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0130522 AI generated

Financial lease contract valid for business equipment; insurance co. joins insured for liability support.

Case Number 0130522
Court / Authority
Jurisdiction Portugal (PT)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Tribunal da Relação do Porto confirmed the lower court's decision upholding the validity of a financial lease contract where vehicles were used as business equipment. The appellant argued against the contract's validity, but the court found the lessee's business activity transformed the vehicles into equipment rather than mere rental items. Consequently, the court ruled that the insurance company merely joins the insured to share liability without substituting the insured's obligation.

Legislator headnote

Official

CONTRATO DE LOCAÇÃO FINANCEIRA SEGURO DE CRÉDITOS

Keywords

AI generated
financial lease contract business equipment classification insurance co. liability subrogation in insurance vehicle rental validity

Cited Legislation

AI generated
DL 171/79 de 1979/06/06
Art. 17 ust. 1 k.r.s.

Cited Case Law

AI generated
AC STJ DE 1999/12/16 IN CJSTJ T3 ANOVII PAG140

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Full text

[DATA DEC. RECORRIDA] 02/29/2000

[Nº CONVENCIONAL] JTRP00032173

[Nº DO DOCUMENTO] RP200106070130522

[PRIVACIDADE] 1

[PROCESSO NO TRIBUNAL RECORRIDO] 1107/95-3S

[TEXTO INTEGRAL] N

[TRIBUNAL RECORRIDO] 3 V CIV PORTO

[URL] https://www.dgsi.pt/jtrp.nsf/56a6e7121657f91e80257cda00381fdf/7A1B99E5A89F9DAE80256AE20046BC91?OpenDocument

SUMÁRIO

I - O contrato de locação financeira em que a locadora cedeu veículos automóveis que a locatária, por sua vez, utilizou para ceder a outrem em aluguer de longa duração, é válido porque face à actividade empresarial da locatária, os veículos são verdadeiros bens de equipamento.

II - No contrato de seguro caução, a seguradora não se substitui ao segurado, mas unicamente a ele se junta, perante o beneficiário, no suportar da responsabilidade.