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0005672 AI generated

Insurance contract excludes voluntary homicide; death by third party not covered under life insurance terms.

Case Number 0005672
Court / Authority
Jurisdiction Portugal (PT)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court dismissed the appeal regarding a life insurance claim where the insured died from voluntary homicide. The parties argued over whether such a death fell within the contract's scope, which explicitly covered only natural and accidental deaths. The court ruled that since the contract excluded deaths caused by a third party, the insurer was not liable.

Legislator headnote

Official

CONTRATO DE SEGURO HOMICÍDIO VOLUNTÁRIO

Keywords

AI generated
life insurance contract voluntary homicide exclusion third party causation contractual interpretation insurable event definition

Cited Legislation

AI generated
CCIV66 Art. 238
CCIV66 Art. 483 n.1

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Full text

[Nº CONVENCIONAL] JTRL00001091

[Nº DO DOCUMENTO] RL199511230005672

[PRIVACIDADE] 1

[TEXTO INTEGRAL] N

[URL] https://www.dgsi.pt/jtrl.nsf/33182fc732316039802565fa00497eec/9CFB4174AA7CD3A1802568030003CCC0?OpenDocument

SUMÁRIO

I - A questão de saber se a morte do segurado por homicídio voluntário está ou não excluído do âmbito do seguro do ramo vida é questão de interpretação das cláusulas contratuais;

II - Abrangendo estas apenas os casos de morte natural e de morte acidental da pessoa segura o contrato não funciona nos casos em que há morte causada por terceiro.