Insurance claim dismissed due to fraud indicators; defendant ordered to pay damages and legal costs.

The court dismissed the defendant's claim for damages against the insurer because expert analysis revealed inconsistencies between the reported accident and the vehicle's damage pattern. While the insurer's request for reimbursement of internal investigation costs was rejected due to lack of specific evidence, the court awarded the insurer's legal fees and rejected the claim for external collection costs. Consequently, the defendant was ordered to pay the insurer's proven internal costs, legal fees, and statutory interest.