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9730702 AI generated

Insurance contract formalism requires written policy for substantive terms, excluding oral testimony on additions.

Case Number 9730702
Court / Authority
Jurisdiction Portugal (PT)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Tribunal da Relação do Porto confirmed the lower court's dismissal of the appeal regarding an insurance dispute. The appellant argued that oral testimony should validate additional coverage terms not explicitly stated in the formal policy document. The court ruled that under Portuguese law, insurance contracts are formal, meaning the policy is essential for substantive terms, thereby excluding oral evidence for such additions.

Legislator headnote

Official

SEGURO APÓLICE DE SEGURO FORMALIDADES AD SUBSTANTIAM PROVA TESTEMUNHAL

Keywords

AI generated
insurance contract formalism ad substantiam requirement testimonial evidence exclusion written policy essential substantive contract terms

Cited Legislation

AI generated
Código Civil, Art. 393, n.º 3
Código das Obrigações e Contratos, Art. 426

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Full text

[DATA DEC. RECORRIDA] 12/20/1996

[Nº CONVENCIONAL] JTRP00022909

[Nº DO DOCUMENTO] RP199801299730702

[PRIVACIDADE] 1

[PROCESSO NO TRIBUNAL RECORRIDO] 505/95-2

[TEXTO INTEGRAL] N

[TRIBUNAL RECORRIDO] T CIV PORTO 7J

[URL] https://www.dgsi.pt/jtrp.nsf/56a6e7121657f91e80257cda00381fdf/7488EB227AC0345F8025686B00670B01?OpenDocument

SUMÁRIO

I - O contrato de seguro é um contrato formal, constituindo a respectiva apólice um documento " ad substantiam ", pelo que a prova testemunhal não

é admitida quando tiver por objecto convenções contrárias ou adicionais a essa apólice, apenas o sendo para interpretação do contexto do documento.