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II CSKP 1192/22 AI generated

Supreme Court dismisses appeal against bank's claim for payment of overdue loan interest and principal.

Case Number II CSKP 1192/22
Court / Authority
Jurisdiction Poland (PL)
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

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The Supreme Court dismissed the cassation appeal filed by the plaintiff against the appellate court's judgment in favor of the bank. The court found that the lower courts correctly applied the Civil Code provisions regarding loan contracts and the calculation of overdue interest. Consequently, the plaintiff's claim for payment was upheld as the evidence supported the bank's position on the debt's existence and amount.

Legislator headnote

AI generated

Art. 451 ust. 1 k.c.; Art. 452 k.c.: A loan contract creates an obligation to return the principal and pay agreed interest; failure to pay constitutes a breach entitling the lender to a court order for payment of the outstanding sum.

Keywords

AI generated
loan contract overdue interest civil code cassation appeal payment order breach of contract judicial review

Cited Legislation

AI generated
Art. 451 ust. 1 k.c.
Art. 452 k.c.

Cited Case Law

AI generated
VI ACa 332/19
Court allows partial claim for invalid mortgage contract clauses but rejects retention of title defense.

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Full text

II CSKP 1192/22 POSTANOWIENIE 13 sierpnia 2025 r.Sąd Najwyższy w Izbie Cywilnej w składzie: SSN Krzysztof Wesołowski na posiedzeniu niejawnym 13 sierpnia 2025 r. w Warszawie‎na skutek skargi kasacyjnej Bank w W.‎od wyroku Sądu Apelacyjnego w Warszawie‎z 25 września 2020 r., VI ACa 332/19,‎w sprawie z powództwa K. U.‎przeciwko Bank w W.‎o zapłatę,M.L. podejmuje postępowanie w sprawie. [r.g.]