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0005441 AI generated

Court confirms that a cheque is merely a payment means, not extinguishing debt until paid, and novation requires express intent.

Case Number 0005441
Court / Authority
Jurisdiction Portugal (PT)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court confirmed the lower decision, ruling that a cheque does not extinguish a debt merely by being issued but only upon actual payment or crediting. The parties argued regarding the nature of the cheque and the requirements for novation, with the defendant claiming the debt was settled. The court held that express intent is mandatory for novation, and since the cheque was not paid, the original obligation remained valid.

Legislator headnote

Official

CHEQUE NOVAÇÃO

Keywords

AI generated
Cheque payment mechanism Novation express intent Debt extinction conditions Bank credit entry Civil obligation termination

Cited Legislation

AI generated
CCIV Art. 66
CCIV Art. 217 n.º 1
CCIV Art. 785
CCIV Art. 857
CCIV Art. 859
LUCH Art. 1 n.º 2

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Full text

[Nº CONVENCIONAL] JTRL00007588

[Nº DO DOCUMENTO] RL199610010005441

[PRIVACIDADE] 1

[TEXTO INTEGRAL] N

[URL] https://www.dgsi.pt/jtrl.nsf/33182fc732316039802565fa00497eec/3207EE327B8381A6802568030004DCCB?OpenDocument

SUMÁRIO

I - O cheque não constitui um pagamento em si mesmo, mas um meio de pagamento, pelo que a obrigação só se extingue quando a prestação for satisfeita nos seus precisos termos, isto é, quando o Banco sacado pagar o cheque ou inscrever o contravalor, sem reserva, a favor do credor.

II - Para haver novação é essencial que os interessados queiram extinguir a contracção de uma nova obrigação, vontade aquela que tem de ser objecto de manifestação expressa, não se presumindo.