ECLI:NL:RBROT:2022:789
ECLI:NL:RBROT:2022:789
AI generated
Court orders defendant to pay insurance arrears and costs, rejecting installment payment defense under Dutch Civil Code.
Legislator summary
AI generatedThe court ruled in favor of Zilveren Kruis, ordering the defendant to pay the remaining insurance arrears of €767.62 plus interest and legal costs. The defendant argued for an installment plan, but the court found no legal basis to compel the insurer to accept partial payments under Article 6:29 of the Civil Code. Consequently, the defendant was held liable for the full outstanding debt and the plaintiff's litigation expenses.
Legislator headnote
AI generatedArticle 6:29 BW; Article 6:119 BW: An insurer is not legally bound to accept installment payments and may demand full satisfaction of the debt; a court cannot impose an installment agreement without the creditor's consent.
Keywords
AI generated
insurance arrears
installment payments
civil code article 6:29
full debt satisfaction
court enforcement order
legal costs liability
creditor consent
Cited Legislation
AI generatedArticle 6:29 BW
Article 6:119 BW
artikel 6:96 lid 6 BW
artikel 6:44 lid 1 BW
artikel 6:29 BW
artikel 6:119 BW
Related Decisions
AI generatedECLI:NL:RBMNE:2024:5432
Insurance company wins court case for full arrears payment after validly terminating payment plan.
ECLI:NL:RBROT:2021:11937
Insurance company wins default judgment for unpaid premiums and collection costs against individual debtor.
ECLI:NL:RBOVE:2023:64
Insurance company's premature termination of payment plan and unnecessary lawsuit dismissed due to unclear terms and defendant's readiness to pay.
ECLI:NL:RBROT:2017:5859
Insurance company partially allowed claim for arrears but dismissed collection costs due to insufficient demand letter.
ECLI:NL:RBROT:2022:8568
ECLI:NL:RBROT:2022:8568 Rechtbank Rotterdam , 14-10-2022 / 9752156