Inadmissibility of preliminary reference on signature requirements for executory force of distance credit contracts
Legislator summary
AI generatedThe High Court of Cassation and Justice rejected as inadmissible a preliminary reference submitted by the Bucharest Court of Appeal regarding the interpretation of Article 666(5) points 2-4 of the Code of Civil Procedure in relation to Government Emergency Ordinance No. 85/2004. The dispute centered on whether the signature of the debtor was still required for the valid conclusion of a distance credit contract or if the mere receipt of a confirmation message by the consumer was sufficient to confer enforceability (executory title status) on the contract. The decision, which is mandatory for all lower courts, was issued on January 22, 2018, leaving the lower court to resolve the specific procedural requirements without a unified judicial interpretation on the necessity of signatures in electronic or distance credit agreements.
Legislator headnote
AI generatedart. 521 alin. (3) din Codul de procedură civilă; Inadmissibility of preliminary reference on signature requirements for executory force of distance credit contracts: 85/2004. The dispute centered on whether the signature of the debtor was still required for the valid conclusion of a distance credit contract or if the mere receipt of a confirmation message by the consumer was sufficient to confer enforceability (executory title status) on the contract. The decision, which is mandatory for all lower courts, was issued on January 22, 2018, leaving the lower court to resolve the specific procedural requirements without a unified judicial interpretation on the necessity of signatures in electronic or distance credit agreements.
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Full text
ROMÂNIA
ÎNALTA CURTE DE CASAŢIE ŞI JUSTIŢIE
Completul pentru dezlegarea unor chestiuni de drept
Minuta deciziei nr. 7 Dosar nr. 2506/1/2017
Şedinţa din 22 ianuarie 2018
ÎN NUMELE LEGII
DECIDE:
Respinge, ca inadmisibilă, sesizarea formulată de Tribunalul Bucureşti - Secţia a III-a civilă, în dosarul nr. 1256/303/2017, pentru pronunţarea unei hotărâri prealabile cu privire la modalitatea de interpretare a dispoziţiilor art. 666 alin. (5) pct. 2, 3, 4 din Codul de procedură civilă prin raportare la art. 8 din Ordonanţa Guvernului nr. 85/2004, respectiv de a stabili dacă, pentru încheierea valabilă a unui contract la distanţă, nu mai este necesară semnătura olografă sau electronică a debitorului, primirea mesajului de confirmare de către consumator, referitor la comanda sa, fiind suficientă pentru încheierea valabilă a contractului, deci pentru a conferi valoare de titlu executoriu contractului de credit încheiat în această modalitate.
Obligatorie, potrivit dispoziţiilor art. 521 alin. (3) din Codul de procedură civilă.
Pronunţată în şedinţă publică, astăzi, 22 ianuarie 2018.