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ICCJ_205595 AI generated

Late-payment penalties for motor insurers run from expiry of 30-day response deadline, High Court rules.

Case Number ICCJ_205595
Court / Authority
Jurisdiction Romania (RO)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The High Court of Cassation and Justice admitted the appeal in the interest of the law filed by the Managing Board of the Cluj Court of Appeal and ruled that, in uniform interpretation of Article 21(1), (2), and (5) of Law No. 132/2017 on mandatory motor third-party liability insurance, if the insurer fails to respond within the 30-day term set by Article 21(1) and (2), the 0.2% daily penalty for delay runs from the expiry of those 30 days. The decision was rendered in a public hearing on 23 October 2023 and is binding under Article 517(4) of the Civil Procedure Code. The dispute concerned the statutory construction of the starting point for late-payment penalties when the insurer misses the deadline to answer a compensation claim.

Legislator headnote

AI generated

Art. 21 alin. (1), (2) şi (5) din Legea nr. 132/2017, art. 517 alin. (4) din Codul de procedură civilă; Late-payment penalties for motor insurers run from expiry of 30-day response deadline, High Court rules: 132/2017 on mandatory motor third-party liability insurance, if the insurer fails to respond within the 30-day term set by Article 21(1) and (2), the 0.2% daily penalty for delay runs from the expiry of those 30 days. The decision was rendered in a public hearing on 23 October 2023 and is binding under Article 517(4) of the Civil Procedure Code. The dispute concerned the statutory construction of the starting point for late-payment penalties when the insurer misses the deadline to answer a compensation claim.

Keywords

AI generated
expiry of statutory deadline liability of the insurer payment of the fine payment of interest compensation rules public insurance

Cited Legislation

AI generated
Art. 21 alin. (1), (2) şi (5) din Legea nr. 132/2017
Main ground: interpretation of the provisions regarding the deadline for insurance companies to respond and the accrual of penalties.
art. 517 alin. (4) din Codul de procedură civilă
Procedural: establishes that the decision is binding.
AI generated
ICCJ_208810
Late-payment penalties under mandatory motor insurance run from expiry of 30-day adjustment deadline once insurer fails to respond
Decizia nr. 1152/2020
Insurer's appeal rejected: statutory late-payment penalties run from expiry of 3-month response period, not final judgment
Decizia nr. 136/2022
Insurer’s appeal rejected: late-payment penalties accrue from expiry of statutory response deadline, not final judgment.
Decizia nr. 670/2021
RCA late-payment penalty accrual period: limitation until insurer’s communicated offer vs. effective payment date under Emergency Ordinance 54/2016
Decizia nr. 1316/2023
Mandatory insurance late-payment penalties: accrual date when insurer fails to respond to claim within statutory deadline

Key legal questions extracted by Legislator

AI generated
Art. 21 alin. (1), (2) şi (5) din Legea nr. 132/2017

Main ground: interpretation of the provisions regarding the deadline for insurance companies to respond and the accrual of penalties.

art. 517 alin. (4) din Codul de procedură civilă

Procedural: establishes that the decision is binding.

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Full text

ROMÂNIA

ÎNALTA CURTE DE CASAŢIE ŞI JUSTIŢIE

Completul pentru soluționarea recursului în interesul legii

Minuta deciziei nr. 18 Dosar nr. 1025/1/2023

Şedinţa din 23 octombrie 2023

ÎN NUMELE LEGII

DECIDE:

Admite recursul în interesul legii formulat de Colegiul de conducere al Curţii de Apel Cluj şi, în consecință, stabilește că:

În interpretarea și aplicarea unitară a dispozițiilor art. 21 alin. (1), (2) şi (5) din Legea nr. 132/2017 privind asigurarea obligatorie de răspundere civilă auto pentru prejudicii produse terților prin accidente de vehicule şi tramvaie, cu modificările şi completările ulterioare, în cazul nerespectării termenului de 30 de zile reglementat de art. 21 alin. (1) şi (2) din acelaşi act normativ, penalitățile de 0,2% pe zi de întârziere curg de la expirarea celor 30 de zile în care asigurătorul trebuia să răspundă cererii părţii solicitante.

Obligatorie, potrivit dispozițiilor art. 517 alin. (4) din Codul de procedură civilă.

Pronunţată în şedinţă publică astăzi, 23 octombrie 2023.