decizia nr. 3454/2005
Prescription of the right to request compulsory execution of assigned non-performing bank claims under special legislation

Key legal questions extracted by Legislator

AI generated
art. 521 alin. (3) din Codul de procedură civilă

Cited to establish the binding nature of the decision issued by the court for resolving questions of law.

Need to analyze how this precedent applies to your matter?

Cross-reference this judgment against statutes, commentaries, and subsequent citing case law inside Legislator AI.

Open in Legislator →

Full text

ROMÂNIA

ÎNALTA CURTE DE CASAŢIE ŞI JUSTIŢIE

Completul pentru dezlegarea unor chestiuni de drept în materie civilă

Minuta deciziei nr. 4 Dosar nr. 2/1/2014/HP

ÎN NUMELE LEGII

DECIDE:

Respinge ca inadmisibilă sesizarea formulată de Tribunalul Specializat Cluj în dosarul nr. 18785/211/2013 privind pronunțarea unei hotărâri prealabile pentru dezlegarea modului de interpretare și aplicare a dispozițiilor art. 120 din Ordonanţa de urgenţă a Guvernului nr. 99/2006 privind instituţiile de credit şi adecvarea capitalului, cu modificările şi completările ulterioare, coroborat cu art. 22 din Legea nr.136/1995 privind asigurările şi reasigurările în România, cu modificările şi completările ulterioare, în situația în care cererea de încuviințare a executării silite a unui contract de credit este formulată de asigurătorul subrogat în drepturile creditorului instituție bancară.

Obligatorie, potrivit dispoziţiilor art. 521 alin. (3) din Codul de procedură civilă.

Pronunţată în şedinţă publică, astăzi 14 aprilie 2014.